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- Financial Planning - 6 Timeless Money Tips to Help You - by Submitted on May 15, 2009 from Glenn Ferguson“The same mind that created the problem cannot solve the problem."- Albert Einstein It is my hope that you enjoyed your Mother’s Day this past weekend. And as much as you didn’t like to be corrected when you were growing up, good ol’ Mom was almost always right in teaching us the basics. ...
Views: 1345 - Organizing Your Credit Cards – Do’s and Don’ts. - by Submitted on May 14, 2009 from Deb WilsonMost of us use credit cards extensively month to month and almost as many people don’t use them to their full advantage and end up paying way more interest than they should. Here are some credit card tips on how to keep on top of your credit cards and get the benefits you’re entitled to. Credit ...
Views: 769 - An Introduction to the Credit Report - by Submitted on May 13, 2009 from Menno SpijkstraA credit report works similar to the way a report card for a high school student would. In an educational institution, the grades written on that card would reflect the academic performance of the receiver. If the “numbers” or grades stated were impressive, the kid would be rewarded either by an ...
Views: 559 - How to Save Your Money By Being More Organized with It - by Submitted on May 13, 2009 from Claire McFeeI recently had an experience that reminded me how important it is to keep track of your spending week by week, day by day. I admittedly go through good, and not quite as good phases in relation to how thorough I am checking all my receipts and keeping track of our ins & outs. So I thought ...
Views: 712 - Saying Goodbye to the Jones' - by Submitted on May 13, 2009 from Deborah HillI didn’t realize that it would be so difficult saying “good-bye”. For years I’ve been “Keeping up with the Jones” without realizing it. I thought my old “hippy”, back-to-nature values were still in tact. I didn’t realize that I depended upon the Jones’ as mileposts – people to look up to and ...
Views: 853 - Financial Planning: Money, it Could Be the Real Cause of the Stress in Your Marriage! - by Submitted on May 07, 2009 from Glenn Ferguson"I believe the recipe for happiness to be just enough money to pay the monthly bills you acquire, a little surplus to give you confidence, a little too much work each day, enthusiasm for your work, a substantial share of good health, a couple of real friends and a wife and children to share ...
Views: 885 - Tax Evasion: This is What You Get for Doing It - by Submitted on May 07, 2009 from Menno SpijkstraPaying taxes can be hard, but not paying them at all or doing something that could be classified as an act of tax evasion can make things worse, if you’re caught that is. I’m not saying that you should use “methods” that can keep you from making the payments; I’m warning you or telling you that ...
Views: 772 - Repair Your Credit Now - by Submitted on May 04, 2009 from Karen LynchDid you know that if you are late on even one payment it can reduce your credit score by as much as 100 points? Most people really have no idea how credit scores are measured and how they can be repaired and improved upon. Unfortunately, low credit scores are more common than ever and the ...
Views: 820 - Trying to Retire With Less Money Than You Need - by Submitted on Apr 29, 2009 from The Truth About... Personal FinanceThe closer you are to retirement, the more concerned you will naturally be regarding the amount of money you have in your retirement savings. With every downturn of the economy, you watch your nest egg grow smaller. Here are some practical ways you can survive on less money during your golden ...
Views: 795 - The Causes of Money - by Submitted on Apr 28, 2009 from John AOVNever Worry About Money Again You must aim to reach the point where you have enough money so that you never have to worry about money again. The good news is that financial independence is easier to achieve today than it has ever been before. We live in the richest country at the richest time ...
Views: 936 - Filing Federal Income Tax Online - by Submitted on Apr 27, 2009 from Menno SpijkstraYou are lazy – whether you like it or not, this fact about you, as well as a whole lot of you, are lazy. You like thinking of different ways to get things done with minimal effort, because of some strange reason, you were born that way. Proof of your slothful demeanor would be browsing the web ...
Views: 823 - Investment Performance Evaluation Re-Evaluated: Part Two - by Submitted on Apr 27, 2009 from Steve SelengutThe Working Capital Model (WCM) looks at investment performance differently, less emotionally, and without a whole lot of concern for short-term market value movements. Market value performance evaluation techniques are only used to analyze peak-to-peak market cycle movements over significant ...
Views: 1523(9 votes) - Seven Best Decisions You Can Make About Money - by Submitted on Apr 24, 2009 from corwin cliveMoney Tip 1 - Don’t spend what you don’t have. First and foremost, regularly spend less than you make. Consider a local mattress dealer that advertises on radio and TV. His madcap skits, offering “no deposit, no interest, and no payments until . . . whenever,” are hilarious. However, I ...
Views: 598 - Investment Performance Evaluation Re-Evaluated: Part One - by Submitted on Apr 23, 2009 from Steve SelengutIt matters not what lines, numbers, indices, or gurus you worship, you just can't know for certain where the stock market is going or when it will change direction. Too much investor time and analytical effort is wasted trying to predict course corrections--- even more is squandered comparing ...
Views: 1842(11 votes) - Let's Look at Finances - by Submitted on Apr 21, 2009 from Jessica McGregor JohnsonWhenever you are looking to make a career change it is really important to address your finances. Many people can be rather ostrich-like about this, but if you analyse your situation at the beginning then it will certainly smooth your way later. The first step you can address is budgets. ...
Views: 1288 - How to Have More Fun with Your Tax Refund in 2009 - by Submitted on Apr 20, 2009 from Cindy MorusGetting a tax refund this year? Want to stretch it as far as possible? Good for you… I counsel a LOT of people about money. I see the same mistakes being made over and over again. If you’ve made ‘em, don’t worry. I’m here to help you do it right THIS year! The fact is, moneymakers need a money ...
Views: 1387(1 vote) - Unemployed? Don’t Make These Tax Mistakes - by Submitted on Apr 20, 2009 from Cindy MorusIf you’re unemployed, you’ve got a lot of company out there. AND, there are some tax traps that could make your financial a lot worse. Avoid these common tax problems now!Avoiding Tax Mistakes * Income Taxes are taxable. Yes, the tax man wants a cut of the action even when you’re ...
Views: 1123 - Tips to Repair Your Credit - by Submitted on Apr 20, 2009 from Karen LynchMost people have had a credit difficulty or two in their lives. It just happens. But we all need to have good credit in order to get home mortgages, car loans and even credit cards. Here are a few techniques and tips that can help you improve and repair your credit. As you begin make sure ...
Views: 827 - Repairing Your Credit for a Brighter Financial Future - by Submitted on Apr 16, 2009 from Karen LynchIt is almost inevitable that you will have a credit problem or two in your lifetime. Very few people escape it, especially ordinary working people who were not born into wealth. The current economic conditions are only contributing further to credit problems and issues. Luckily repairing ...
Views: 800 - 10 Rarely Used Practical Money Management Tips - by Submitted on Apr 16, 2009 from Helen MarchIn spite of the fact that this generation is more educated than their grandparents, most college and university graduates lack the basic skills and discipline for managing money. It appears that financial education courses are lacking in the school systems. Here are 10 rarely used but ...
Views: 720(2 votes) - Save Money Every Week with Grocery Coupons - by Submitted on Apr 15, 2009 from Karen LynchWith a little planning and a few strategies you can save up to 30%, 40% and even as much a 50% or more on your weekly grocery shopping. You can find coupons for the things that you buy every week and end up saving quite a bit of money. It doesn’t take as much time as you might think and the ...
Views: 1044 - The One Thing You Need to Recession-Proof Yourself: Hard Work - by Submitted on Apr 15, 2009 from Tony MichalskiI’ve been publishing, coaching, and writing about The Master Key System and Haanel’s philosophy of success for quite a while now. I’ve been reading and researching much, much longer. One thing I’ve noticed is that when I say the words ‘hard work’, a veritable shit storm ensues. People fight me ...
Views: 1119 - Practical Credit Management Tips - Riding Out The Recession - by Submitted on Apr 11, 2009 from Helen MarchWhile our country is in the midst of a serious recession, families also face their personal financial crisis every day. Big business and banks are being rescued through government bailouts, but where does the mainstreet consumer find his personal bailout? This is not the time wait and see what ...
Views: 615 - Practical Credit Management Tips - Riding Out the Recession - by Submitted on Apr 11, 2009 from Helen MarchWhile our country is in the midst of a serious recession, families also face their personal financial crisis every day. Big business and banks are being rescued through government bailouts, but where does the main street consumer find his personal bailout? This is not the time wait and see ...
Views: 504 - Car Loan Interest Rate and Its Determination Factors - by Submitted on Apr 10, 2009 from Kalvin JasonYou always try to make the interest rate of your car loan pocket friendly. But, you cannot make it possible. In order to assist all borrowers to make a deal pocket friendly, this article has been penned down. Here, you will come to know about the factors enabling borrowers to make car loan ...
Views: 689 - ***Donald Trump's Economic Survival Tips - by Submitted on Apr 09, 2009 from John AOVWhat’s happened to the economy has been likened to a tsunami as well as an implosion. When the undersea earthquake and subsequent tsunami hit in Indonesia in 2004, the world was stunned by the devastation that took place. It triggered earthquakes around the globe as far away as Alaska. It ...
Views: 873 - Partners are for Dancing or How to Make the Right Choice for Who You Take on In Your Business - by Submitted on Apr 06, 2009 from Robert RimbergMany clients have come to me, (especially in the startup of their businesses) and asked me what I thought about them taking on a partner. The story is always very similar. The partner is bringing money, the partner is bringing a great skill set, and he or she can take a lot of pressure off. My ...
Views: 759 - How to Economy-Proof Your Family - by Submitted on Apr 03, 2009 from Isabel KirkFinances and money have for always being the number one cause of relationships failure. Many people say, “he/she was my friend until I lent him/her some money and things were never the same.” It has been proven by the American Psychological Association that during bad economic times, any ...
Views: 1041 - Save Your Money Today: Staying Safe in the Global Recession - by Submitted on Apr 01, 2009 from Maria TreadawayMore and more people are finding making ends meet increasingly difficult in these uncertain economic times. Therefore, it is a sound idea to take action today in order to be protected economically in the long term. So how can this be done? The answer is not complicated. We have to increase ...
Views: 589 - Mortgage Debt Elimination Secrets - by Submitted on Apr 01, 2009 from Timothy DereyThe mortgage debt elimination process that we're going to share with you will, without a doubt, put you on the right path towards eliminating your mortgage payment. Once you begin putting these strategies to use, you'll be much happier as you rid yourself of that burdensome debt. ...
Views: 2167 - You Might Have A Personal Credit Crisis If ... - by Submitted on Apr 01, 2009 from Helen MarchIn these tough economic times, there is a lot of discussion about the state of the global economy in general terms. The credit crisis and the various plans to move the nation out of spiraling debt and into more thriving times is the fodder of every media outlet. We can all be armchair critics ...
Views: 616(3 votes) - Surviving Your Recession - by Submitted on Mar 31, 2009 from Glenn Ferguson“Poverty and shame come to him who refuses discipline, but he who heeds correction shall be honored.” Proverbs 13:18 WEB You have heard it over and over again but do you really know what it? It is on the lips of everyone, your coworkers, newscasters, economists, politicians, and even your ...
Views: 945 - The Key to Managing Your Money Wisely - by Submitted on Mar 30, 2009 from Menno SpijkstraManaging your money wisely doesn’t need to be a painful chore. In your family, who is in charge of managing and budgeting the money? The way I see it, in case you are already married or living with someone else, one of you should be in charge of managing the bills and expenses. You must keep ...
Views: 690 - Rental Property Deductions - Tremendous Tax Savings! - by Submitted on Mar 30, 2009 from Timothy DereyThese tips on rental property deductions that we're going to share with you will provide you with an immense tax shelter. You'll see that there are several tax deductions that you can take by owning even one rental property. I know this because I've owned rental properties for several years and ...
Views: 1970(2 votes) - Go Organic to Shrink Your Gardening Budget - by Submitted on Mar 29, 2009 from FSB AuthorsSaving the Earth and protecting children and pets from dangerous chemicals are the reasons most gardeners cite for giving up pesticides and synthetic fertilizers, but guess what? Making the switch to organic gardening methods will save you money too! Here are six examples of how going organic ...
Views: 1032 - Where to Get Help for Your Taxes - by Submitted on Mar 29, 2009 from Brian WalkerAlmost nobody likes doing taxes. The process can be very stressful. Therefore, sometimes it just makes sense to get some help with them. For tax return, you can get help from various resources, such as tax preparation professionals, tax software and the IRS. Tax Preparer Tax preparers are ...
Views: 979 - Top Small Business Deductions – Keep More Cash! - by Submitted on Mar 25, 2009 from Timothy DereyYes, you can leverage on these small business deductions to build a significant tax shelter by writing off substantial dollars from your home based small business. Without a doubt, you can put the IRS tax laws in your favor to pocket big bucks. Generally, you'll find there are two types of ...
Views: 1199 - A Money Saving Strategy - by Submitted on Mar 24, 2009 from Steve GillmanThere are hundreds of money saving tips I could offer, and many of them might be useful in your particular situation. But there is a strategy for spending less which will make you far more secure than any number of tips on how to buy things for less can. That is what this article is ...
Views: 710 - Take Your Tax Problems to a Tax Relief Attorney - by Submitted on Mar 23, 2009 from Menno SpijkstraIn the cartoon shows, helpless citizens always find themselves saved by a super hero flying to their rescue in the nick of time. Superman, Spiderman, Batman and a bunch of other men are well known for doing such a task. In the fictional world, those are the guys you’d go to in times of trouble, ...
Views: 667 - What to Do if You Are Being Sued for Debt - by Submitted on Mar 22, 2009 from Keith GarrowIf you genuinely owe money to a company and you do not pay it back in accordance with the terms you agreed, then the hard fact is that lender is perfectly entitled to sue you in order to get their money back. In borrowing the money, or buying things on credit, you will have signed an agreement ...
Views: 2078(4 votes) - Prepare Yourself Emotionally for Surviving Job Loss - 5 Tips - by Submitted on Mar 22, 2009 from Rick CarterAlmost everyone fears getting laid off. The sudden loss of income. The loss of prestige and standing, since so many people define themselves by their jobs and careers. What people should be most afraid of is the effect that job loss has on your spirit and psyche. Surviving job loss for many ...
Views: 1695 - 5 Tips to Cope with the Financial Crisis - by Submitted on Mar 20, 2009 from Fern Alix-LaRoccaMany investors are frightened as they watch the changes the economy is going through. The uncertainty about the future and the changes that are happening make people wonder what they should do and what do the changes mean to them? Here are 5 tips on what you should do: 1) Are you protected in ...
Views: 1552 - Seven Techniques to Make Tax Time Less Taxing - by Submitted on Mar 20, 2009 from Colette RobicheauMost of us would rather do anything than file our taxes. Even if you have professional help, it’s your responsibility to get the information together. So, here are seven quick tips to help make tax time less taxing for you: - Remember that your income tax return is due April 30 each year. ...
Views: 857 - How to Respect Money - by Submitted on Aug 07, 2009 from Barbara Stanny-The Leading Authority on Women & MoneyThere's a big difference between making a good living and enjoying a good life. You demonstrate respect and appreciation for money the same way you would anything else of value in your life, be it an heirloom rug, an expensive hand tool, a close friend, or cash in hand. If you want it to last, ...
Views: 9320(6 votes) - How to Use the JARS to Manage Your Money - by Submitted on Mar 16, 2009 from Stephen MartileThe jars system is an easy and simple way to manage your money. In the beginning I resisted this system. Eventually I gave in and began to see the financial rewards first hand: 1. Our net worth has increased by 45% over the past 12 months. 2. Created $800/month in passive income. ...
Views: 1649(2 votes) - Five Life-Changing Facts About Impulse Buying - by Submitted on Oct 13, 2012 from Vickie ChampionDebbie was called into the boss’s office Thursday and berated for something she didn’t do. She stewed all day, thinking about how her promotion was now in jeopardy. At 5 p.m., she grabbed her purse and headed for the mall. Debbie thought she needed a little retail therapy. And why not? She ...
Views: 5208 - 5 Mistakes That Can Cause Your Loan To Be Denied - by Submitted on Mar 15, 2009 from Julian JacksonThe loan modification portion of the stimulus package will provide millions of people with the opportunity to obtain financing which will allow them to keep their homes. However, just applying for a special home loan program doesn’t necessarily mean you’ll be approved. Regardless of which types ...
Views: 2296(10 votes) - The Importance of Recording Your Transactions - by Submitted on Mar 11, 2009 from John AOVLearning to balance a checkbook is one of those time-consuming tasks that few people like to do. Organizing all of your financial records takes time and insuring that everything checks out to keep yourself from facing overdraft charges, returned check fees and other things that can quickly wipe ...
Views: 6767 - Maintaining Family Budgets - by Submitted on Mar 11, 2009 from John AOVSetting up family budgets is a matter of deciding what your income is and what money will be going out due to variable and fixed expenses. In addition to this, it is also important to prioritize your spending so that you have the money to take care of things that rank in importance to other ...
Views: 776 - Family Budgets: Helpful Suggestions for Saving - by Submitted on Mar 11, 2009 from John AOVYou and your spouse have come to an agreement on family budgets. Part of that budget and part of your goal as a family is to have a regular savings program and save for high-priced items. The plan sounds great but how you go about implementing the plan is another issue altogether. The task seems ...
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