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- What Is FIA CSNA? - by Submitted on Oct 11, 2007 from Laura Williams“What is FIA CSNA? is no more a singular question. This has become a common question with no definite answer to it. Many people have found this name reflecting on their credit report without any knowledge regarding its presence. The full form is FIA Card Services N.A. A brief ...
Views: 15546 - How to Prepare Schedule C, Part III, Cost of Goods Sold - by Submitted on Feb 11, 2011 from Wayne DaviesIf you are a Sole Proprietor, you must file Schedule C, Profit or Loss From Business (Sole Proprietorship). And if you are a Sole Proprietor whose business involves sale of a product, you must complete Part III of Schedule C, Cost of Goods Sold. The purpose of this article is to help you with ...
Views: 14823 - Top 10 Personal Finance Self Help Books - by Submitted on Jul 02, 2012 from Skip StamousThere are numerous informative and well-written books that can help you with financial management. Here is a look at the ten top finance books you should have on your shelf. 1. The Millionaire Next Door by Stanley and Danko Based on an extensive research on the spending habits of ...
Views: 13514(1 vote) - What Not to Report As Wages on Schedule C, Line 26 - by Submitted on Sep 22, 2011 from Wayne DaviesThe purpose of this article is to help you understand the purpose of Schedule C, Line 26, Wages. Whether or not you have employees, if you are a Sole Proprietor, it is critical that you properly deduct expenses related to compensation. The purpose of Schedule C, Line 26 is to deduct employee ...
Views: 11973 - 5 Money Saving Tips From Warren Buffett - by Submitted on Jun 28, 2011 from Jonny AndrewsDo you want to know the financial secret of one of the world’s wealthiest man? Are you ready to move out of debt and into financial emancipation? If so, then read on and change your life. Warren Buffett is considered to be one of the world’s most successful investors in the world. In spite of ...
Views: 9752 - 4 Ways to Use Leverage to Build Your Wealth - by Submitted on Nov 17, 2009 from Michael YardneyHave you ever wondered why it's easier for people who have money to make more of it? I mean, why is it that the second and the third million are so much easier to earn than the first million? Do you want to know what the biggest difference is between how the wealthy people build wealth and ...
Views: 9719(17 votes) - 6 Real Advantages to Setting Up Your Own Personal Budget - by Submitted on Jun 17, 2007 from Bruce HokinIs your goal to pay off your debt and live debt free? Is this what you really want? Millions of people want this too, but are not prepared to put in a little effort to set up a personal/family budget. You could easily prepare your budget in one evening and this can guide you for the rest of ...
Views: 9718(2 votes) - Is Forex Trading A Profitable Business? - by Submitted on Jun 04, 2010 from Daniel ShawAs more and more people are interested in Foreigh Exchange Market many of them don’t understand if online financial trading can really be profitable. Let’s find it out if it is really possible to make money trading forex. If you search on the web you can find many positive and negative feedbacks ...
Views: 9386(7 votes) - Definition: Financial Goal - by Submitted on Sep 30, 2007 from Debbie MolisObjective or target, usually driven by specific future financial needs. Some common financial goals for an individual are: saving for a comfortable retirement, saving to send children to college, managing finances to enable a home purchase, minimizing taxes, maximizing return on investments ...
Views: 9335 - How to Respect Money - by Submitted on Aug 07, 2009 from Barbara Stanny-The Leading Authority on Women & MoneyThere's a big difference between making a good living and enjoying a good life. You demonstrate respect and appreciation for money the same way you would anything else of value in your life, be it an heirloom rug, an expensive hand tool, a close friend, or cash in hand. If you want it to last, ...
Views: 9320(6 votes) - Definition: Personal Finance Budget - by Submitted on Sep 30, 2007 from Debbie MolisA personal budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available for creating, using and adjusting a personal ...
Views: 8783 - The Difference Between Commercial and Private Insurance - by Submitted on Nov 01, 2011 from Gami CastilloWhat is the difference between Commercial Vehicle Insurance and Private Insurance? What is the difference between the two when it comes to hitting someone's car and totalling it? Is it true that companies with commercial insurance are most likely to "replace" a totalled car versus private ...
Views: 8571 - Wealth Creation Means What? - by Submitted on Oct 17, 2009 from Steve GillmanWhen we hear about wealth creation it is usually presented as gaining money and other valuable assets. Make money, then invest it to grow your net worth - a common formula. Those who look a little deeper see that assets alone don't necessarily pay the bills, stress making your money and assets ...
Views: 8236(3 votes) - How to Prepare Schedule C, Part IV - by Submitted on Feb 11, 2011 from Wayne DaviesIf you are a Sole Proprietor who is deducting Car and truck expenses on Schedule C, Line 9, you may be required to complete Part IV of Schedule C, "Information on Your Vehicle." The purpose of this article is to explain how to complete this section of Schedule C. Schedule C, Part IV begins on ...
Views: 7789 - How to Refuse A Loan Request from a Friend - by Submitted on Dec 11, 2009 from Bette Lawrence-WaterHave you have ever loaned money to a friend or family member when you really didn’t want to because you felt you had to? Then, here is some timely advice for you: Never feel that you must surrender when it comes to making a decision about whether or not to loan your money. There are ways for ...
Views: 7551(5 votes) - The Ten Steps to Financial Success - by The ordinary (and perhaps even lazy) person's sure and steady way to wealth and happiness.
The "secrets" to better money management and perhaps even "riches". No, really there are no secrets. It's all simple basic common-sense.
I have seen statistics that reveal that 95% of Americans after ...
Views: 7390 - Foolproof Ways to Use Assertiveness to Request a Raise - by Submitted on Sep 27, 2020 from Vivian HarteYou are looking at your bank statement, and you realize that you’ve been getting the same salary for a long time. You know that you’ve added a lot of value to your company or organization, and you feel you’re entitled to a raise. Last week, your mechanic told you that your car needs a major ...
Views: 7230 - How to Fill Out IRS Form 1099-INT - by Submitted on Apr 06, 2011 from Kashif ChohanIRS Form 1099-INT is sent to those taxpayers who received interest income during the current tax year, such as that from a savings account. This article is written from the point of view of the entity filling out the 1099-INT, not the person receiving it. Visit our website for more details ...
Views: 7167 - My Finances are a Mess, NOW What Do I Do? - by Okay, so you've done just about everything wrong that you could, and your finances are a mess. You're up to your eyeballs in debts, and your investment in that "can't miss" Internet stock went south faster than a roller coaster at Disney World. What are you going to do? How are you going to ...
Views: 7051(1 vote) - 5 Common Excuses to NOT Donate to Charity - by Submitted on Jan 26, 2010 from James LeGrandDuring our daily lives or in the midst of extraordinary circumstances, we often come upon worthy causes to donate to. However, because of one of any number of reasons we fail to make the donation. When you give even a little bit to an organization that helps others, you are making a positive ...
Views: 6843(1 vote) - What Happens To Your Money After You Deposit It In the Bank - by Submitted on Jul 22, 2012 from Jamie BushEver wonder what happens to your money when you put it in the bank? How do they pay you interest on your savings account? I'm about to reveal all the answers and I bet you will be shocked about what happens to your money and your loans with banks after the deal is done. First, it's important ...
Views: 6806 - The Importance of Recording Your Transactions - by Submitted on Mar 11, 2009 from John AOVLearning to balance a checkbook is one of those time-consuming tasks that few people like to do. Organizing all of your financial records takes time and insuring that everything checks out to keep yourself from facing overdraft charges, returned check fees and other things that can quickly wipe ...
Views: 6767 - The Top 10 Distinctions Between Millionaires AndTthe Middle Class - by Submitted on Jan 17, 2008 from Keith SmithDistinction # 10 Millionaires think long term. The middle class thinks short term In Distinction 10 you will learn about the five social groups of the very poor, poor, middle class, rich and very rich and how each group thinks about money in a different way. For example, very poor people ...
Views: 6607 - ***Keys to Success for Incoming College Freshman - by Submitted on Aug 08, 2014 from Bob & Betty FrohlkingYour goal in High School was to do your best, graduate and get accepted into college. Now that you are starting college, your goal is to have a viable career or career path when you graduate. Many of the same qualities that helped you get accepted into college will help you get a job upon ...
Views: 6402 - How to Identify Unhealthy Emotional Attachments to Money and Transform Your Money and Your Life! - by Submitted on Sep 12, 2012 from Blondie ClaytonThe following questions may expose your thoughts, highs, lows, confusion, fears, anxiety and discomfort about money. These are not new to you but disturbances you, perhaps, have chosen to ignore as it relates to your earning, handling and distribution of money: 1. Are you uncomfortable ... ...
Views: 6316 - What Happens If You Just Do Not Pay Your Unsecured Debt - by Submitted on Jun 17, 2011 from Chris cbentonThere are very specific steps to be taken against you if you just do not pay their unsecured debt. What may surprise you, does not in fact be a great way to help you get out of debt! It all depends on the circumstances. Let me explain. First, there is no misunderstand me. I'm not saying that ...
Views: 6058 - Why isn't Financial Education Taught in Schools? - by Submitted on Dec 08, 2009 from Daniel BrittonIf ever there was a time for better financial education then surely it is now? When you look at the state of many of the economies around the world it’s a mystery why financial education is not compulsory schools. It is easy to blame banks, big business or governments for the current climate but ...
Views: 5650(1 vote) - Get The Promotion You Deserve – Add Value To Your Organization - by Submitted on Oct 23, 2007 from Mark Victor HansenYour organization has hired you for the results you can achieve with your talents and abilities. The organization believes that by using those talents and abilities, you will “add value.” You solve problems, you help the organization meet the needs of its clients, you contribute ideas that are ...
Views: 5536 - Term Life Insurance Advantages And Disadvantages - by Submitted on Aug 02, 2010 from Donald LusanTerm life insurance is oh so loved my many people. There are many different types of term insurance and very many reasons why people buy these policies. There are significant advantages to owning this type of life insurance. There are also a few disadvantages. Advantages 1 - The premiums ...
Views: 5467(1 vote) - 5 Very Simple Tactics to Make Money From Your Dorm Room - by Submitted on Mar 18, 2011 from Ryan Van VurenIf you are in college, than chances are you could use additional money. Also you realize that getting a job is probably not the best choice, as it can certainly get in the way of your class schedule. Your teacher might schedule a night test, or possibly a sudden paper which needs to be done on ...
Views: 5360 - Causes Symptoms and Treatment of Hand-Arm Vibration Syndrome (HAVS) - by Submitted on Apr 10, 2012 from Musaffar PatelHand-arm Vibration Syndrome (HAVS) is one of the disorders that industrial workers are exposed to at the workplace. Hand and arm vibration syndrome occurs due to transfer of vibration from a tool to the hand and arm of the worker when the acceleration of the tool is much greater than a safe ...
Views: 5308 - 7 Important Benefits of Preparing Your Personal/Home Budget Using a Spreadsheet - by Submitted on Jun 20, 2007 from Bruce HokinHave you ever wished to make a start on setting up a home budget but were not sure how to start? Couldn't work out how to do the calculations and were not sure whether the answer would be correct? No more reason to stall. Use a pre-formatted spreadsheet that you only have to enter your financial ...
Views: 5303 - Advertising is Everywhere and Firmly in Our Minds - by Submitted on Mar 26, 2011 from Grampa KenWe now see and hear ads in print publications, TV commercials and infomercials, spam and junk mail, telephone marketing, product labels, massively scattered in sport venues, and increasingly into what should be our valuable public spaces. Corporate marketing is so very invasive as at every ...
Views: 5276 - Canada Tax Preparation Software - by Submitted on Jan 20, 2008 from A DawnFancy, Brand-Name and #1 Best-Selling Tax Software Programs Have Fancy Price Tags If you have always wanted to file your own tax returns but are not sure which tax software programs to use, this article is for you. To file your own income tax returns, you need to use income tax software ...
Views: 5265 - Five Life-Changing Facts About Impulse Buying - by Submitted on Oct 13, 2012 from Vickie ChampionDebbie was called into the boss’s office Thursday and berated for something she didn’t do. She stewed all day, thinking about how her promotion was now in jeopardy. At 5 p.m., she grabbed her purse and headed for the mall. Debbie thought she needed a little retail therapy. And why not? She ...
Views: 5208 - The Top IRS Audit Selection Risk Factors - by Submitted on May 10, 2010 from Reed HumphreyIncluding certain information on your tax return (or omitting certain information!) may cause the IRS to pay special attention to your tax return-and not in a good way. The IRS knows there are certain areas on a tax return where it is more likely for people to either make errors or to try and ...
Views: 5117 - The Use of Bankers Acceptances in International Trade - by Submitted on Sep 14, 2012 from Jennifer NoblesHere in the United States, it seems like our economy has been in a state of uncertainty for the past six years or so. In fact, most people would be hard pressed to be able to remember a time when investors were not sitting on the financial fence trying to decide which way to jump. Because of all ...
Views: 5032 - CREDIT SECRETS BIBLE™, You Can Fix Your Own Credit - by Submitted on Feb 27, 2011 from Dan ThompsonCREDIT SECRETS BIBLE™ If You Can Read And Write at the 5th Grade Level Then YOU Can Discover The Secrets To Raise Your Credit Score up to 249 Points In 90 Days... So You Can Start Being APPROVED For The CAR, HOME, Business Loans, and CREDIT CARDS You Deserve! February 27, 2011 ...
Views: 4954 - The A, B, C, Ds Of A Healthy Financial Plan - by Submitted on Sep 09, 2010 from Kathy Jo PollackCurious about what you need for a healthy financial plan? Read on and you will find out. First, have A plan that includes the following four areas: Budget Credit Debt Savings Budget: Start with a simple written plan (budget) of the monthly net income coming into ...
Views: 4941(18 votes) - Difference between RTGS code and IFSC Code - by Submitted on Aug 22, 2017 from Puneet SharmaNEFT and RTGS are the two most important electronic payment settlement mechanisms in India. It is necessary for all individuals to have a clear understanding about the difference between RTGS code and IFSC code. Knowing this difference is also important for those individuals who need to perform ...
Views: 4839 - ***Obamacare - Separating Facts From Myths - by Submitted on Mar 30, 2010 from Bill LoseyConfusing doesn’t even begin to describe it. Throughout the very long debate over health care reform, a great deal of misinformation (spurred by presumption or misunderstanding) was circulating. Additionally, many changes and alterations to the proposed law were made along the way. At this ...
Views: 4744(17 votes) - Why Classic Styles Offer the Best Clothing Value - Women's Fashion Buying Guide - by Submitted on Apr 25, 2012 from Lillie FamEveryone desires to look good. Therefore to enhance your look you not only take the aid of the cosmetics but also need to wear somewhat that suits your personality. There is diversity of clothes available in the market. Particularly for women to look good enormously would depend on their classic ...
Views: 4634(1 vote) - The Story of Currency (Barter, Capital, Cash, Money, Credit, ...) - by Submitted on Sep 02, 2009 from Danish AhmedHi there everyone!! Once upon a time, before there was any money, individuals in small communities would exchange products and services with each other. To have a standard unit of measurement that was generally accepted by all, things like shells, cocoa beans, feathers, or even pretty ...
Views: 4570(2 votes) - Schedule C Tax Deductions - "D" is For "Don't Do Depreciation" - by Submitted on Feb 18, 2011 from Wayne DaviesDo your eyes glaze over at the thought of those mind-numbing depreciation rules? Well, take heart, sole proprietor. Thanks to a tax law known as Section 179, you can probably kiss those depreciation rules good-bye. Depreciation is the name we use for deducting the cost of business assets such ...
Views: 4473 - SBI card IVR one time password - by Submitted on Mar 17, 2011 from hardeep sainiState bank of Indian credit cards and debit cards will be having the facility of IVR one time password” which is a step up level of security offered for the consumers of SBI cards, while transactions. SBI card holders can take up financial transactions through IVR and mobile phones and this ...
Views: 4447 - Healthy Finances for Couples – How to Have the Money Talk - by Submitted on Feb 24, 2014 from Kathy Jo PollackWant to stay married, talk about money. Creating healthy finances when two people join their lives takes effort. Are you having money talks with your spouse or significant other? Many people will talk about anything before money and yet money is the #1 reason for divorce and the driving force in ...
Views: 4436(4 votes) - Financial Resiliency? Five basic tips to help you bounce back! - by Submitted on Jan 26, 2010 from Kathy Jo PollackResiliency is personal. Add money and you get even more personal. As we strive to become more resilient with life’s challenges and complexities, I would like to provide five basic suggestions to help you achieve Financial Resiliency. 1. Continue to learn and grow. This is ...
Views: 4342(7 votes) - Do I Have Reasonable Cause for Penalty Abatement? - by Submitted on Apr 23, 2010 from Reed HumphreyIt's no fun when the IRS adds penalties and interest to your balance due. In fact, it can feel like they are just trying to add insult to injury. What the IRS is actually trying to do is encourage voluntary compliance with American tax laws. Even the IRS knows that certain events are out of ...
Views: 4340 - Saving Money With The 3 Bucket Method - by Submitted on Mar 08, 2011 from John BurrowWe all know that we have to save money. Not only does it provide much needed financial security, but its both a safety net and a nest egg for your future. When your earning days end you need to be in a financial position where you don't have to work any more. Saving money regularly can be a ...
Views: 4302 - Basics of Lending - by Submitted on Aug 28, 2009 from Steve De la RosaWhen talking about lending or loans, what we are really talking about is credit. Credit is money you ask for to pay for something. You promise to repay this money, plus an additional amount, usually called interest. Used carefully, credit can be extremely useful. On the other hand, if ...
Views: 4256(3 votes)