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- Money, Credit, & Greed: 8 Tips Parents Must Teach Their Children - by Submitted on Oct 22, 2009 from Matthew TooneAs important as it is for children and teenagers to understand these 8 essential principles below – it is far more important that their parents actually know, understand, live and exemplify them before trying to teach them to their kids. 1)What Do Kids Want … That Money Can’t Buy: Our ...
Views: 1695(14 votes) - Recovering From The Credit Plague Starts With Your Free Credit Report - by Submitted on Oct 20, 2009 from Darrell DevanThe foreclosure crisis has created bad economic plague across America. Restoring your credit after you have suffered as a consequence of a crisis such as a bankruptcy, foreclosure or a string of ill-fated financial events is a requirement if you are going to move on with your life. There is a ...
Views: 946(1 vote) - Wealth Creation Means What? - by Submitted on Oct 17, 2009 from Steve GillmanWhen we hear about wealth creation it is usually presented as gaining money and other valuable assets. Make money, then invest it to grow your net worth - a common formula. Those who look a little deeper see that assets alone don't necessarily pay the bills, stress making your money and assets ...
Views: 8236(3 votes) - ***5 Retirement Planning Blunders - by Submitted on Oct 15, 2009 from Bill LoseyRetiring from ones employment can be a stressful time but it doesn’t have to be. Realize that it’s natural to be nervous, anxious and/or confused when you’re going through a major life change. Your decision to retire is causing you to step outside your comfort zone and is forcing you to make ...
Views: 1203(3 votes) - Common Mistakes People Make With Bankruptcy Attorney Fees and How to Avoid Them - by Submitted on Oct 13, 2009 from Rebecca MillerThere are different attorney fees for filing bankruptcy for chapter 7 and chapter 13, but they can be waived off completely if a financial hardship has been proven. The best advice in evaluating the attorney fee is to check upon the efficiency of the attorney or by getting an attorney by a ...
Views: 700 - Dealing with Bad Credit - Increase Your Score - by Submitted on Oct 10, 2009 from Cris RendallPoor credit affects millions of Americans, especially now in these tough economic times. The toll that bad credit can take on many people can be quite profound. Getting a mortgage for a new home can be near impossible. Applications are likely to be turned down for new credit cards, new cars, ...
Views: 920 - ***How Long Will My Portfolio Last? - by Submitted on Oct 09, 2009 from Bill LoseyQuestion: If one has a properly diversified investment portfolio, what percentage do you feel is safe to plan on withdrawing annually so that my account value never decreases? Susan, New Jersey Answer: Susan, as long as you limit your withdrawals to the amount of interest, dividends and ...
Views: 1606(2 votes) - ***5 Rules to Saving For Retirement - by Submitted on Oct 09, 2009 from Bill LoseyThe Automatic Rule Start saving money today. Even if it’s only a buck or two each pay period, savings is a habit you must start and stick with for the rest of your life. To improve your chance of savings success, automate the process. Have money withdrawn automatically from your paycheck or ...
Views: 1369(1 vote) - After Bankruptcy Loan Choices: Secured or Unsecured - by Submitted on Oct 08, 2009 from Robart WatsonThere are secured and unsecured debts. Secured debts begin as a secured loan. The borrower pledges property such as a house, vehicle or assets as security. These assets then become a secured debt. If the borrower defaults on payments, the property can be used as security and sold to pay off the ...
Views: 930 - State and Local Taxes - by Submitted on Oct 07, 2009 from Robert RimbergNavigating through todays tax environment takes the experience and expertise of top-notch tax professionals, who can help you, not only comply with increasingly complex regulations, but also help minimize their impact on your business. Constantly changing rules and procedures means having a ...
Views: 767(1 vote) - Rebuilding Credit after Bankruptcy - Tips and Suggestions - by Submitted on Oct 07, 2009 from Andrew RakersIndividuals who have filed for bankruptcies find rebuilding credit status a very difficult activity, after the bankruptcy has been dealt with. It’s important to rebuild credit after coming out of bankruptcy, since account details are flagged for seven years right after the inception of ...
Views: 892(1 vote) - A Primer on Subprime Mortgages - by Submitted on Oct 06, 2009 from Yossarian SmytheThe term “subprime mortgages” has leaped from business pages to the front page headlines. However, not a lot of people understand exactly what it means and how it caused the US economy to fall. What Are Subprime Mortgages? Simply put, mortgages are called subprime because they are below ...
Views: 954(1 vote) - The Deal about Bankers’ Bonuses - by Submitted on Oct 06, 2009 from Yossarian SmytheMany people believe that top bank executives today earn way too much. Nearly everyone is further enraged when these overpaid bankers appear to have made significant mistakes and have been blamed for their part in the collapse of the economy, and yet still get substantial bonuses. The Attorney ...
Views: 868(1 vote) - Warning Signs of a Recession - by Submitted on Oct 06, 2009 from Yossarian SmytheRecession is the economic term used to describe a certain period of general slowdown in the economy. The last recession that happened in the US was back in 2001, although the extent of that recession is not comparable to the global recession happening today. Here are some of the warning signs ...
Views: 1515(1 vote) - Three Real Estate Investing Secrets - by Submitted on Oct 01, 2009 from Steve GillmanThe following real estate investing secrets are not so much secrets as they are principles that are not widely applied and often ignored. Use them and you will have less risk and a greater chance for success. 1. Speed Equals Profit When investing in a fixer upper, many people are tempted ...
Views: 976(1 vote) - Who Are You, And Are You Happy With You? - by Submitted on Sep 30, 2009 from Scott ColettiI am often asked why I write these journal entries or articles on a monthly basis and not long ago I would have probably thought that I would be silly to do such a thing. Oh well, I have changed and it is what it is. I would not call myself an author, but just someone who enjoys speaking with ...
Views: 1232(2 votes) - ***My 401k Match Got Suspended! - by Submitted on Sep 29, 2009 from Bill LoseyQuestion: My company recently sent out a memo saying they were going to suspend their matching 401k contributions for the rest of 2009 and maybe 2010 as well. This could dramatically affect my ability to retire. Are they allowed to do this? Christine, New York, NY Answer: Christine, each ...
Views: 1499(3 votes) - Online Debt Consolidation Tips: A help Before Do Your Business - by Submitted on Sep 28, 2009 from Robart WatsonAre you receiving harassed out with mounting debts on your mind? With the temptation on credit cards and store credit it is simple to end up with a whole range of debts. Having too a lot of dissimilar debts makes things stressful and hard to control. Think a debt consolidation loan. This is a ...
Views: 714 - Only 5 Minutes To Break From TEA - by Submitted on Sep 22, 2009 from Scott ColettiIn my last article I spoke of how important it is to have powerful and positive thoughts. Those thoughts would lead to enlightened emotions and subsequently stronger actions as a result. I gave it a name so you all could remember, TEA. I want to speak to you today as a real person with human ...
Views: 1258(2 votes) - High Risk Personal loan Unsecured –Money without Risk - by Submitted on Sep 18, 2009 from Robart WatsonWhat is a High Risk Unsecured Personal Loan: A loan or fairness interest that is given without any security of payment, recital, approval or opportunity for return from the recipient is called an unsecured loan. No assets, interest or security is used as security in either a guarantee or a ...
Views: 1742 - *** 5 Retirement Investing Tips - by Submitted on Dec 09, 2009 from Bill LoseyEach time we have a bad market, the media pundits starts saying “it’s different this time” and we all buy into it. The reality is they’re partly right because the circumstances surrounding each drop are rarely the same. However, I attended a conference and was shown how in each of the last 12 ...
Views: 1537 - Get Organized: Get a Grip on Spending - by Submitted on Sep 17, 2009 from Becky EskerGetting organized with your spending is a life skill everyone should have. Moreover, with the status of the economy, you might be concerned about your finances and keeping more money in your pocket than ever before. I have good news for you. There are four specific actions you can implement ...
Views: 1356(1 vote) - Here Is The Skinny On Why TEA Is So Important For Us - by Submitted on Sep 15, 2009 from Scott ColettiTea has often been referred to as natures ‘wonder drug’ and to its healing qualities used for centuries in the Far East and even England. It is the second most widely consumed beverage, second only to water. It is also no secret that in these areas of the world where tea is most consumed, ...
Views: 1314 - Energy Efficiency Is The Cheapest Source Of Renewable Energy - by Submitted on Sep 12, 2009 from Paul RodgersIf you've been worried about our environment or looking to save money, I strongly suggest giving residential solar energy a try. No pun intended but the future of residential solar energy is very bright. As the name suggests, residential solar energy is the use of solar energy for the home. ...
Views: 1153 - Go Shopping in YOUR Closet - by Submitted on Sep 11, 2009 from Nancy KvammeGo Shopping in YOUR Closet How often do you stand in front of your closet thinking you have nothing to wear? Instead of heading to the mall, take a second look at your closet. I bet if you look way in the back you will find items you have not worn for awhile. It will feel like a new ...
Views: 1583 - Does (Wallet) Size Matter? Why Women Are Spending Less and Living More - by Submitted on Sep 10, 2009 from Intent.com AuthorsIn my moms group last week, I asked the question, “What are you all doing to save money?” What I meant was, “How are you saving cash around town?” The answers I got clued me in to a core shift in our experience: the economy is changing not just the way we spend, but the way we live—that is, the ...
Views: 799(2 votes) - Tel Aviv Woman Mistakenly Trashes $1 Million Mattress -- Where Should You Put Your Money? - by Submitted on Sep 10, 2009 from Intent.com AuthorsTalk about a case of regretting doing something nice for somebody. An Israeli woman in Tel Aviv, known simply as Anat (not her real name) only wanted to do something nice by buying her elderly mum a new mattress. Little did she know that her mum, after a bad experience with a bank, was saving ...
Views: 825(1 vote) - Carefully Selecting a Used Car to Save Money - by Submitted on Sep 10, 2009 from Andy JobsCountless things need to be carefully examined prior to obtaining a used vehicle. Here are certain critical ideas to aid you in coming up with a fitting and trustworthy vehicle from a broad choice of attainable preferences. Primarily you need to compute your recurring expenditure on a monthly ...
Views: 757 - The Financial Benefits of Buying a Used Car - by Submitted on Sep 10, 2009 from Andy JobsIndividuals all over the globe are evaluating their spending preferences and with monetary difficulties being a truth for a good number of us we need to think of how are investments at present will save us cash in the present and future. An automobile is a need for all of us but purchasing a ...
Views: 864 - Building Your Financial Wealth, Start Immediately! - by Submitted on Sep 05, 2009 from Gary KohnkeBuilding your financial wealth is more important now than it ever has been. The earlier you get started the better off you’ll be down the road. I have been investing in my 401K since I was 28 years old and it was getting to be a very nice nest egg until the stock market crashed. I lost quite ...
Views: 818 - Transform Your Home Into An Energy Producing Green Home - by Submitted on Sep 05, 2009 from Paul RodgersInvest just $200 then you can transform your energy-using home into an energy producing "green home". Alternative energy sources give us a way out of the oil crisis and let us feel all warm and fuzzy inside about saving the environment with renewable energy. Alternative Energy forms are a ...
Views: 816 - Learn How To Produce Free Energy For Yourself - by Submitted on Sep 05, 2009 from Paul RodgersFREE energy for everyone...! You already have everything you need to produce free energy for yourself and for your family. In fact, the dream of ecologists is already sitting in the hands of the people waiting to be manifested into reality. Keep on reading to find out even more about how you too ...
Views: 1304 - The Story of Currency (Barter, Capital, Cash, Money, Credit, ...) - by Submitted on Sep 02, 2009 from Danish AhmedHi there everyone!! Once upon a time, before there was any money, individuals in small communities would exchange products and services with each other. To have a standard unit of measurement that was generally accepted by all, things like shells, cocoa beans, feathers, or even pretty ...
Views: 4570(2 votes) - How to Get Free Credit Reports - by Submitted on Sep 02, 2009 from Daniel MajorAn up-to-date credit report is an absolutely vital piece of information that every person should possess but don't get suckered into paying for credit reports that you are entitled to for FREE by law. Knowing exactly what is on your credit report is often dismissed as not being important by ...
Views: 749 - Ten Tips on Where to Put Your Money NOW - by Submitted on Sep 02, 2009 from Intent.com AuthorsOK. The financial panic seems to be over. No major investment bank has followed Lehman Brothers into that good night. AIG, Fannie Mae and Freddie Mac are totally, hopelessly bankrupt, but Uncle Sam is fully committed to keeping the zombies shuffling. And while some (many?) of America's banks are ...
Views: 575(7 votes) - It's Never Too Late to Start Saving - by Submitted on Sep 01, 2009 from Nancy KvammeOne of the arguments I hear when I talk to people about saving is that they are too old to make a difference. Whatever you can start saving now can make big difference One big step is to forget the past and focus on the future. In some cases it was being irresponsible but other cases it was ...
Views: 1425 - How To Play A Game To Save Money - by Submitted on Sep 01, 2009 from Charlotte TersigniBeing a stay at home mother has been quite a challenge as doing the back to school shopping. Let's face it, one income in this economy is a struggle. For our family this is some of the things I have done to attempt to save a bit during the economic crunch. First of all, having a good sense of ...
Views: 1281(3 votes) - Term Life Insurance - Term Life Quotes, Rates, Companies, Policies, Definition, Comparisons - by Submitted on Aug 30, 2009 from Donald LusanTerm life insurance is favored by a large portion of our population. Let us take a close look at this policy and see why. It may be wise to begin by attempting to define this type of policy. Let us see what it is all about. Definition Term life insurance is a type of policy that pays a ...
Views: 995(1 vote) - Budget doesn't have to be a Four-Letter Word - by Submitted on Aug 29, 2009 from Nancy KvammeBudget doesn’t have to be a 4-Letter Word Many people dread the word budget. Money is active, you have to tell it where to go. The basic principle of making a budget is recording how much money you have coming in for the month. From that you subtract expenses for the month. First ...
Views: 1153(2 votes) - Basics of Lending - by Submitted on Aug 28, 2009 from Steve De la RosaWhen talking about lending or loans, what we are really talking about is credit. Credit is money you ask for to pay for something. You promise to repay this money, plus an additional amount, usually called interest. Used carefully, credit can be extremely useful. On the other hand, if ...
Views: 4256(3 votes) - Free Annual Credit Report – Know Your Financial Status - by Submitted on Aug 27, 2009 from Sophie WilsonIn today's crucial economic times, every one is working hard than ever to improve their credit scores. If you want to apply for a loan, a free annual credit report is an inventory that outlines all your repayment activities, shows the number of debts you have and the rates you are paying on the ...
Views: 1002(2 votes) - Financial Abundance - 4 Strategies for Increase - by Submitted on Aug 26, 2009 from Shanshera QuinnWe are living in the best of times to become millionaires. Even if you grew up in poverty or had a very modest upbringing, the possibility is still there. It is yours for the taking as long as you can recognize and capitalize on each and every opportunity. However, being the trailblazer that ...
Views: 971(3 votes) - Beyond Surving: 3 Strategies for Financial Increase - by Submitted on Aug 26, 2009 from Shanshera QuinnAlthough it appears that the world’s economy is falling apart all around us, I have faith that you and I will make it through this storm intact. As a trailblazer, it is obvious that you are an over-comer with strong beliefs, faith in a higher power, and a significant amount of determination. ...
Views: 1177(2 votes) - Have You Discovered an Error on Your Tax Returns? Are You Entitled to Unclaimed Credits? - by Submitted on Aug 26, 2009 from Robert RimbergWell then, it’s time to amend your tax return! We try to prepare your tax returns correctly - the first time! Once in a while, an error occurs. For instance, sometimes a 1099 shows up in September after your return is filed. Here’s what you can do: Avenge with an Amend In most cases, the ...
Views: 1067(1 vote) - The Millionaire Next Door Book Excerpt - by Submitted on Aug 28, 2009 from Kate RaidtThese people cannot be millionaires! They don't look like millionaires, they don't dress like millionaires, they don't eat like millionaires, they don't act like millionaires -- they don't even have millionaire names. Where are the millionaires who look like millionaires? The person who said ...
Views: 2871(2 votes) - Pre-Retirement Planning Advice to Create Predictable Income - by Submitted on Aug 25, 2009 from Bill LoseyEditor's Note: The following is an excerpt from Retire in a Weekend! The Baby Boomers’ Guide to Making Work Optional. Catch a sneak peek of the authors DVD, The 10 Biggest Mistakes People Make When Retiring & How YOU Can Avoid Them at www.RetireinaWeekend.com. Creating a steady stream of ...
Views: 1726(21 votes) - 6 Strategies to Cope with the Economy - by Submitted on Aug 23, 2009 from Terry CrosbyIt's no secret that times are tough. As a whole, people are afraid, uncertain and pessimistic about the future. No wonder, really. All you need to do is flip on a news program, surf the Internet or stand at the water cooler for two minutes to hear the latest developments in depressing ...
Views: 1120(1 vote) - The Memory of Money: Three Tips to Using Personal History to Unlock Your Financial Freedom - by Submitted on Aug 23, 2009 from Intent.com Authors#1 Take A Money Snapshot To understand your financial picture today, take a money snapshot of what you witnessed as a child. Do you remember watching how your parents spent money? Did you receive an allowance? If so, how much was it? What did you spend it on? Did your family forego an ...
Views: 535(1 vote) - Separate Your Personal Life from Your Personal Finances: Claiming Your Life Back from Busy - by Submitted on Aug 23, 2009 from Intent.com AuthorsMy friend tipped me off to a great practice last week. She and her husband schedule weekly business meetings to discuss the business of the family. They divide their lives into three sections—family, marriage, and fun—and they approach each topic separately. For family stuff, they arrange the ...
Views: 583(1 vote) - 7 Attitudes That May Be Keeping You Broke - by Submitted on Aug 21, 2009 from Wellington RodriguesThere has been a lot of talk about inflation, depression and recession lately. There are only two ways to really “shield” yourself from the dire news that are flooding the media left and right; one is to move to a remote cave in the Himalayas. The second (and easier) option is... to ...
Views: 1569(18 votes)