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- What Is The Difference Between Health Insurance Companies In California? - by Submitted on Feb 27, 2007 from Dennis AlexanderWhether you already know it or not California has a lot of options for health insurance. There are companies that we all heard of and there are some companies that we never heard of. With all the Health Insurance Companies out there you might be wondering what the differences are and which one ...
Views: 4173 - Selecting the best school for your child with ADHD - by Submitted on Apr 13, 2012 from Kellie HuffSelecting the best school for your child with ADHD There are numerous articles offering advice on public school accommodations for students with ADHD. This article focuses on finding the best specialized private school or home school option for your child and making that option as affordable ...
Views: 4149(3 votes) - The Section 179 Business Income Limitation - by Submitted on Sep 17, 2011 from Wayne DaviesFor small business owners, one of the best deductions available is known as the Section 179. This tax rule allows you to deduct the full cost of business equipment in the year of purchase, rather than expensing the cost over several years through depreciation. Usually, it is better to take the ...
Views: 4137 - Seven Myths Concerning Credit Card Usage That Can Affect Your Ability To Obtain A Mortgage - by Submitted on Aug 06, 2009 from David LeachIt has been my privilege to work with hundreds of people over the many years I have been involved in the real estate and mortgage business. My experience and expertise have helped them buy their dream home when they thought their circumstances would prevent it. It has been a joy to help so many. ...
Views: 4077(3 votes) - Proven Strategies on How to Build Wealth - by Submitted on Aug 10, 2010 from Dan CavalliAt this day and age when the economy is so unstable, many people are finding a hard time building personal wealth. However, it is not impossible. No matter how difficult times can be, you can still build your wealth, if you know how to play your cards right. There are many strategies in how ...
Views: 4047 - 3 Simple Steps To Having Enough Money To Retire - by Submitted on Aug 08, 2010 from Todd TresidderIt’s no secret that you should be saving money for retirement over and above what Social Security, your pension or 401(k) plan will cover. But do you know how much money you need to retire so that you can maintain your chosen lifestyle? Most people don’t and the consequences can be ...
Views: 3993(2 votes) - Small Business Tax Deductions - "F" is For FICA, FUTA & FIDO - by Submitted on Mar 04, 2011 from Wayne DaviesIf you own a small business and are looking for deductions, don't miss out on these. The first two you've probably heard about but don't really understand (until now). The third one may seem far-fetched (pardon the pun) but is legitimate if the circumstances described below fit your ...
Views: 3983 - Free Legal Leads for Personal Injury Lawyers, Attorneys, Solicitors - by Submitted on Mar 08, 2011 from Rob LetteAre you a Personal injury attorney, Employment lawyer, Car accident solicitor, or other legal professional that works on contingency? Then you are aware of the fact that up to date sales leads for lawyers have been sold on per click or pay per client contact basis. If you were buying leads ...
Views: 3939(1 vote) - “No Credit Application Refused” - by Submitted on Jun 20, 2009 from Gary McClureWe’ve all seen those advertisements that promise auto financing for everyone. What you don’t see is the real truth behind these ads. No auto dealer is ever going to “refuse” a credit application, there’s a big difference between accepting and approving a credit application. It might surprise ...
Views: 3903 - 10 Ways to Live Richer by Paying Less - by Submitted on Aug 22, 2012 from Robert Killen“You get what you pay for” or so common wisdom tells us. Yet numerous examples prove that sometimes paying more actually decreases the richness of our lives. The following examples are 10 of the simplest ways to live a richer life by paying less! 1. Stop the Pop! – One of the most ...
Views: 3884(17 votes) - 4 Ways to Increase Your Financial IQ - by Submitted on Sep 11, 2011 from Cindy Parran BrochuDo you know what your financial IQ is? You have your IQ, or intelligence quotient, that assesses your overall intelligence level, and an emotional IQ, which measures your ability to control your emotions. Your financial IQ is a measure of your financial intelligence - how well you do with money! ...
Views: 3717 - 10 Spiritual Ways to Approach Money - by Submitted on Jun 15, 2009 from Intent.com Authors1. Make Peace with your Financial Past What is your money history? Take time to write about this in your journal. Write whatever comes to mind, no censoring. Make time to reflect on your past actions with money and make peace with it. No matter what it is. Where you see flaws, forgive yourself. ...
Views: 3713 - The Facts of Registered Pension Plan (401k) In US and Canada - by Submitted on Nov 07, 2009 from Kyle NortonA. Types of Registered Pension Plan Registered Pension Plan is a form of a trust that provides pension benefits for an employee of a company upon retirement. RPPs (401k) are registered with the government. The employee and employer, or just the employer make contributions to this retirement ...
Views: 3663(5 votes) - How to Raise Short Term Working Capital for Your Business - by Submitted on Feb 26, 2013 from Joshua NyamacheYou have a business and you want short term working capital but you don't know where and how to source it from? Business is full of uncertainties. Risks may occur in your business anytime that require finances. Four Sources of Short Term Working Capital 1.) Your Own Savings You can ...
Views: 3545 - How To Create a Valuable Mortgage Note? - by Submitted on Sep 24, 2008 from David CastelliniSeller Financing is a topic I am always asked about. Questions like, "How do I create a secure carry-back note or mortgage that will provide the return I need, perform as written and is salable at a high dollar if I want to sell it?" First, why carry back part of the sale price of my real ...
Views: 3528 - Family Budgeting: The Purpose Determines The Budget - by Submitted on Jan 29, 2011 from Rick CarterIn these economic times, practically no one has the luxury anymore of joking “I can’t be broke – I still have checks left!” Managing your money is a necessity. Unfortunately, all of the information out about how to set up a budget almost always ignores the most important point: the purpose of ...
Views: 3526(1 vote) - Your Money Personality & Financial Success - by Submitted on Feb 05, 2012 from Talia ManaMoney personalities help explain people’s behaviour in terms of earning, spending, gifting, borrowing, saving and investing. The money personality is also a strong indicator of a person’s risk profile. Understanding your money personality and how it impacts on your ability to achieve your ...
Views: 3524(3 votes) - Schedule C Tax Deductions - "E" is For Employees, Education and Entertainment - by Submitted on Feb 18, 2011 from Wayne DaviesLooking for legitimate tax deductions for your income tax returns this year? Here are three common expenses you can deduct on Schedule C, all starting with the letter "E". Employees. There are several legal deductions related to your employees. Obviously, the compensation you pay them is ...
Views: 3373 - The Formula For Financial Success (from the Oprah Winfrey Show) - by Submitted on Apr 27, 2007 from Craig LockArticle Title: The Formula For Financial Success (from the Oprah Winfrey Show - Updated) Submitted by: Craig Lock Category/Subject: Money, Finance, Financial Success, Money Management, Financial Independence Web Site: http://www.craiglockbooks.com Publishing Guidelines: We hope that the ...
Views: 3366 - Minimizing Buyers' Remorse - by Submitted on May 03, 2010 from Leah ColeNo matter how excited I was to buy a house, I felt buyer’s remorse after the deal was done. I could have looked at a hundred homes and still felt that I might have missed a better opportunity. The same phenomenon happened to me when I shopped for groceries in a new store. I looked at each and ...
Views: 3272 - Frugal Household Tips, Family Money Management Helpful Housewife Hints - by Submitted on Jan 19, 2010 from Timothy DereyFrugal Household Tips The frugal household tips I'm going to share with you will help you to keep more cash in your pocket by putting these helpful household hints to use. When it comes to family money management, these are straightforward approaches that my family uses. In fact, ...
Views: 3233 - Passive Income-The Ageless Millionaire Way To Financial Independence - by Submitted on Oct 22, 2007 from Adriane BergPassive Income-The Ageless Millionaire Way to Financial Independence By Adriane Berg A cautionary fairly tale warns us not to kill the goose that lays the golden egg. But, for most of us “Wealthicide” is not our problem. We never had the golden goose in the first place. Well, it’s time to get ...
Views: 3206 - Car Insurance Scams - by Submitted on Feb 12, 2013 from Jen RosewoodThe world in which we live in is full of both good and bad. If you aren’t careful, you could easily end up on the bad side of this equation. One example of this could involve your car insurance. If you are very unlucky you could become a victim of a car insurance scam. Not only could you pay ...
Views: 3155(1 vote) - Minor RRSP - by Submitted on Mar 12, 2008 from A DawnThere is no minimum age requirement to open an RRSP account. Children with earned income can open an RRSP account. The followings are required in order to do so: A SIN (Social Insurance Number) is required for minors. Income has to be legitimate Income has to be recorded with proper ...
Views: 3128 - Unclaimed Escrow Money Can Increase Personal Funds - by Submitted on May 26, 2012 from Nicole AndersonLost escrow amounts are one of the largest sources contributing to the unclaimed money piles. Escrow is generally an amount deposited with the third party when an agreement takes place between the two parties. The third party keeps the amount separate, assuring both the parties involved in the ...
Views: 3101 - Debt Consolidation Tips for Millennials - by Submitted on Apr 01, 2014 from Chris LindseyExtraordinary costs for education, endless digital gadgetry, and the ease of getting credit cards means that the average Millennial carries debts that are difficult to pay off. Bachelor's degrees that reward students with minimum wage jobs and thousands of dollars in student loans burden ...
Views: 3039 - Biggest Reasons for Credit Card Debt - A Credit Card Debt Settlement Program Can Help - by Submitted on Jul 06, 2016 from Rebecca WilliamsBecause credit cards can be easy to obtain, it can be easy to get in over your head with credit card debt. While they may be simple to carry and convenient for making purchases, credit cards have been the cause for rising consumer debt and countless personal bankruptcies throughout the years. ...
Views: 3024(1 vote) - How to Become Rich Now – No More Excuses! - by Submitted on Dec 01, 2010 from Keelan CunninghamAlmost everybody wants to know how to become rich! People may know the steps, they may have invested in books, CDs and DVDs that teach them the key steps, but there still might be something holding them back. In this article, you'll read about the top excuses that you'll need to overcome in ...
Views: 3012(1 vote) - How to Prepare Schedule C, Part V - by Submitted on Feb 11, 2011 from Wayne DaviesFor Sole Proprietors, Schedule C can be either your best friend or your biggest nightmare. There are parts of this two-page form that you will learn to love or grow to hate. There are five parts to Schedule C, and the purpose of this article is to help you with Part V, Other Expenses - hopefully ...
Views: 2990 - On The Road To Wealth with Suze Orman - by I’ve been extremely lucky to live a lifestyle that allows me to interview self-made millionaires and bestselling authors. One of my favorite persons to talk to is superstar Suze Orman who came from my hometown, Chicago.
Suze says, “Money affects each and every one of us, and it is the currency ...
Views: 2973(1 vote) - Stage Your Home For Top Resale Value - by Submitted on Jun 26, 2008 from Adrienne van DoorenBuilders: Stage Your Homes for Top Dollar Sales Why Bother to Stage a Home? 1. Studies show that money spent in updating and staging a home properly for resale is usually returned at least 3-fold in a higher sales price. Staged homes also sell faster, decreasing holding costs. 2. Empty ...
Views: 2961 - Tips for Saving with a Money Box or Piggy Bank - by Submitted on Mar 22, 2007 from Sarah BelleA piggy bank is great way to save money without feeling like you're making any sacrifices - which is especially good for people who hate budgets! Here are some tips to make the most of your piggy bank. Tip #1. Don't put all your small change into the piggy bank - only deposit the coins which ...
Views: 2949 - ***Your Retirement Portfolio: The Potential Of The BRIC Nations - by Submitted on Feb 17, 2010 from Bill LoseyBrazil. Russia. India. China. These four nations have some of the fastest-growing economies on earth and are becoming drivers in the world economy. In the coming decades, they may command as much attention as the U.S., Japan and other “heavy hitters” … or more. The future aside, we know one ...
Views: 2946(34 votes) - Your 2010 Personal Budget - by Submitted on Jan 03, 2010 from Lucy RudnickaWhy People Don't Like Budgeting Many people avoid personal budgeting for a couple of reasons. First of all, our lives are very busy and personal budgeting means an investment of time. We are not willing to spend out time on something unless we feel it's valuable to us. Absent that conviction, ...
Views: 2945(5 votes) - What Parents Can Teach Their Children About Money - by Submitted on Jan 19, 2005 from James Allan"It Takes A Minute to Borrow Money, But a Lifetime to Pay It Back: Common Sense Lessons For Parents To Teach Their Young Adult Children" Parents want their children to have their best chance at success. They want their children to be schooled in every aspect of adulthood. According to a ...
Views: 2940(1 vote) - The 10 Laws For True Wealth - by Submitted on Mar 11, 2011 from Todd TresidderIt’s time to change your mind about money and wealth. Freedom is more than financial, and living a wealthy life is about more than just making money. Below are the top 10 principles you need to know when pursuing more money so that you end up with a happy, healthy, and wealthy life… Give ...
Views: 2936(1 vote) - Treat Money Well to Attract More - by Submitted on May 13, 2003 from Rebecca HansonYour ability to attract money has a lot to do with how you behave toward it. The Law of Attraction works to send you more of what you think, feel and do. So the way you deal with money has a direct relation to how easily and abundantly it comes to you. Imagine that money is a guest in your ...
Views: 2933(1 vote) - I refuse to participate in the recession - by Submitted on Jun 28, 2010 from Matheo GalatisNot too long ago I walked into Bidvest offices and noticed a sign up on the wall. It stated “We refuse to participate in the recession”. These are strong words at a time where repossessions and job losses are at their highest, rising fuel and energy prices are contributing to a higher cost ...
Views: 2903(3 votes) - A Look at the Adaptation of Crypto Payments with Worldwide Brands - by Submitted on Apr 15, 2018 from Zac JohnsonCryptocurrency has actually already been around for quite some time. The thing is that it was such an esoteric concept and framework that only especially tech-savvy people were interested at all. And even then, it was only a very small sub-group among those especially tech-savvy individuals who ...
Views: 2893 - How Consumers Can Protect Themselves - by Submitted on Feb 23, 2009 from Todd HicksAre you someone who is extremely trusting of everything and everyone you come into contact with? Are you aware there are con artists out there waiting to pull a scam on you if you mess up? Do you like to protect your personal well being, finances and property? You will learn consumer protection ...
Views: 2881 - The Millionaire Next Door Book Excerpt - by Submitted on Aug 28, 2009 from Kate RaidtThese people cannot be millionaires! They don't look like millionaires, they don't dress like millionaires, they don't eat like millionaires, they don't act like millionaires -- they don't even have millionaire names. Where are the millionaires who look like millionaires? The person who said ...
Views: 2871(2 votes) - Dollars Want Me! - by Submitted on Oct 19, 2007 from James NapierThe year? 1903. The Wright Brothers' new "contraption" actually flies for a few seconds at Kitty Hawk. Henry Harrison Brown's essay, "Dollars Want Me: The New Road to Opulence" is published in NOW, A Journal of Affirmation," and becomes a bit of a sensation. The reason? I suspect the title ...
Views: 2852 - Start Your New Year Right By Checking Your Credit Reports - by Submitted on Aug 17, 2009 from Kathy Jo PollackNo doubt, credit fuels our economy, and it also affects every area of our lives. Our credit rating, good or bad, can affect where we live, work, and our ability to get a loan or insurance. Do yourself a favor and make it your annual plan to check your credit reports from each of the three ...
Views: 2837(5 votes) - Go Ahead, Sacrifice Your Way to Financial Happiness -— It's Good For You! - by Submitted on May 20, 2011 from Cindy Parran BrochuAre you cringing right now at the very mention of financial sacrifice? There is a misconception that sacrifice is a bad thing — and it somehow means you're losing out. It's really quite the opposite, especially when it comes to money goals. Sacrificing something you value for something of ...
Views: 2834(1 vote) - Want Good Credit? - Back to Basics (Part 1 of 2) - by Submitted on Aug 11, 2009 from Kathy Jo PollackA question that seems to be surfacing a lot lately is how to build good credit . Some people that I talk with have experienced financial difficulties in the past and are now trying to rebuild their personal credit. Others are new to credit, especially young people, and are building credit for ...
Views: 2814(5 votes) - Best Money Saving Tips - by Submitted on Aug 13, 2021 from Lukas D.With economic difficulties still affecting most of the world, people's desire to keep hold of their cash has never been greater. For savvy savers looking to boost their financial assets, here are the top saving tips currently available. Know your options You have to invest your saved money ...
Views: 2808 - Debt Relief for the Elderly and Disabled - by Submitted on Feb 27, 2007 from Robert ZangrilliDebt settlement, also known as debt negotiation or debt reduction, is a relatively new way for dealing with your debt problems. In a debt settlement program, by negotiating with a creditor, a client can reduce their debt by as much as 50 percent and be debt free in as little as 12 months. In ...
Views: 2799 - Know How Fear and Greed Impacts Your Investing Decisions - by Submitted on Nov 14, 2012 from Michael ReyWe simply attempt to be fearful when others are greedy and to be greedy only when others are fearful - Warren Buffett, a legendary investor Much has been written on fear and greed in the market, which are the two great human emotions responsible in destructing capital in investing. Fear and ...
Views: 2797 - Impact of the Dodd Financial Reform Act - by Submitted on Aug 13, 2010 from Steve BeamanMy friends, it’s difficult if not impossible to judge the total impact of a piece of legislation that is over 2,000 pages long. In fact, I think it’s fair to say that no one fully understands the both intended and unintended consequences of legislation that is so enormous. I have read many ...
Views: 2793 - Make Sure Debt Consolidation Will Work: It’s All Up To You! - by Submitted on Dec 13, 2012 from Samantha SeiffertDebt consolidation is a proven effective debt solution for some consumers. The program itself is effective - but only if you learn your lesson. When you opt for a debt consolidation program or loan, your debts will be combined into one through a single payment program. That can mean you have ...
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