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***How Insurance Plans Change As You Age******How Starting a Business Later In Life Made Me A Better Entrepreneur***- The importance of Road Signs And Why You Need To Pay Attention to Them - by Submitted on Mar 17, 2011 from Dominick MachugaRoad signs are placed in specific areas to ensure the safety of drivers. These markers let drivers know how fast to drive. They also tell drivers when and where to turn or not to turn. In order to be a terrific driver, you need to have an understanding of what the sign mean. A student driver ...
Views: 25213 - 5 Types Of Liability Insurance - by Submitted on Aug 26, 2008 from Alex BellweatherThere are various types of liability insurance coverage offers by the insurance companies. It is important to get the suitable liability insurance as per your needs. It is most crucial to understand the basics of liability coverage as per your needs. 1. The first one is employer’s liability ...
Views: 18679(1 vote) - What Does Term Life Insurance Mean? - by Submitted on Oct 17, 2008 from daryl stewartActually what does term insurance mean? Before you purchase a term life insurance policy it is very important that you understand what it is. The word "term" means that there is a specific period of time that you are going to have coverage and when that period ends the coverage also ends. When ...
Views: 13283(1 vote) - Advantages and Disadvantages of HMO and PPO Health Care Plans - by Submitted on May 29, 2009 from Christine O'KellyFaced with ever-increasing medical costs, selecting the best health plan for you and your family requires informed decision-making on your part. There are two basic forms of employer sponsored health care plans: HMO & PPO. Both of them have distinct advantages and disadvantages that you must be ...
Views: 10917(3 votes) - Why People Buy Life Insurance - by Submitted on May 31, 2007 from Donald LusanHave you ever considered why people buy life insurance? I know the salesmen and the creators of the policies themselves have thought about it because if they didn't these policies simply wouldn't sell. Probably the greatest life insurance salesman ever once said that "selling is 98% ...
Views: 7461(1 vote) - 5 Key Benefits Of The Endowment Policy - by Submitted on Jul 30, 2008 from Gary ZivkovichThe endowment policy offered by most of the companies in USA is the basic type insurance policy which provides security to the individual members as well as family. It will provide the security. Endowment policy gives benefits to the family members to get the added features based on the design ...
Views: 6982(1 vote) - Causes and Consequences of Accidents at Work Explained - by Submitted on Aug 31, 2012 from James VincentWhile accidents, in general, are disastrous in nature, confronting an individual with a great deal of troubles, the work accidents are even more serious for they accompany dire consequences. It is only usual for people to feel safe in their workplace though it is a fact that they are always ...
Views: 6401 - Consequences Of Not Having Life Insurance - by Submitted on Jul 12, 2011 from Green linLife insurance is incredibly important to absolutely anybody, especially those with a family. People tend to opt for life insurance plans when they are faced with major life changes, such as getting married or having a baby. Generally, when someone else becomes such a large part of your life, ...
Views: 5684 - Term Life Insurance Advantages And Disadvantages - by Submitted on Aug 02, 2010 from Donald LusanTerm life insurance is oh so loved my many people. There are many different types of term insurance and very many reasons why people buy these policies. There are significant advantages to owning this type of life insurance. There are also a few disadvantages. Advantages 1 - The premiums ...
Views: 5467(1 vote) - Aetna Health Insurance Helps Patients Deal With Cancer - by Submitted on Dec 07, 2008 from Ronnie HamiltonThe news that you or a loved one has cancer is devastating. For people who go through this life changing process they not only have to go through treatment after treatment, but they also have to go through a whole other battle, with their insurance company. It is hard enough having to deal with ...
Views: 5424 - 11 Tips On Get Best Truck Insurance Rates - by Submitted on Sep 03, 2008 from Matthew PawlinaTruck insurance protects the owner and vehicle from harm. Owners who purchase their own truck insurance get the most competitive rates but there are many ways to reduce premiums even further by reading articles and tips given on the internet written by insurance specialists. Factors that do ...
Views: 4953(1 vote) - Protective Life Insurance – Reviews and Suggestions - by Submitted on May 31, 2013 from Atif RazaWhen insurance was introduced for public in India, many people felt that it was not useful. But as the popularity of insurance increased, the importance of insurance also increased. People slowly started realizing the benefits of insurance and how it operates. Today, many people want to buy ...
Views: 4465 - Purpose Of Vehicle Registration - by Submitted on Mar 16, 2012 from Micko StojanovicVehicle registration is a law-related formality needed nowadays in almost all parts on the globe. After the automobile is registered it is supplied a registration plate which in common language is known as license plate and it is attached to the automobile. License plate is useful in recognizing ...
Views: 4366 - Don’t lose the will to live over insurance - by Submitted on Apr 15, 2011 from Chris BoswellAccording to research by Moneysupermarket.com, the cost of car insurance has risen once again, with the average cost now being £704. The Insurance Fraud Bureau (IFB) believe that the reason for this is an increase in the number of fraudulent claims being made, with over 30,000 accidents believed ...
Views: 4275(1 vote) - ***How Insurance Plans Change as You Age - Insurance Plans - by Lenny Robbins - by Submitted on Oct 12, 2017 from Lenny RobbinsLife Insurance serves a variety of needs depending on your age. Although you may purchase any type of coverage at virtually any age, the objective of this protection will change as you age. Life Insurance serves a variety of needs depending on your age. Although you may purchase any type of ...
Views: 4196 - Qualities of a Good Insurance Company - by Submitted on Mar 01, 2012 from Abhijeet BoraHaving a life insurance is not the new thing. In fact, people of Pune have started investing in insurance faster as compare to previous some years. In India Life Insurance Company are receiving better response than the general and auto insurance company. If you have not engaged in any of the ...
Views: 4124 - To insure or not to insure – That is the question - by Submitted on Apr 15, 2011 from Chris BoswellAccording to a recent survey, it has been suggested that young drivers are the worst offenders when it comes to insuring their car. With the high cost of premiums for younger drivers, is it any wonder they can’t or won’t get insurance and what is the true cost if you get caught. According to ...
Views: 4030 - 4 Essential Facts about Motorhome Insurance - by Submitted on Sep 16, 2013 from Bethany CollinsThe retired and working populations have begun to invest in motorhomes. It’s a great idea really to be able to travel and yet always be at home. It’s an adventure not suited for the weak but for those who might be called ‘seniors’ but are still young on the inside. But every adventure involves ...
Views: 3878 - Loss Adjusters- Why do Insurance Company appoint a Loss Adjuster - by Submitted on Feb 19, 2011 from meenakshi dpfocFor anyone, loss adjusters are appointed after there has been a claim made by you to your insurance company, who then brings the adjuster in to assess that validity of your claim. If you are in an automobile accident or any other kind of situation where you need to claim on your insurance, then ...
Views: 3865 - Why Architects Have Specific Insurance Requirements - by Submitted on Aug 13, 2009 from Jim CochranIf you’re working in the architecture field, you’ve probably run into situations in which a client requires you to carry liability insurance. Maybe you run a small architecture firm with a few employees, or perhaps you’re a solo architect, draftsman or designer. Either way, you might find ...
Views: 3614(1 vote) - Emergency Tooth Extraction No Insurance - by Submitted on Feb 05, 2012 from Charles BergerAre you thinking of getting a tooth extraction? Do you have inhibitions about your tooth extraction? How about having an emergency tooth extraction no insurance? What is an emergency tooth extraction no insurance? When do you consider having an emergency tooth extraction no insurance possible? ...
Views: 3500 - All You Need to Know about Business Insurance – Check FAQs! - by Submitted on Sep 08, 2016 from Brijesh B.What is business insurance? Business insurance is insurance coverage to protect the business against any kind of losses occurring due to routine business or accidental events. It covers the business against unforeseen or emergency events like property damage, legal liability and employee ...
Views: 3399 - American Health Care: Is it Really That Bad? - by Submitted on Apr 25, 2009 from Bartosz BorkowskiMost other developed nations have some form of socialized government sponsored healthcare system in place. Why don’t we? On the surface this idea seems to have merit especially when it is presented in contrast to our current private system and all of its apparent flaws. The two main flaws argued ...
Views: 3383 - Compare Travel Insurance before Finalizing - by Submitted on May 19, 2012 from Eden YuenIt is a pleasurable enjoyment to see different beautiful and amazing parts of the world whether its Eiffel Tower, the pyramids of Egypt, view of Mt. Fuji in Japan and visiting Sydney or other many beautiful spots you can go around the world. The real beauty which can be visited personally ...
Views: 3314 - Differences Between Firearm Insurance and Firearm Business Insurance - by Submitted on Aug 23, 2007 from Hilary BowmanFirearms are dangerous and carry risks, therefore, insurance is always advisable. However, there are different types of coverage and not all of them are suitable for any situation. The difference between firearm insurance and firearm business insurance is based on the use that the weapons ...
Views: 3260 - Traffic Light Accident Disputes - by Submitted on Apr 25, 2012 from Hector QuirogaA traffic light accident dispute is perhaps one of the most common accidents out there. The facts are obvious, one driver will argue that the light was green and the other one will argue that the light was red. They will blame each other as to who had the right of way. Absent any witnesses or ...
Views: 3232 - Why is Auto Insurance Mandatory? - by Submitted on Jan 14, 2012 from Jesse SmithThe compulsory automobile insurance issue, like many others, has been complicated and made more difficult of settlement by the antagonism which exists between the private interests involved and the public which is seeking a satisfactory remedy for a seriously unhealthy social situation. No ...
Views: 3193(1 vote) - Whole Life And Term - A Good Combination? - by Submitted on Sep 08, 2007 from Donald LusanCombining whole life and term insurance! Have you ever given that some thought? The life insurance company can create a combination policy for you if that is your desire. This idea works out pretty well for some people. Why would you combine whole life and term life insurance anyway? If you use ...
Views: 3183 - Car Insurance Scams - by Submitted on Feb 12, 2013 from Jen RosewoodThe world in which we live in is full of both good and bad. If you aren’t careful, you could easily end up on the bad side of this equation. One example of this could involve your car insurance. If you are very unlucky you could become a victim of a car insurance scam. Not only could you pay ...
Views: 3155(1 vote) - Car Insurance? How Important Is It? - by Submitted on May 23, 2008 from Jamie JaggernauthWith the rise in the number of cars on the city’s roads, as well as the number of commuters who wish the convenience of their own vehicles, car insurance is a great way to manage finances regarding your car, as well as preparation in the event of damage, theft or resale of your ...
Views: 3133 - Differecne between defined benefit health cover and indemnity based cover. - by Submitted on Jun 20, 2012 from Dipti KelkarOver the past few days, various cell-phone users have been showered with telephone calls or SMSs, urging them to get a new ‘3in1’ plan from LIC of India. The plan give health, life with accident cover. LIC Jeevan Arogya, a defined benefit plan, is similar to plan floated by private life ...
Views: 3123 - How Short Term Auto Policies Could Mean You Will Spend Much Less Money - by Submitted on May 26, 2012 from Keith GarrowThere may possibly be situations when you find yourself needing auto insurance protection for only one day, or possibly you must drive for just a couple of weeks. There are numerous explanations for why you might require this sort of insurance and in these scenarios it basically would not seem ...
Views: 3108 - Ocean Harbor Insurance Auto Coverage Options - by Submitted on May 12, 2017 from Kalyna KapurPearl Holding Group manage general agent for Ocean Harbor Casualty Insurance since 1994. It means customers or independent agents who represent them, do not need to go through direct communication with the company. In the insurance industry, managing general agent is a separate entity that has ...
Views: 2836(1 vote) - Variable Life Insurance Plan - by Submitted on Sep 22, 2010 from Steven HartA Variable Life insurance policy is a type of permanent insurance (like Whole and Universal Life) that ensures a death benefit. However, it can be more costly due to the fact that the cash value portion of premiums can be directed to a different account. In this account, the cash value may be ...
Views: 2703 - Role Of Life Insurance Adjuster - by Submitted on Oct 27, 2008 from Alec MorganThe role of a life insurance adjuster begins from the time an individual files a claim. It is the adjusters’ brains that work when planning for and processing a claim. They have the power to decide what to do with a certain policy claim and how to go about it. After an individual makes a ...
Views: 2673 - Facts About Teenage Drivers Car Insurance - by Submitted on Nov 09, 2010 from Alston BalkcomIt is more expensive to buy insurance coverage for teen drivers than more mature ones, but there are ways to keep the costs lower than they would otherwise be. Even teenagers can drive in a mature fashion and avoid crashes. They can also avoid driving certain types of automobiles. They can ...
Views: 2653(1 vote) - Life Insurance - Income In Lieu Of A Lump Sum - by Submitted on Jun 19, 2007 from Donald LusanWhen we think of life insurance we tend to focus on lump sum cash payments upon the death of the insured. Are you aware that there are alternatives? Did you know that the proceeds of your policy can be distributed in income form instead of a lump sum? Would you prefer to have payments to your ...
Views: 2647 - Universal Life Insurance Explained - by Submitted on Nov 18, 2009 from Donald LusanConsider universal life insurance. One of the more popular permanent policies is the universal life policy. What is this universal life all about anyway? This policy is permanent insurance which allows for flexibility in premium payments as well as in death benefit amounts. Think of this policy ...
Views: 2595(2 votes) - Should Health Insurance Really Cover Massage Therapy In Australia? - by Submitted on Oct 20, 2012 from Brandon RaynorWritten by Brandon Raynor Health Care Rebates and Health Insurance in the Massage Industry in Australia There has been a lot of fuss made about Health Care Rebates in Australia for massage therapists over the last 5 to 8 years. Some people and some massage schools seem to think this is ...
Views: 2584 - 7 Ways To Reduce Small Business Insurance Costs - by Submitted on Sep 21, 2008 from Matthew PawlinaInsurance is a part of business expenditure. Insurance play a significant role when the business is an at home enterprise or small business and, insurance premiums can increase by as much as 30% in a year. Every small business owner needs insurance to protect his or her interests. The internet ...
Views: 2568 - Term Life Insurance Explanation - by Submitted on Jan 22, 2007 from Donald LusanBrief term life insurance explanation. Life insurance companies offer two basic types of policies...term life insurance and permanent life insurance. By far the simplest in structure are the term life policies. They are also favored by most people today because of cost. They are less expensive ...
Views: 2566 - Traditional Retirement Planning is in Trouble - Don't Get Comfortable the 3 Legged Stool is Broken - by Submitted on Jul 13, 2010 from Roger ElyIf you're over 60, you're probably familiar with the traditional "Three Legged Stool" model of saving for retirement; SOCIAL SECURITY, PENSIONS, SAVINGS. You may have used this method in planning your retirement income. Well don't get too comfortable - the stool's broken! If you've watched the ...
Views: 2543(1 vote) - Final Expense Life Insurance - a Mistake? - by Submitted on Mar 01, 2011 from Alston BalkcomFinal expense insurance is also called funeral insurance. This type of insurance is simply a low value life insurance contract. For most people other types of life insurance will be better choices. A policy of this sort is typically sold to an insured with the idea that the the beneficiary ...
Views: 2501 - Basel III and Data Warehouse Infrastructure - by Submitted on Jan 27, 2012 from Graz Sweden ABWhy Basel III 2007 to 2009 is a period that will remain etched in the minds of financial industry policy makers for years to come. Complex financial instruments, wrongly priced risks coupled with pressure to churn ever higher employee bonuses and bank profits all combined to create the ...
Views: 2497 - The Young Drivers - How to Get the Lower Insurance Rates - by Submitted on Jun 01, 2011 from Jesse SmithThe non-principal operator classification, multi-car discount, operator training discount, and good student credit tend to be the heart of obtaining a very affordable premium for the young operator. To begin with, if you live at home and your parents allow you to be added to their policy, you ...
Views: 2492(1 vote) - Get Retirement Savings Safety, Liquidity AND Great Returns - Cake & Eat it too! - by Submitted on Aug 07, 2010 from Roger ElyAll my clients have one thing in common they want their retirement money safe but they don't want to "tie" it up - they want to enjoy it! So here's a way to "have your cake and eat it too". Many of you are looking for a safe environment to put your money to avoid the volatility of the market ...
Views: 2445(3 votes) - Is Long Term Care Insurance Part Of Your Retirement Plan? - by Submitted on Jun 20, 2012 from marilyn katzShould You Consider Long Term Care Insurance? Have you ever helped an elderly friend or family member secure nursing care? If so, you may already know how expensive good nursing care can be. Of course, the cost will vary by the type of care that is needed. A full time nursing care facility ...
Views: 2403 - Benefits of Systematic Investment Plan (SIP) - by Submitted on Feb 04, 2011 from Nikhil NaikWhat is SIP ? A Systematic Investment Plan (SIP) lets you invest in small amounts in mutual fund o a regular basis. It gives you a lot of flexibility and is a very convenient way of building a large corpus over a period time. In mutual fund terminology, SIP allows the investors to invest a ...
Views: 2380 - Are You Scared to Drive? - by Submitted on Oct 12, 2009 from Paul BuchananOne should not be scared to drive when they get in their car, but I tell you what I am terrified to drive. Not because of the chance of getting into an actual accident, but because of the chance that my car insurance could rise. Isn’t that backwards? I’m scared to get speeding tickets. I’m ...
Views: 2295(1 vote) - Would an Incentive to Buy Life Insurance Benefit the Economy? - by Submitted on Dec 08, 2009 from Andy AlbrightThat's a dry sounding subject, something that would have you nodding off in Economics 101, but we're living here in the real world. Where bad economic trends hurt with real pain, that's felt by real people. There are dozens of benefits to having adequate life insurance coverage, two ...
Views: 2279(3 votes)