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Debt and Debt Consolidation Articles
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- 'Dave' Allows You to Avoid Overdraft Fees on No-Interest Loans - by Submitted on Aug 13, 2018 from Jaclyn TengThere's always that one friend who lends you money. When you're short and you need instant cash, they're there. Unfortunately, they're not always around to save your skin from overdraft fees. Bank services lack decent overdraft fees notifications. Sure, they'll send you an email if your ...
Views: 958(1 vote) - 4 Tips on How to Find the Right Lender - by Submitted on Sep 07, 2012 from Alexandra SmithToday, let us consider several tips you can use to improve your chances of finding, not just a suitable bad credit personal loan, but more importantly, a reputable lender. Request for referrals from your close friends, relatives and co-workers, most especially from those who have just ...
Views: 1583(1 vote) - 5 Pillars of Financial Stability - by Submitted on Apr 22, 2011 from Aaron BallBefore you can run you must learn how to walk. Once you establish your foundation as a solid walker you can then pursue your dream of running. This simple analogy can also be applied to achieving your life goals. If your dream is to own a 60-foot yacht or a Ferrari Spider you will first need to ...
Views: 3916(1 vote) - 5 Practical Tips In Choosing A Credit Repair Software - by Submitted on Jun 18, 2011 from Jonny AndrewsIt is interesting how many people find themselves in debt considering that they have control of their finances. This is no laughing matter as credit scores can affect one’s life in a profound way. Any financial endeavors can easily give companies a reason to peek at your credit standing and ...
Views: 1850(1 vote) - 7 Simple Money Saving Tips You Can Do At Home - by Submitted on Jun 22, 2011 from Jonny AndrewsAnyone having a credit nightmare can have a difficult time scrounging for extra cash just to make payments. This can be really frustrating as there are constant bills to pay apart from the credit to settle. But don’t worry there are many ways to squeeze of extra trickles of cash at home. Here ...
Views: 1872(1 vote) - Abundance and Frugality: Should You Earn More or Lower Your Spending? - by Submitted on Jan 29, 2013 from Samantha SeiffertWhen you have to pay off your debts, you have a decision before you: do you earn more or do you lower your spending? Both of these choices have their own pros and cons. Ultimately, your choice will depend on what you are willing to sacrifice. Earning more will help you keep the lifestyle that ...
Views: 1438(1 vote) - Advantages and Disadvantages of Debit Cards - by Submitted on Jan 13, 2012 from Sara PetersonSome of the advantages and disadvantages of debit cards are as follows- Advantages- 1.Any consumer who is not credit worthy or finds it difficult to obtain a credit card can more easily apply a debit card, allowing to make plastic transactions. 2.The debit card user can use the limited ...
Views: 7781(1 vote) - After the Great Recession: Maximizing your Financial Potential - by Submitted on Dec 04, 2011 from Sarah WatersLooking at the latest trends in financial patterns among US consumers, it’s safe to say that many of them have begun to learn the lessons of the Great Recession. In the third quarter this year, consumer debt has continued to go down. While much of this has to do with the fact that some ...
Views: 1513(1 vote) - Always in the Trend - The Best 3 Ways to Get a Personal Loan - by Submitted on Aug 14, 2019 from Jerry WellsThere are many financial institutions out there offering personal loans. Each of them has specific requirements for their borrowers. When surfing on the internet searching for the best online offers, you can compare the loan amounts, monthly payments and interest rates. Here, we are going to ...
Views: 660(1 vote) - Are you one or two Paycheques away from Bankruptcy? - by Submitted on Dec 04, 2011 from Andrew HortonMost of the incredibly effective ideas, tools and techniques that I am going to introduce to you in this article, are not new. They are all common sense and really simple to apply in your life and if you use them will make a massive difference to your financial wealth. The one huge challenge ...
Views: 1731(1 vote) - Avoiding Home Loan Problems - by Submitted on Jan 19, 2015 from Arwind SharmaHome loan application and borrowing needs some toil. The market today is flooded with various loan plans and schemes. But it is a tough choice to finalize the deal with one single lender. This is because each company or bank is offering attractive home loan features and benefits. Home loans ...
Views: 1651(1 vote) - Bankruptcy Debt Help – Advice On Using Bankruptcy For Debt Problems - by Submitted on Dec 13, 2010 from Keith GarrowAlthough there are many debts settlement companies that can help you to reduce your debt you may find that you need to actually go one step further and file for a chapter 7 or chapter 13 bankruptcy. In the US debt settlement is really the only alternative to bankruptcy so if you cannot make ...
Views: 1269(1 vote) - Biggest Reasons for Credit Card Debt - A Credit Card Debt Settlement Program Can Help - by Submitted on Jul 06, 2016 from Rebecca WilliamsBecause credit cards can be easy to obtain, it can be easy to get in over your head with credit card debt. While they may be simple to carry and convenient for making purchases, credit cards have been the cause for rising consumer debt and countless personal bankruptcies throughout the years. ...
Views: 3024(1 vote) - Can I Negotiate Credit Card Debt Reduction And Write Off Debt? - by Submitted on Jul 29, 2010 from Keith GarrowWhen credit card debts get seriously out of hand, one of the most successful and widely used solutions is to negotiate debt reduction with the companies. A substantial industry known as debt settlement has built up to provide this specialist service on behalf of people struggling with debt, but ...
Views: 3174(2 votes) - Concerned with Debts? Learn to Prioritize with Meditation - by Submitted on Feb 23, 2011 from Nelson BerryBy The Pioneer of Subliminal Messages Online. So how much do people owe? Based on the study of the Federal Reserve, the total consumer debt is already more than $2 trillion. That means a regular person can owe as much as $8,000, perhaps to credit cards and to mortgage. Isn’t that such a ...
Views: 939(1 vote) - Consumer Tip: Beware of “Zero Interest” Payday Loans - by Submitted on Nov 21, 2011 from Sarah WatersA new UK-based site, InstantLoansDirect.com, is trying to attract new borrowers by offering so-called 0% interest payday loans. They offer short term loans without interest, but there’s a catch. There is no interest for the first eight days, but after that initial period, there’s a daily fee ...
Views: 2089(1 vote) - Dealing with Debt Desperation - by Submitted on Feb 04, 2013 from Samantha SeiffertOne of the greatest enemies that you have to overcome while in debt is yourself. There are many issues to address like your spending habits, financial management skills and most of the time, your overall lifestyle. Dealing with debt can be a painful and frustrating experience that requires ...
Views: 1421(1 vote) - Debt Consolidation - Why to Go for a Debt Consolidation Loan - by Submitted on Dec 20, 2012 from Robin smith smithThis debt consolidation is that type of service which will allow a person to take a debt consolidation loan at a low rate of interest, so that the accumulative best can be paid off by the person. This is an excellent option for those people who want to get away of their respective debts. A debt ...
Views: 1234(1 vote) - Debt Consolidation Isn't Terribly Difficult Once You Read This Advice - by Submitted on Jul 02, 2019 from Chinnagounder ThiruvenkatamThe burden of unmanageable levels of debt is something that nobody ever wants to face, but far too many people do. Debt consolidation can be a useful solution, provided that it is done in a smart, deliberate manner. The piece below offers lots of helpful tips for ensuring that you make the best ...
Views: 1430(1 vote) - Debt Consolidation Pros and Cons - Should I Consolidate My Debts? - by Submitted on Jan 10, 2010 from Keith GarrowFinding out about the pros and cons of debt consolidation can be a tricky business, because the vast majority of information you will find on the internet is by companies that want to provide the service for you, so they have a vested interest in only stressing the advantages. This article will ...
Views: 1686(3 votes) - Debt Plan Advice - Understanding The Type Of Debt Plan That You Need - by Submitted on Feb 08, 2011 from Keith GarrowThere are two main types of debt plan and these are designed to deal with different situations. Usually when we use this term we mean a debt management plan, or DMP. The other option for dealing with financial problems is known as debt settlement. I will explain the differences between these two ...
Views: 1072(1 vote) - Debt Specialists Can Help Eliminate Your Debt - by Submitted on Aug 20, 2010 from Keith GarrowWhen you find yourself in a situation wherein you have more debt than you can handle, do you simply take the easiest way out which is to file for bankruptcy? Definitely not! What you should do instead is consider all the alternatives and seek professional help if necessary. This is where the ...
Views: 1491(2 votes) - Debt, how to forget this word - by Submitted on Aug 14, 2018 from Kalyna Kapur“Live like no one else now… so that you can live like no one else later!” – Dave Ramsey An aggregate owed to a person or an association for funds borrowed under an implied agreement. Many people would love to pay down their debt or get rid of it entirely, but they aren’t quite sure of the ...
Views: 819(1 vote) - Defense Wins Championships - Financial Advice for Everyone - by Submitted on Mar 19, 2021 from Tim RhodeA young real estate agent I’m mentoring said to me the other day, “Tim, I want to follow in your footsteps. What is the ONE THING I should concentrate on to ensure that happens?” My answer to her may surprise you. I said, “If you want to be financially free, then you have to play really ...
Views: 622(1 vote) - Don’t Let Bankruptcy Ruin You: Just Grow Your Income - by Submitted on Feb 04, 2013 from Samantha SeiffertBankruptcy is a feared word and situation for people in debt because it has the power to leave your financial life in ruins afterwards. The state of your credit score alone should be enough to scare you to your wits and take you running towards the other direction. Before we proceed, we need ...
Views: 1446(1 vote) - Ease your financial pressure - by Submitted on May 31, 2012 from Senol ASANFinancial pressure is something that more and more people face and suffer from. It can determine a deal of different emotions and distress on personal and mental level. When financial pressure takes control over your life a lot of things happen. You may face problems in your relationships, ...
Views: 2096(1 vote) - Effective Ways to Manage Your Loan Smartly - by Submitted on Feb 16, 2021 from Kalyna KapurToday, you have diverse options to handle your monetary troubles and continue living a stress-free life. Taking a loan is one of those options available for almost everyone with a good credit score. However, getting the loan seems easy when compared to its repayment. People more often take ...
Views: 641(1 vote) - Eliminate Debt Fast Without Bankruptcy Or Debt Consolidation - by Submitted on Mar 08, 2011 from John Francis Conrad NoronhaIf you are at the end of your rope financial, you need to know the best information on to get rid of debt by understanding the filthy lies and nonsense that goes on by the so called experts, It is a billion dollar industry based on bad information and ignorance. More information is crucial to ...
Views: 843(1 vote) - Erasing Bad Credit Reports – Find Out the Truth About Promises to Erase Poor Credit History - by Submitted on May 25, 2009 from Keith GarrowI am forever surprised at the volume of sites and adverts on the internet claiming to wipe out bad credit reports. These appeal to the same desire in all of us as those adverts promising to give us the secret of getting rich quickly without having to work at it. Sadly, both such claims are ...
Views: 1193(2 votes) - Free Debt Management Plans - Do They Really Exist? - by Submitted on Feb 08, 2011 from Keith GarrowWhen you find yourself deep in debt you may have to turn to a debt management company for help. Some debt advice companies will advertise a free Debt Management Plan (DMP), but quite often this is just a marketing ploy to try to get your business. The chances of finding any company that offers ...
Views: 1225(1 vote) - Getting a Fast Loan With Bad Credit - by Submitted on Jun 30, 2022 from steven leeIf your credit history is a major concern, there are several steps you can take to get a fast loan without having to put up collateral. These options involve applying for a loan with a peer-to-peer lending platform. These companies do not have any income restrictions and will give you money if ...
Views: 782(1 vote) - Go On A Debt Diet to Achieve Financial Freedom - by Submitted on Jan 02, 2013 from Samantha SeiffertIf you want to achieve financial freedom, you may want to adapt the same principles as getting your ideal weight. If you think about it, they are both hard, require discipline and a lifestyle makeover to maintain a debt free life. When you go on a debt diet, you need to decide for yourself ...
Views: 1270(1 vote) - Government Debt Management - Finding Government Help With Debt - by Submitted on Sep 13, 2010 from Keith GarrowA nation's economy is only as wealthy as its citizens. But what if you have a bunch of people who are average earners, a major percentage of which are struggling to pay off their debts? Is there any form of government debt management help offered to individuals whose debts seem to be more than ...
Views: 1217(2 votes) - Government Debt Solution - Getting Help With Debt Problems - by Submitted on Jan 10, 2010 from Keith GarrowThe vast majority of debt solutions are provided or facilitated by private companies, with government involvement being very limited. In the US there are a certain number of federal consolidation loans available, particularly aimed at students with serious debt, but these are to a large extent ...
Views: 1306(1 vote) - Greece Debt Crisis by Shaw Capital Management Online - by Submitted on Jul 20, 2011 from Shawcapital OnlineIs there really life after debt? IMF keeping true to its promise of 3.6 billion euro contribution on the next installment authorized the release after the Greece passed the much-talked about austerity bills. However, the proposed debt rollover plan for them can still put the whole country in ...
Views: 562(1 vote) - Help I want To Eliminate Credit Card Debt - by Submitted on Feb 12, 2010 from Mike O'BrienWith the economy still recovering from the recent recession, it is not a bad idea to set a new year's goal of strengthening your financial situation. One of the best ways to do this is by eliminating as much debt as possible, especially credit card debt. When trying to get out of debt, is always ...
Views: 1185(1 vote) - Hosted PBX – How an IVR can help your Business - by Submitted on Jan 03, 2013 from david clarksonIVR or Interactive Voice Response is a telephony technology that is used mainly by businesses to filter calls, greet customers and many more. However did you know that the same technology can be used in a more clever and efficient way with a hosted PBX? Hosted PBX systems are known for the ...
Views: 984(1 vote) - How Debt Should Not Stunt Personal Growth - by Submitted on Jan 14, 2013 from Samantha SeiffertIf there is anything that the recent recession taught us, it is the fact that money is not the main marker for happiness, even though it does have a hand in helping us grow. It is true that personal growth is quite important for anyone who wants to enjoy life. You all heard it before, how ...
Views: 1253(2 votes) - How do auto title loans work? - by Submitted on Jul 26, 2018 from Kalyna KapurAn auto title loan is a quick loan type that uses your car title as the collateral. It is a simple and easy loan which doesn’t depend on the credit score. Bad, good or no credit score, if you own a vehicle you are eligible for the car title loan. The approval process is quick and you can even ...
Views: 998(1 vote) - How Do I Get Rid Of Debt – Step By Step Guide On How To Get Rid Of Debt - by Submitted on Apr 19, 2009 from Keith GarrowWe are all in debt to some extent, but problems arise when we are unable to keep up with repayments. This is an increasingly common situation but the good news is that however bad your debt crisis is you can almost certainly get rid of it yourself with a little advice and guidance. How Do I ...
Views: 1375(1 vote) - How to attack 'credit card debt before its spirals out of control' - by Submitted on Jan 13, 2011 from Thomas PhillipsonBe aware of the interest being paid out on borrowing products, according to one industry expert.There is an array of ways people can control their credit card debt before it spirals out of control.This is according to a piece on News.com.au, which pointed out people should be aware of the ...
Views: 730(1 vote) - How to Consolidate Your Bills Without Using a Debt Consolidation Company - by Submitted on Oct 21, 2010 from Emily RetherfordDebt consolidation companies constantly advertise their services as a solution to a lot of debt. While the companies work with your creditors to get all of your bills rolled into one monthly payment, using a debt consolidation company not only closes any revolving accounts you have, but ...
Views: 1384(1 vote) - How to Deal with a Maxed Out Credit Card - by Submitted on Feb 11, 2013 from Samantha SeiffertCredit card debt is very easy to fall into. The allure of being able to acquire things and services despite lacking the physical money to pay for it is very strong. This is why a lot of people usually end up maxing out their cards. When you have maxed out your cards, this means you reached ...
Views: 1828(1 vote) - How To Decrease Your Credit Card Debt - by Submitted on Jul 13, 2012 from Adam TijerinaIf you are struggling with credit card debt, then you have probably looked into different methods of decreasing the figures so that it is more affordable. Credit cards are among the most difficult to pay off because the debt has a high interest rate and expensive late fees that make it ...
Views: 1881(1 vote) - How to easily pay off car title loan? - by Submitted on Jul 26, 2018 from Kalyna KapurAuto title loans are also known as auto equity loans and are one of the many options available to vehicle owners who need quick cash for emergency situations. Auto title loan is the simplest and easiest loan type to overcome any emergency situation. Most of the people easily get approval for the ...
Views: 711(1 vote) - How To Manage Debt - How Much Is Too Much? - by Submitted on Aug 21, 2014 from Tracey FieberYou can be super talented at what you do, but STILL not make money and this is the most frustrating problem of all. If you have a problem with debt, it's important not to panic but don't ignore it either - it wont go away. Sometimes taking on debt is unavoidable in order to keep your business ...
Views: 1888(1 vote) - How To Manage The Stresses Of Being In Debt - by Submitted on Sep 19, 2018 from Flo SalisburyOne of the biggest stresses that people and businesses in the USA on low to medium income is how to manage their debts. If you have growing credit card debt or have creditors knocking on your door looking for their money, the feeling is second to the feeling of grief after death. Debt is an ...
Views: 755(1 vote) - How To Overcome The Pains Of Student Loan Debt - by Submitted on Jul 20, 2018 from Kalyna KapurIt is true that student loan debt in America has mounted to $1.3 trillion and rising. This is more than both car loan debt and credit card debt. The Federal Reserve Board Survey of Consumer Finances states that almost 5.6 percent of borrowers owe more than $100,000 and over 19 percent, $50,000 ...
Views: 909(1 vote) - How To Pay Debt Off - Understanding How To Pay Off Your Debts - by Submitted on Feb 23, 2011 from Keith GarrowWe all live with debt to some extent because it has become an essential part of modern life, but when the balance tips and the amount of debt we have becomes too much for us to keep up with, then serious problems can occur. This situation comes about for many reasons. International economic ...
Views: 1184(1 vote) - How to Plan Your Debt Reduction Strategy - by Submitted on Jan 02, 2013 from Samantha SeiffertCreating a debt reduction strategy is not really difficult but it is important in ensuring debt relief success. Since the real challenge is in implementing your strategy, you have to set yourself up by making sure the plan you will create is doable and is the best way towards financial ...
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