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Debt and Debt Consolidation Articles
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- Debt Consolidation Loan - To Help You - by Submitted on Jan 14, 2013 from Devid PitersionIf you are currently faced with financial problems involving repaying your debt, you have to be aware that you are actually not alone. In fact, majority of the population in the country today is confronting the same financial dilemma as a result of the economic crisis. Although you might feel ...
Views: 1072 - Debt Plan Advice - Understanding The Type Of Debt Plan That You Need - by Submitted on Feb 08, 2011 from Keith GarrowThere are two main types of debt plan and these are designed to deal with different situations. Usually when we use this term we mean a debt management plan, or DMP. The other option for dealing with financial problems is known as debt settlement. I will explain the differences between these two ...
Views: 1072(1 vote) - How to stop a debt collector from contacting you? - by Submitted on May 31, 2012 from Sara PetersonYou’ve fallen into a financial slump. You are having difficulty paying off your bills and the stress is growing. Debt collectors are professional who use lot of resources to track. Although it is quite difficult to avoid them, you have to take few steps to prevent collection agency from ...
Views: 1071 - Three Reasons You May Want to Hire a Credit Lawyer - by Submitted on Mar 14, 2010 from Mandi HudsonTaking action to repair your credit is the first move in the right direction. If you are like most people, you may be unsure how to begin. Many people take the “free” route and attempt to repair their own credit. While this works for some, the drawbacks of going solo can be larger than you ...
Views: 1071(2 votes) - Learn How Debt Settlement Can Taint Your Credit Report - by Submitted on Mar 29, 2012 from joy maliEliminating debt from your credit report earns you an improvement on your credit score but keep in mind that the debt settlement process is not a trouble-free process. There are several consequences that accompany the settlement process. It is possible that certain negative remarks are removed ...
Views: 1070 - Debt Relief Options: How to Escape the Plight of Financial Ruin - by Submitted on Feb 26, 2009 from Krista ScruggsWhether it be from careless spending or multiple emergencies, you are now in financial ruin. Luckily, regardless of how you ended up in debt, there is a way out. One necessary action you need to take is to make some lifestyle adjustments. For instance, you may need to make less trips to the mall ...
Views: 1068 - Take Financial Pressure off with Effective Debt Management Solution - by Submitted on Feb 24, 2017 from Rubby WilliamIt is possible to run into financial situations where debt may become necessary. There can be several reasons for getting a loan such as a new house, education, business expansion, new car, etc. but it is important to understand that if you fail to manage your debt situation, it can become ...
Views: 1068 - Solutions for Wealth in the New Year: Pay Down Your Debt - by Submitted on Jan 12, 2011 from Jan CetwinskiYes, it’s that time of year again. Time for New Year’s Resolutions. Among the favorites for most people are resolutions for improving their Health & Wealth. This article is the second of a series in which we will suggest some financial resolutions that you can use to make the New Year the ...
Views: 1067(1 vote) - Debit Card or Credit Card was Rejected? Get the Top-Up or Pre-Paid Debit Card - by Submitted on Aug 23, 2012 from John PetersonTop-Up Debit cards work like pay-as-you-go cell phone when you top-up card to the desired limit, and then use the card withdrawals and purchases. When the money run out you can not use it unless they are added again. How do prepaid cards must be completed with the money before it can be used ...
Views: 1063 - How to Save Money - Avoid High Interest Rates and Extra Debt - by Submitted on May 28, 2011 from Bill SklodowskiHigh interest rates can really damage your financial position! It's so easy to end up in constant debt because of interest applied by your financial institutions and other organizations. Fortunately for you, it's fairly easy to avoid interest in most cases, as it essentially relies on your ...
Views: 1063 - If You Value Your Health, Get Out Of Credit Card Debt - by Submitted on May 08, 2012 from Brian FarrellThere simply is no acceptable level of credit card debt. As long as you are running a debt balance on your credit cards, from one month to the next, the interest is accruing and you are paying far too much for your purchases. So, if you know what’s good for you, get out of credit card debt, ...
Views: 1062 - Speculate to Accumulate - by Submitted on Mar 25, 2011 from James MortimerIf you are owed money by an individual or a company, then the chances are you will attempt to recover the debt yourself. And why not, I mean after all you have provided the service as per the original agreement, so why not get paid in the normal way? It seems like a fair request to me. When ...
Views: 1061 - How Do I Consolidate My Debts? - by Submitted on Jun 03, 2009 from Keith GarrowIn many ways a better question might be ‘should I consolidate my debts’, rather than ‘how do I consolidate by debts’. Debt consolidation is a relatively straightforward process in itself, made as simple as possible by the loan companies who are eager to offer you a loan. However, before you ...
Views: 1060(1 vote) - The Pros and Cons of Remortgage… - by Submitted on Jun 09, 2010 from Tom DarwinAs we all know, mortgage is a financial commitment which can be further used to actualise some very important requirements in our life. But if this decision does not pay the right dividends, or you find better opportunities around you still have an alternative to consider. This very option is ...
Views: 1060(2 votes) - Credit Card Debt Relief-Do You Know Your Options - by Submitted on Jan 22, 2012 from Michael LenzThere are a number of ways for any consumer to get credit card debt relief if you just know the most common methods being used. Typically this would be debt consolidation, credit counseling, debt settlement and bankruptcy. So if you are experiencing some type of financial difficulties then stay ...
Views: 1059 - Canada Revenue Agency Income Tax Debt and You - by Submitted on Dec 22, 2011 from Michael GoldenbergCanada Revenue Agency income tax debt can be crippling when your payments fall behind. Interest and penalties accrue at an alarming rate, and what starts off as a small debt can grow into something a lot more difficult to pay. Income tax debt is much more serious than other types of debt ...
Views: 1058 - Should I File Bankruptcy Or Is Debt Settlement A Better Alternative? - by Submitted on Sep 15, 2009 from Keith GarrowWhen personal debt reaches the kind of level where you just cannot see how you could ever be debt free again, many people think that bankruptcy is their only option. While bankruptcy is a way of ending a very serious debt situation in a relatively short period of time, it is an extremely ...
Views: 1058(3 votes) - The Emjoyable Road To Debt Freedom - by Submitted on Jun 20, 2008 from Tracy PiercyWith summer coming up, some of us are braving the high fuel prices and driving to family gatherings or favorite vacation spots. What route would you take? Any experienced road traveler will tell you that there are two ways to go: the quick way and the enjoyable way. The quick way usually ...
Views: 1055 - Debt Reduction: Amazing Little-Known Secrets about Eliminating Debt - by Submitted on Sep 06, 2011 from Keelan CunninghamDebt reduction should be a key focus for anyone with personal debt and especially anyone with personal loans they are finding difficult to pay each month. Experts recommend debt consolidation loans for recovering control over multiple loans and getting on top of personal money management. ...
Views: 1053(1 vote) - Debt Management Tips for Single Moms - by Submitted on Apr 24, 2009 from Samantha GregoryHaving been a single mom for several years now, I have finally acclimatized myself to my status. It is indeed hard carrying the responsibility of children on my shoulders alone. But I do love the perks I am able to monopolize. I am the sole beneficiary of the kids’ hugs, kisses, and love. As a ...
Views: 1051 - Debit Card Processing is a Complex Process - by Submitted on Mar 12, 2013 from Kirk KarsIf you look at the diagram of the debit card processing process, it may at first seem as a confusing maze of many different processes and multi-layered parts. But a closer look will show that there a few basic parts of the process, while other parts, although they can augment the process, can be ...
Views: 1050 - "The Truth About Debt- What is going to Happen If I Stop Making Payments?" - by Submitted on Nov 02, 2010 from Joseph HernandezSome of us that have excessive debt often overlook the truth about debt - that the debt collectors are not going to just simply vanish. Most of them will do anything in their capability to recover a debt. As a consequence, your credit rating will probably be damaged up to a decade! On a ...
Views: 1049 - Ways to Eliminate Debt - by Submitted on Apr 16, 2010 from Timothy McFarlinDebt is a problem that can spin out of control if it is not taken care of properly. As debt is allowed to grow, a person's ability to pay it down becomes considerably more difficult. While it is true that just making minimum monthly payments will eventually lead to a debt free life, debt can ...
Views: 1049(1 vote) - Bad Credit Debt Consolidation Loans To Resolve Debt Issues - by Submitted on Nov 15, 2012 from Tom James FranklinDebt in any form is a troublesome burden which will continue to haunt you till you clear it up. Doing that is usually much more difficult than what it sounds, as you are under constant pressure from your creditors to start repaying the debt loans. This could also have a detrimental effect on ...
Views: 1047 - The Debt Relief Guide To Home Purchases - by Submitted on Aug 04, 2011 from Cole CollinsStrange as it might seem to lifelong urban dwellers or new transplants recently emigrating from, putting it as plainly as we can, just about anywhere besides the United States of America -- the old world rightly worried about the environmental costs and societal disrupt of sub divisions and ...
Views: 1046 - Chapter 13 Bankruptcy Plan - by Submitted on Nov 19, 2009 from JD KamatThe Chapter 13 Bankruptcy plan or sometimes referred to as the proposed plan, repayment plan or reorganization plan is the fundamental basis behind a Chapter 13 Bankruptcy. Unlike a chapter 7 bankruptcy, if you are filing bankruptcy under this chapter the intention is to be able to pay your ...
Views: 1045(1 vote) - Marketing research, make your competitors envy on you - by Submitted on Apr 16, 2010 from Smack donaldMarket research can be an extremely valuable tool when used wisely and it does not always cost you hefty what many of us think. The important questions to ask yourself before hiring any market research companies for doing market research or market research survey are: What information you ...
Views: 1045 - The Hassle Free Way to Get a LoanWith typical loans now too far out of reach for most people, hassle free bad credit loans are filling a vital niche in the UK loan industry explains Andy Hygate from www.loansbadcredit.org.uk
As the global economy continues its download spiral, many analysts focus upon the fact that the UK may ...
Views: 1043 - Do You Need Credit and Debt Counseling - by Submitted on Oct 16, 2012 from Leon VisagieWhy are you drowning in financial debt? You realize there is help out there just for you? However, when you seek out credit and debt counseling it's important for you to be prepared to put a plan in place. These services are professionals and will need your cooperation. The tips in this ...
Views: 1042 - How Filing Bankruptcy Can Be the First Step to Rebuilding Your Credit - by Submitted on May 06, 2011 from Norma DuenasThe decision to file bankruptcy is not one that comes easily for most people despite the vital role it can play in providing those saddled with overwhelming debt a lifeline to rebuild their financial lives. Many people are still influenced by outdated stereotypes that view bankruptcy protection ...
Views: 1042 - How to Pick Up the Pieces After Debt Settlement - by Submitted on Dec 12, 2012 from Samantha SeiffertDebt settlement is one of the debt relief options that will get you out of debt fast. It will take between 24 - 48 months to complete a program and after that, you will find yourself free from debt - or at least have a significant amount of that closed. Everyone going through any form of debt ...
Views: 1042 - IRS Tax Settlements - by Submitted on May 08, 2012 from Kes CraigA tax settlement is a very broad phrase that refers to a tax payer and the IRS coming into arrangement where their tax liabilities are satisfied through one of the IRS programs. Several options are available for resolving IRS tax debts. The main consideration the IRS takes into account is the ...
Views: 1042 - Don't Let Unpaid Debts Get Out Of Control - by Submitted on Jan 09, 2013 from Patrick ThompsonA professional debt collection agency is available for certain business accounts that remain uncollected. A company may extend credit in order to bring in customers and to provide a customer service for those wanting to use credit. Using credit for certain customers may be appropriate in various ...
Views: 1041 - Reducing Liability - by Submitted on Feb 19, 2013 from maryellen digiacomoToday there are approximately 26.5 million small businesses in the United States – and over 92% of these businesses leverage personal credit and business credit in their business. Investment capital and trade credit is the lifeblood of a business and as a result small businesses are dependent on ...
Views: 1040(2 votes) - Employing The Most Effective Credit Card Debt Consolidation Strategy - by Submitted on Feb 06, 2011 from Joseph HernandezCredit card debt consolidation is combining all your credit card debt into one account or single credit. If you employ this strategy correctly, you may eliminate all your debt in about 5 years. Your monthly payment will decrease as well. One way to do credit card debt consolidation is to ...
Views: 1038 - How to become prosperous more easily - by Submitted on Oct 28, 2010 from Gerry SavageConsistency is the key to financial management and therefore to becoming prosperous. There are no secrets or special formulae to gaining mastery over your finances. Just focussing now and again on keeping a financial record of your spending, is not going to cut it. The problem with ...
Views: 1038(1 vote) - Is An IVA A Better Option Than Bankrtupcy? - by Submitted on Aug 05, 2011 from Keith GarrowIf you have fallen into serious debt and are considering filing for bankruptcy there might be another option available for you if you happen to be a UK resident. People living in the UK can apply for an individual voluntary arrangement if they have a lot of debt and no means of paying it all ...
Views: 1037 - Why you should bank with St Louis Community Credit Union ... - by Submitted on Mar 01, 2011 from Anthony JacklinST Louis Community Credit Union St Louis Community Credit Union is a nonprofit cooperative financial organization that is organized for promoting thrift as well as offering credit to its members. It is owned by members and controlled by a board of directors who are elected by members. The ...
Views: 1037 - How do Payday Loans Work? - by Submitted on Sep 01, 2018 from Usama MalikYou might have come across people advertising “quick cash” either online or in the streets. These are the payday loans offered to help you cover your “little” emergencies when working on a tight budget. But how safe are these loans? This article outlines everything you need to know about the ...
Views: 1036 - You Can Retire Debt Free - by Submitted on Jun 09, 2011 from Christopher BenoitAre you looking for debt management assistance? Do you want to resign debt free priority wise? If so, you can do this. Many are learning that this needs to be of great importance as the economy is so unstable right now. If you are living paycheck to paycheck, you need to make some changes to ...
Views: 1036 - Reduce Debt Fast With Credit Card Debt Consolidation - by Submitted on May 06, 2012 from Brian FarrellCredit card debt consolidation is a popular debt consolidation method. Unlike other debt relief strategies, credit card debt consolidation does not require the debtor having to miss their monthly repayments. This means that the debtor is unlikely to have their credit rating downgraded. However, ...
Views: 1035 - Consumer Debt Consolidation Advice For Quickly Dissolving Unsecured Debt - by Submitted on Feb 03, 2011 from Joseph HernandezConsumer debt consolidation is one way achieving debt relief. Given that you have too much credit card debt with different companies, you must consider all possible means to settle your debts. Enrolling in a consumer debt consolidation program may be the solution you need to help you get out ...
Views: 1034 - How to Get Out of Credit Card Debt - by Submitted on Apr 16, 2010 from Mazliza OthmanThere are ways designed in overcoming your credit card debt and help you be free from your financial burden. These techniques help in realigning your income and expenditure thus allowing you to pay off your balances and be free from your debt. The first step to do in freeing oneself from ...
Views: 1034 - Where can people look when you’re researching debt help? - by Submitted on Feb 19, 2011 from Phillip CongletonThe very idea of looming unsecured debt hovering over your head can certainly make the best of us unravel under the pressure. Lots of people have suffered in this tight economy with reduction of salary, increased expenditures in addition to other financial hardships. For many folks, it's meant ...
Views: 1034 - Bankruptcy Debt Relief May Not Be Necessary - by Submitted on Jan 21, 2011 from Joseph HernandezFiling bankruptcy to achieve debt relief is not your only option. The usual thing is that you might consider filing bankruptcy when you are already deep in debt. It is hard to make a decision when it comes to this matter. However, to prevent filing bankruptcy, a debtor can enroll in a debt ...
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