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Articles from Cole Collins | Selfgrowth.com
- How To Live Without Credit Card Debt - by Submitted on Aug 22, 2011 from Cole CollinsAlthough economic correspondents and consumer finance professionals are bitterly divided on the specific reasons behind the slow but nevertheless significant withdrawal of Americans from reckless borrowing – a mix of worsening debt relief needs, sharply heightened lending restrictions from the ...
Views: 1110 - The Debt Relief Guide To Home Purchases - by Submitted on Aug 04, 2011 from Cole CollinsStrange as it might seem to lifelong urban dwellers or new transplants recently emigrating from, putting it as plainly as we can, just about anywhere besides the United States of America -- the old world rightly worried about the environmental costs and societal disrupt of sub divisions and ...
Views: 1018 - What American Consumers Could Learn From Governmental Debt Relief (And Vice Versa) - by Submitted on Jul 28, 2011 from Cole CollinsNow that the amount of debt borrowed by the United States of America has passed thirteen figures – that’s just a little bit over ten trillion dollars – the severity of our government’s debt relief needs have grown too large to ignore. Separate from any political debate about the merits of ...
Views: 1007 - All You Need To Know About Credit Card Debt Collection - by Submitted on Jul 18, 2011 from Cole Collins• Help Is Available! To a certain extent, the debt collection industry has been sufficiently dissuaded from their former patterns of harassment by the increasingly harsh penalties handed down by the national boards governing appropriate credit card debt reclamation (as well as the heightened ...
Views: 1178 - Eight Tips For Successful Credit Card Debt Relief - by Submitted on Jul 12, 2011 from Cole Collins1. There’s No Time Like The Present The best chance for successful restitution lies in the earliest possible start, before compounding interest rates would take their toll and present a truly unbeatable weight. It just stands to reason, whenever consumers are struggling against sky high ...
Views: 1412 - Problem Shoppers Find Credit Card Debt Relief Especially Difficult - by Submitted on Jul 08, 2011 from Cole CollinsAmericans of all ages and ethnicities and income groups have become embroiled in a nightmare world of towering obligations, and debt relief seems ever more difficult to come by. Fortunately, during this time of national crisis, our country seems to be experiencing a sort of spiritual rebirth, ...
Views: 975 - Starting A New Business Without Relying On Credit Card Debt - by Submitted on Jul 05, 2011 from Cole CollinsAlthough lending regulations (in conjunction with the ongoing creditor hesitancy this very moment in our nation’s economy) have significantly diminished the ability of residents to apply for a small business loan, new resources have developed over the last few years that could create substantial ...
Views: 1049 - Money Management And Debt Relief Tips For Our Youngest Consumers - by Submitted on Jun 18, 2011 from Cole CollinsFor twenty-something men and women just out of college and starting along their careers, it can be all too easy to delight in the funds available from their first substantial salaries and let the chips fall where they may, but, especially during this economic climate, avoiding responsible money ...
Views: 1074 - The Need For Strengthened Regulations Upon Credit Card Debt Collection Agencies - by Submitted on May 28, 2011 from Cole CollinsWhile federal regulations have certainly done their part to help ease the struggles of financially troubled borrowers hoping to avoid bankruptcy and repay their credit card debt burdens as soon as they can while also maintaining their domestic equilibrium, there’s a decisive slipping point at ...
Views: 1009 - Top Tips For Avoiding Credit Card Debt Collection In California: Carving Your Own Statute - by Submitted on May 20, 2011 from Cole CollinsWhile many of the state regulations adopted by the California legislature only mirror (or vaguely embellish) the over-riding federal statutes regarding lawful collection and credit card debt relief, the Golden State has indeed come up with several legal shields about which all consumers residing ...
Views: 1037 - Use The California Credit Card Debt Collection Laws To Help Yourself! - by Submitted on May 13, 2011 from Cole CollinsAround some parts of the United States, the regulations surrounding reclamation of credit card debt apply singularly to the bottom feeders of the industry – the bill collectors that buy the obligations formerly offered by the reputable banking institutions for pennies on the dollar well after ...
Views: 1647 - Three California Divorce Attorney Tips On Debt Relief - by Submitted on May 07, 2011 from Cole Collins1. Marriage Takes Effort While the authors of this article certainly understand the arguments that couples may have against signing a prenuptial agreement prior to beginning their matrimonial journey, we nonetheless must remind all prospective spouses about how difficult the process of ...
Views: 1189 - How To Give Your Wedding The Royal Treatment (And Still Avoid Bankruptcy) - by Submitted on May 01, 2011 from Cole CollinsWell before the details of Prince William and Kate Middleton’s so called wedding of the century became (rabidly embraced) public knowledge, the expenses associated with the average wedding both here at home and abroad had skyrocketed out of control, particularly for brides and grooms-to-be ...
Views: 1081 - Selecting The Tax Attorney Or Accountant To Lead Your Debt Relief Efforts - by Submitted on Apr 23, 2011 from Cole CollinsWhile checking the background of a lawyer may be considered relatively easy – the state licensing board, after all, does most of the heavy lifting in this regard – merely verifying the credentials of someone expected to take charge of your finances and helm your case before Internal Revenue ...
Views: 1271 - Tax Debt Help For The Small Business Owner - by Submitted on Apr 19, 2011 from Cole CollinsSmall business owners around the United States have experienced significant setbacks as a direct result of the nation’s lingering economic recession, and, most any self employed entrepreneur can confirm, these are trying times for those striving to launch and sustain a fledging business venture. ...
Views: 1105 - How to Understand Your Credit Card Debt Situation - by Submitted on Apr 15, 2011 from Cole CollinsAlthough the average American household maintains $30,000 in credit card debt, many people have absolutely no idea just how bleak their situation really is. Not only is it responsible to pull your own credit report at least once a year, but keeping a constantly-updated ledger with current debts ...
Views: 1156 - Things To Consider Before Consulting With Debt Consolidation Companies - by Submitted on Apr 06, 2011 from Cole Collins• Have You Co Signed Anyone Else’s Loans? While we would hope that you would automatically tell the truth to the debt consolidation counselors regarding all of your existing credit card debt accounts and other unsecured balances – considering that the underwriter approval of any debt ...
Views: 1214 - How Could The New Debt Settlement Law Help Consumers? - by Submitted on Mar 26, 2011 from Cole CollinsAfter the recent interdiction against the country’s most extensive debt settlement negotiation firm set in motion by the Oregon Attorney General – officially banning the Credit Solutions of America Corporation from soliciting additional business within the state for three years and further ...
Views: 1266 - The Online MBA Accounting Degree – Easy As 1, 2, 3? - by Submitted on Mar 21, 2011 from Cole CollinsDon’t get the wrong idea. It would be irresponsible to suggest that any officially accredited institution of higher learning within the United States extending a Master’s program in Business would require anything short of serious effort from the eligible candidates. After all, whether or not ...
Views: 1204 - Why Experts Advise Students To Earn Their Masters Degree In Finance Online - by Submitted on Mar 11, 2011 from Cole CollinsNot so long ago, the weapons of the average finance specialist were simply pencil and paper, but, in the twenty first century corporate world, the ledger book has at much to do with professional business practice as the abacus. If you expect to spend the brunt of your first years at a company ...
Views: 1039 - Six Reasons You Should Consider An Online Accounting Master’s Degree - by Submitted on Mar 05, 2011 from Cole Collins•Acceptance! For students who’ve demonstrated some academic difficulties during their previous collegiate careers – so often because of reasons that have nothing to do with the actual Bachelor’s course work or difficulties with the materials studied – the second chance provided by the online ...
Views: 1174 - Why Study For An Online MBA In Accounting Degree? - by Submitted on Feb 15, 2011 from Cole CollinsWhich industries or career sectors will be most impressed by applicants who hold an MBA In Accounting degree? Honestly, from pool cleaning to romance novelists, there's no career path that could not be improved substantially by the addition of an MBA In Accounting underpinning the resume. Even ...
Views: 1317 - Effective Methods Of Picking Out Debt Settlement Firms - by Submitted on Feb 13, 2011 from Cole CollinsThere's more than a few questions that borrowers thinking about debt settlement should ask from the legitimate companies providing such resources, but the primary consideration should always remain the origins of their corporate funding. Put plainly, debt settlement firms which take any ...
Views: 1150 - What Happens If You Can't Avoid Bankruptcy & Foreclosure? - by Submitted on Feb 04, 2011 from Cole CollinsFor consumers reading up on all of the potential methods to avoid bankruptcy / foreclosure proceedings currently at their disposal – and it seems like there are more every day – this is probably the last thing in the world that they would want to hear. Nevertheless, sad but true, you can't ...
Views: 1082 - The Slow Rehabilitation Of Michael Vick In Atlantans' Hearts: Moral Debt Relief Is A Game Of Inches - by Submitted on Jan 21, 2011 from Cole CollinsAlthough true Atlanta Falcons' fans would never admit any sort of unconscious satisfaction to be found from last Saturday's thorough trouncing at the hands of the Green Bay Packers, the defeat on consecutive weekends of the Eagles and Falcons in National Football League playoff games did at ...
Views: 1251 - The Most Common Errors Faced Through Do It Yourself Bankruptcy - by Submitted on Jan 18, 2011 from Cole Collins• Don't Postpone The Inevitable Whenever people decide to opt for a do it yourself bankruptcy rather than hiring on legal counsel and listening to the time honored wisdom of attorneys who have helped literally hundreds of other borrowers with their needs, they inevitably run the risk of ...
Views: 1197 - On Any Given Fiscal Quarter: Georgia Residents Drive Toward The Credit Card Debt Relief Red Zone - by Submitted on Jan 12, 2011 from Cole CollinsAs Lisa Morshell drove home from the Georgia Dome on the I-75 expressway, returning from another glorious victory by her Atlanta Falcons, she made plans to attend the next home game in 2 weeks. She’d open the door, say hi her pets – a chocolate Schnauzer named Rico and a tabby cat she never got ...
Views: 1817 - The Dangers Of Do It Yourself Debt Settlement - by Submitted on Jan 10, 2011 from Cole CollinsMost folks, much as they believe they would be able to commit to a staunch do it yourself debt settlement strategy, inevitably find that there are more than a few hindrances standing in the way. We certainly understand the temptations to cut out the middleman (and the definite costs these ...
Views: 1097 - The Three Top Tips Toward Triumphant Debt Settlement Programs - by Submitted on Jan 10, 2011 from Cole Collins1) Slow And Steady Wins The Race Easy to get swept up in the excitement of settlement reduction, the momentum especially heightened among those borrowers formerly suffocating midst credit card debts bills and previously unawares that the debt settlement programs even existed, but you will ...
Views: 1236 - An Insider's Guide To Chapter 7 Bankruptcy Information And The Rise Of Chapter 13 - by Submitted on Dec 23, 2010 from Cole Collins• Discharge Of The Light-Spending Brigade Easy enough to watch acquaintances sail through Chapter 7 filings with seemingly minimal consequences, especially prior to 2005's wholesale renovation of the federal code. Any Chapter 7 bankruptcy information based upon turn of the century statutes ...
Views: 1384(1 vote) - What The Modern Bankruptcy Debtor Should Know About Chapter 7 Protection - by Submitted on Dec 17, 2010 from Cole CollinsEven for those Americans who have reached their wit's end trying to figure out any tactics able to properly compensate their credit card debt accounts or other outstanding loan balances, its no secret that Chapter 7 protection has suffered through a raft of changes over the past decade. The new ...
Views: 1132 - How To Select The Right Debt Consolidation Program For Your Family - by Submitted on Apr 04, 2011 from Cole CollinsFor many consumers wearied to the bone of handling a number of separate credit card accounts – having to remember each and every due date and calculate household budgets on the fly – the most tempting part of a debt consolidation program could well be the singularly directed repayment plan. All ...
Views: 1388(1 vote) - Fulfill Debt Elimination Plans Without Ruining Your Credit! - by Submitted on Nov 17, 2010 from Cole CollinsAlthough American borrowers regularly list credit repair as one of the primary motivations if not the central spur for entering into a formally arbitrated program for debt elimination, the breadth of debt relief alternatives available to the twenty first century consumer residing within the ...
Views: 1633(1 vote) - You Better Watch Out! (Spend Wisely And Stay Out Of Credit Card Debt Christmas 2010) - by Submitted on Nov 08, 2010 from Cole CollinsAs the holiday season approaches, we prepare our lists, we check them twice, and we gear up to spend away on loads of gifts for one and all: family, friends, neighbors, coworkers, and on down the line. The weeks preceding Christmas Day are spent in a rush of shopping and spending, and not just ...
Views: 1753(2 votes) - How (and Why) to Use a Credit Card Debt Calculator - by Submitted on Oct 04, 2010 from Cole CollinsWhile it seems foolish to argue the point that most Americans have anyone but themselves to blame for the crippling unsecured debt burdens that threaten so very many households, the lenders have hardly made things easy for borrowers attempting to address the situation and get themselves out of ...
Views: 1740(1 vote) - Top Tactics Toward Healthy Budgeting - by Submitted on Sep 14, 2010 from Cole CollinsThese days, it seems like the dollar stretches less and less. Oil scarcity (and the maneuvering of futures brokers) has not only raised the price of gas but effectively increased true household costs across the board. Even food staples like eggs and bread have seen their value skyrocket over ...
Views: 1606(2 votes) - Credit Card Debt Collection and the Real Truth about Debt Relief - by Submitted on Sep 10, 2010 from Cole CollinsIt should go without saying that the so called spam emails that simply arrive on your computer’s front door without warning or solicitation are not to be taken as anything more than (not particularly clever, by and large) attempts to part consumers from their money in the name of debt relief. ...
Views: 1782 - How Not to Erase Credit Card Debt: A (hopefully) Fool Proof Guide to Debt Relief - by Submitted on Aug 12, 2010 from Cole CollinsIt’s a sort of American tradition to resist seeking the help of others, particularly for assistance with consumer finance and debt relief, which still strikes many residents of the United States as an essentially duplicitous arena best avoided by self respecting heads of household. ...
Views: 1805(2 votes)