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Articles from Arwind Sharma | Selfgrowth.com
- Facts To Know Before Investing In Fixed Deposit - by Submitted on Feb 15, 2018 from Arwind SharmaPlacing money in a fixed deposit account has been instrumental in determining financial stability for people. With its promise of slow but sure returns, fixed deposit has gained an important place in the school of financial management. Monetary planning is as essential for an individual as salt ...
Views: 2113 - Best Way to Qualify for a Home Loan - by Submitted on Jun 04, 2018 from Arwind SharmaWho does not want to live in a home that they can call their own? Everyone, right? Yes, while everyone dreams of living in their own homes! But, you can’t purchase a property straight out of your savings as home’s prices have gone up! Unless you are born with a golden spoon, you can’t fund a ...
Views: 2011 - Fixed Deposits: The Pros and the Cons - by Submitted on Nov 21, 2018 from Arwind SharmaThere is no denying the fact that Fixed Deposits are one of the most loved investment avenues in India. A significant portion of household savings get locked into FDs. Ease of withdrawal and low risk are two main reasons why people prefer parking their money in Fixed Deposits. However, like ...
Views: 2005 - Avoiding Home Loan Problems - by Submitted on Jan 19, 2015 from Arwind SharmaHome loan application and borrowing needs some toil. The market today is flooded with various loan plans and schemes. But it is a tough choice to finalize the deal with one single lender. This is because each company or bank is offering attractive home loan features and benefits. Home loans ...
Views: 1651(1 vote) - Why unsecured business loan is beneficial - by Submitted on Mar 27, 2020 from Arwind SharmaAs entrepreneurship is gaining a strong footing in the world with the passage of time, more and more 9 to 6 job workers are switching to become entrepreneurs. This has increased the need for more financial resources in order to support and encourage better opportunities for success and growth. ...
Views: 1649 - Fixed Deposit As A Sensible Investment Tool - by Submitted on Feb 15, 2018 from Arwind SharmaAmong the many investment programs and financial propositions which are functioning in the market today, fixed deposit is considered to be a beneficial financial product. Fixed deposit is an investment tool which is offered by banks and financial institutions of both public and private sector. ...
Views: 1585 - Tips To Apply For Loan against Property - by Submitted on May 27, 2020 from Arwind SharmaIn this fast paced world, where almost everything is getting changed, possessing your own house or property is an essential requisite. Not only does your house help you to feel and stay rooted, giving you a certain sense of belongingness, but also assists you in times of need. Taking a certain ...
Views: 1582 - How to Improve Your CIBIL Score? - by Submitted on Jul 24, 2018 from Arwind SharmaHaving a good CIBIL score is an important criterion to get a personal loan, and may even ensure you get a larger loan amount or a lower rate of interest. There are various ways you can improve your score and gain from the benefits of doing so. A CIBIL score is a rating that is used to ...
Views: 1570 - Use Personal Loan For Debt Consolidation - by Submitted on Feb 14, 2019 from Arwind SharmaDebts and unpaid credit card bills can paralyze anyone’s life. People do not actually want or ask for it. However, due to urgent requirements, out of budget spending and personal emergencies, one gets caught in the rut of loans and debts. If you are standing neck deep in bad debt and want to ...
Views: 1552 - 6 Best Uses of Personal Loans you Should Know - by Submitted on Jul 31, 2018 from Arwind SharmaWith disbursal within 24 hours, a Personal Loan is a quick solution to all financial needs of borrowers. Banks and NBFCs engage in severe competition to provide the most beneficial Personal Loans to their customers. So, the majority of them offer attractive Personal Loan interest rates to ...
Views: 1535 - Advantages of Pre-Approved Business Loan - by Submitted on Mar 26, 2018 from Arwind SharmaBuilding your own business involves several crucial decisions and easy fund access. Several innovative ideas only require a strong financial backing, which is where a business loan can help you. The thought of availing a business loan leaves most people believing that they’d have to produce ...
Views: 1532 - Who can be a Co-Applicant for my Loan against Property? - by Submitted on Jun 21, 2018 from Arwind SharmaAdding a co-applicant for a Loan Against Property adds support to the income of the primary borrower. Thereby, the application strength increases due to an improvement in eligibility. Needless to say, having a co-applicant for a Mortgage Loan makes borrowers eligible for a larger volume of loan. ...
Views: 1478 - Personal Loan-Pathway To Accomplish Dreams - by Submitted on Oct 09, 2014 from Arwind SharmaSo, you want to throw a grand birthday party for your kid, go on your much awaited vacation to Bali or buy that latest 40 inches smart HD TV! Catering to your needs as well as desires, in the middle of day to day expenses can be challenging. After all, how are you supposed to spare extra money ...
Views: 1463 - Know Debt Consolidation To Become Debt Free - by Submitted on Mar 27, 2020 from Arwind SharmaToo many unpaid bills and credit dues pull your mind into multiple directions. This consumes a lot of your productive energy, making you feel and look haggard. It therefore, becomes easier when you opt for a good debt consolidation loan plan. Consolidation of all your smaller debts into one ...
Views: 1448 - How Loan Against Shares Is Beneficial - by Submitted on Mar 27, 2020 from Arwind SharmaLoan against shares has slowly yet surely gained its place in the financial market. With the course of time, this kind of secured loan has started being considered as a wise financial instrument for people. It is especially useful when you are hit by a sudden and unexpected monetary requirement. ...
Views: 1438 - Some Housing Loan Products Available in India! Details Here - by Submitted on Jun 14, 2018 from Arwind SharmaJust like food and clothes, a shelter in the form of a home is also a basic necessity of a human being! For the same purpose, either you rent, lease or buy a home. While it is the dream of every individual to build a home, it is their income and credibility that decides if he/she is eligible ...
Views: 1437 - RERA Rules as Unveiled by Maharashtra - by Submitted on Aug 29, 2017 from Arwind SharmaThe Maharashtra government on Friday discharged its last Real Estate (Regulation and Development) Act rules, which are to a great extent being celebrated for being in favor of purchasers but hostile and strict to biased real estate developers. The guidelines will become effective from May 1. ...
Views: 1421 - Step by Step Guide to Take Home Loans in India - by Submitted on Mar 09, 2018 from Arwind SharmaWith the real estate market booming everyday, now’s the right time to opt for a home for you and your family. There are a lot of thoughts that go into purchasing a property. You go through the laborious journey of picking an area, a property, gauging out its price and value, and a lot of other ...
Views: 1397 - Factors That Affect Your Home Loan Rates - by Submitted on Feb 06, 2019 from Arwind SharmaHome loans make it possible for you to meet your goal of owning a home even when you do not have lump sum you need to do so at present. But, as a potential housing loan borrower, it is essential that you pay attention to EMIs, the most important aspect of loans. Home loan EMIs can become the ...
Views: 1368 - 5 Irrefutable Benefits Of Investing In Mutual Funds - by Submitted on Dec 31, 2015 from Arwind SharmaEver since mutual funds were introduced, they have been one of the most popular investment options for investors all over the world. If you’re an individual with sizeable savings and are looking to venture into the world of stock market investment, a high return mutual fund is your best ...
Views: 1310 - Understanding Loan Against Property - by Submitted on Mar 27, 2020 from Arwind SharmaFinancial emergencies can strike in at any time. Therefore, financial experts and consultants always recommend that an individual must possess some kind of asset to ensure financial security. The most secure and reliable asset is a person’s house or property. Hence, it is easy to avail cash ...
Views: 1267 - Calculate Your Home Loan Eligibility in Few Easy Steps - by Submitted on Jul 12, 2018 from Arwind SharmaBanks and other lenders have made the Home Loan application a very simple and easy process. But before applying for a Housing Loan, you should know certain things like whether you are eligible for it, the amount of loan you are eligible for and the process in which your eligibility is being ...
Views: 1258 - Advantages of Switching your Home Loan - by Submitted on Apr 17, 2018 from Arwind SharmaA Home Loan usually involves a large loan amount and a long repayment tenor. Thus, it is in your best interest to have the most ideal terms for its repayment. Sometimes, once you start paying EMIs towards your Home Loan, you may find that you are unhappy with your loan provider’s customer ...
Views: 1232 - Pros and Cons of Personal Loan - by Submitted on Feb 14, 2019 from Arwind SharmaLet’s admit it, financial decisions are not easy. One has to put in a lot of thought process, usually induced with countless if’s, but’s, what if’s etc. Weighing the pros and cons of a financial decision like whether you should buy a house at the moment or borrow that loan can be quite draining. ...
Views: 1229 - Home loans for doctors offer you a customised mortgage - by Submitted on Mar 09, 2018 from Arwind SharmaAs a medical practitioner, you are eligible for a home loan customised for you, which offers you a higher loan amount as well as a streamlined application process. A home loan for doctors has simple eligibility criteria that you will find easy to meet, and requires minimal paperwork. Lenders ...
Views: 1216 - The Benefits of a Bajaj Finserv Personal Loan for the Residents of Mumbai - by Submitted on Mar 26, 2018 from Arwind SharmaMumbai, the commercial capital of India, attracts millions of migrants. So, no wonder the cost of living is very high in the city. Sustaining oneself in Mumbai is a challenge in itself. But that should not stop you from taking your family out on a holiday or surprise them with the latest ...
Views: 1214 - 4 Excellent Tax Saving Instruments That You Should Know - by Submitted on Aug 13, 2018 from Arwind SharmaWith each new financial year, a whole list of concerns gets renewed along with the calendar. Working professionals, particularly, have quite a big concern to address—tax payments. This is usually the time when employers come knocking, looking for receipts for tax-saving investments you’ve ...
Views: 1202 - How Secured Business Loans Help Entrepreneurs - by Submitted on Mar 27, 2020 from Arwind SharmaBe it starting your own business venture or expanding an already existing one, sound planning is an elixir for the same. Financial resources play a vital role in determining the establishment of any business, large or small. Without having a strong financial backing, it is usually hard for any ...
Views: 1176 - 6 Ways in Which Working Capital Can Help Your Business - by Submitted on Nov 21, 2018 from Arwind SharmaWorking capital is the capital or liquid assets used for daily and monthly business operations, such as rent, payroll and debt payments. It is calculated as current assets minus current liabilities. Working capital essentially gives the company flexibility to invest in its growth and cover ...
Views: 1168(1 vote) - Risk Based Lending: A New Age for Loan Against Property - by Submitted on Sep 01, 2018 from Arwind SharmaNew financing concepts are emerging every day for a loan against property in India. Also, remembering all the details about the same is never possible. One such trend of loan against property financing service is risk-based lending. It is an interest calculating criteria based on the risk ...
Views: 1158 - 5 Golden Tips to Improvise your Loan Against Property Eligibility - by Submitted on Oct 12, 2018 from Arwind SharmaFinancial troubles can knock on your door at any point in time. During such times, loans are the best option to overcome the financial crunch. They are easy to avail and give you the freedom to use it for multiple purposes. While a personal loan could serve the purpose, a loan against property ...
Views: 1154 - 5 Benefits of Using a Credit Card for Everything! - by Submitted on Apr 23, 2018 from Arwind SharmaBe it online shopping, buying a large expense, collecting reward points, splitting your bill into Equated Monthly Installments (EMIs) and more, an online credit card offers multiple benefits if you use it smartly. Yes, in today’s time, online credit cards have emerged as one of the most ...
Views: 1150 - 4 ways to get a Lower Loan Against Property Interest Rates - by Submitted on Jan 09, 2019 from Arwind SharmaThe loan against property (LAP) can help you cover all bigger expenses.Yes, right from financing your children’s overseas education or wedding expenses, it can include all. Yes, the loan against property is a handy financial tool that can help you accomplish all your personal and professional ...
Views: 1145 - What You Need to Know Before Buying an Electric Guitar Online - by Submitted on Oct 13, 2020 from Arwind SharmaOnline shopping was introduced in the 90s. It has gone through many phases. Back then, people were recently introduced to the word and the world of internet. In the first decade, it was hard to create a big market for online stores. People were hesitant, no experience was around, and going out ...
Views: 1141 - All You Need to Know About Personal Loan for Self-Employed Individuals - by Submitted on Feb 07, 2019 from Arwind SharmaPersonal loans are the ideal financing options Indians prefer to go for with around 60% growth in the last four years. Before the rise of NBFCs, only selected employed individuals could apply for a personal loan. With the emergence of fintech companies, you can now avail these loans even if ...
Views: 1135 - Best Savings Schemes for Children In India - by Submitted on Mar 12, 2018 from Arwind SharmaInvesting when your child is young will help you create a corpus of funds by the time he/she reaches adulthood. This will help your children study in a university of their choice, or simply serve as a financial cushion as they enter the workforce. But, before you put all your eggs in one basket, ...
Views: 1131 - Top Gaming Laptops in India - Buy on No Cost EMI Offers - by Submitted on Feb 15, 2018 from Arwind SharmaGaming laptops are high-end machines; they need to be super-fast systems with fast graphics-processing capabilities. Although they are expensive, you can buy them using EMI options offered to you by Bajaj Finserv. Read further to find out more about the top gaming laptops in India. Some of ...
Views: 1130(2 votes) - How Home Loans Make You Financial Strong - by Submitted on Mar 27, 2020 from Arwind SharmaFinancial stability is what we all keep striving for, as soon as we are over with education. More often than not, we opt for jobs that pay us fat salaries, so that we could become financially strong soon. And this goes beyond a fat bank balance and regular stable monthly income. Having a roof ...
Views: 1124 - Steps to Follow For Home Loan Balance Transfer - by Submitted on Apr 20, 2018 from Arwind SharmaDo you have an existing Home Loan account, and paying a higher Home Loan interest rate along with bad customer services? You need not suffer as you can always switch your current Home Loan account to a new lender offering a lower rate, and save money! Yes, leading lenders always look for ...
Views: 1121 - Factors that Influence your Home Loan Interest and How You can Reduce It - by Submitted on Aug 03, 2018 from Arwind SharmaA Home Loan interest rate is set after considering several factors. These include costs borne by the lender, the marginal cost of lending, and other expenses, fees and charges stemming from the borrower. The interest rate you receive also depends on various elements of your financial history. ...
Views: 1111 - 5 Easy Ways to Get a Personal Loan without Damaging your Credit Ratings - by Submitted on Mar 26, 2020 from Arwind SharmaMaintaining a steady credit rating while trying to get a personal loan can be challenging. The primary reason why your credit score goes down south is that of the increase in debt on your profile. People usually find it difficult to draw a line between credit factors and credit rating. That ...
Views: 1099 - Which Option is Better: Fixed Rate or Variable Rate Home Loan? - by Submitted on Feb 23, 2018 from Arwind SharmaCongratulations on planning to buy your dream home! Buying a home is a very important step in your life. But like every major decision in your life, Home Loans in India come with a lot of choices. And a major one is choosing between a fixed rate and a variable rate Home Loan. Well, let’s ...
Views: 1095 - Present Tendency of Pune Real Estate is Beneficial to Buy Property in Pune? - by Submitted on Mar 03, 2020 from Arwind SharmaPune is a growing metropolis. It has also recently been accorded the status of ‘the most livable city in India’. Thus, the real estate sector in Pune holds a great deal of promise. More and more people are buying flats in Pune. Mega properties like Kolte Patil Life Republic are coming up as ...
Views: 1088 - How to Make GST Work for Small Firms? - by Submitted on Jul 19, 2018 from Arwind SharmaAmalgamating excise duty, VAT, entertainment tax, state and local tax, surcharges, octroi and others, Goods and Service Tax (GST) has emerged as the most extensive tax reform independent India has ever seen. The impact of GST has been large scale affecting import to export, manufacturing to ...
Views: 1081 - All you need to know about tax deductions under Section 80C - by Submitted on Dec 07, 2018 from Arwind SharmaSection 80C of the Income Tax Act, 1961 provides tax benefits to individuals on various monetary schemes. The maximum tax deduction under Section 80C collectively stands at Rs. 1.5 Lakh per annum from all such deposits. List of financial schemes eligible for tax deductions as per Section ...
Views: 1054 - Home Loan Interest Rates: MCLR, Base Rate and BPLR - by Submitted on Sep 06, 2018 from Arwind SharmaA home buying decision has to be one of the most important decisions of anyone’s life. People save all their lives to fund a reasonably priced home that could match their needs, budget, and expectations. However, not all are lucky enough to save enough funds to buy a dream home on their own ...
Views: 1051 - Health Insurance Claim from Multiple Policies Made Easy! - by Submitted on Jun 04, 2018 from Arwind SharmaHealth insurance remains one of the most important things to avail in today’s time. A health insurance policy ensures a policyholder to easy access to best of the medical care and treatment, without feeling the money blues. When a medical emergency strikes, you should not be arranging funds, ...
Views: 1034 - Personal Loan as a Means to Improve Life - by Submitted on Feb 14, 2019 from Arwind SharmaA comfortable lifestyle induced with lavish dinners, latest gadgets and frequent vacations, is everyone’s dream. Throughout life, you try to do the best financial planning. It probably begins as soon as you come in your first job and start earning your own money. Financial experts agree that ...
Views: 1024 - What makes the World Prime SuperCard by Bajaj Finserv RBL Bank a must have? - by Submitted on Jul 11, 2018 from Arwind SharmaDo you own a number of credit cards, each one for pocketing many benefits? Try to keep away from the risk of owning too many cards and defaulting on payment dates. It’s time to make way for the World Prime SuperCard by Bajaj Finserv RBL Bank Supercard and enjoy the power of 4 cards clubbed ...
Views: 1024 - How to apply for a Personal Loan online - by Submitted on Jan 13, 2016 from Arwind SharmaIf you need money to complete the extension of your house, or take a much-needed family vacation, do not wait anymore. Go online, look up personal loan deals and opt for a loan to get the necessary funds. The first step in applying for a personal loan online is to do your research on the ...
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