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Articles from Arwind Sharma | Selfgrowth.com
- 6 Ways in Which Working Capital Can Help Your Business - by Submitted on Nov 21, 2018 from Arwind SharmaWorking capital is the capital or liquid assets used for daily and monthly business operations, such as rent, payroll and debt payments. It is calculated as current assets minus current liabilities. Working capital essentially gives the company flexibility to invest in its growth and cover ...
Views: 1168(1 vote) - Avoiding Home Loan Problems - by Submitted on Jan 19, 2015 from Arwind SharmaHome loan application and borrowing needs some toil. The market today is flooded with various loan plans and schemes. But it is a tough choice to finalize the deal with one single lender. This is because each company or bank is offering attractive home loan features and benefits. Home loans ...
Views: 1651(1 vote) - Best Business Loan For Kochi Residents - by Submitted on Oct 24, 2017 from Arwind SharmaKochi, the commercial capital of Kerala, has one of the largest business belts in South India. A major port, it houses numerous petrochemical factories, fertilizer companies and oil corporations. With exports being one of Kochi’s specialities, it is also known for its booming electronics and ...
Views: 987(1 vote) - How To Make The Best Use of Chartered Accountant Loans - by Submitted on Oct 24, 2017 from Arwind SharmaAbhishek Sharma has been a certified Chartered Accountant (CA) for six years now. After working at a private organization, he decided to start his own accountancy firm. This meant that he needed to pool in his income and savings into his new practice, and that’s when he thought of his existing ...
Views: 1007(1 vote) - Remember These Fashion Tips to Escape the Sweaty Summer Messes - by Submitted on Jun 09, 2016 from Arwind SharmaSummers might be great for flaunting the trendy clothes and showing off your toned arms and legs, but it brings up its own set of challenges; the most prominent one being sweat. In the scorching heat, it is impossible to avoid sweating if you are not locking yourself up in a fully air ...
Views: 654(1 vote) - Top Gaming Laptops in India - Buy on No Cost EMI Offers - by Submitted on Feb 15, 2018 from Arwind SharmaGaming laptops are high-end machines; they need to be super-fast systems with fast graphics-processing capabilities. Although they are expensive, you can buy them using EMI options offered to you by Bajaj Finserv. Read further to find out more about the top gaming laptops in India. Some of ...
Views: 1130(2 votes) - 3 Steps to Get Your Bajaj Finserv EMI Card - by Submitted on Nov 20, 2018 from Arwind SharmaYou went into an electronic shop of your choice to purchase many products without carrying any cash, card or wallet and still walk out with your purchases on EMIs? Won’t you feel supremely enchanted or surprised, right? You may be thinking how one can simply walk into any electronic or other ...
Views: 977 - 4 Excellent Tax Saving Instruments That You Should Know - by Submitted on Aug 13, 2018 from Arwind SharmaWith each new financial year, a whole list of concerns gets renewed along with the calendar. Working professionals, particularly, have quite a big concern to address—tax payments. This is usually the time when employers come knocking, looking for receipts for tax-saving investments you’ve ...
Views: 1202 - 4 Factors to Consider Before Booking 1-2 BHK Flats in Mumbai - by Submitted on Dec 02, 2019 from Arwind SharmaAre you looking to book a 1 BHK flat in Mumbai, an apartment or an independent villa? If yes, before arranging for funds, you ought to check and consider some vital factors before booking a real estate property in Mumbai. Buying a home has to be the biggest decision of one’s life, and people ...
Views: 999 - 4 ways to get a Lower Loan Against Property Interest Rates - by Submitted on Jan 09, 2019 from Arwind SharmaThe loan against property (LAP) can help you cover all bigger expenses.Yes, right from financing your children’s overseas education or wedding expenses, it can include all. Yes, the loan against property is a handy financial tool that can help you accomplish all your personal and professional ...
Views: 1145 - 5 Benefits of Using a Credit Card for Everything! - by Submitted on Apr 23, 2018 from Arwind SharmaBe it online shopping, buying a large expense, collecting reward points, splitting your bill into Equated Monthly Installments (EMIs) and more, an online credit card offers multiple benefits if you use it smartly. Yes, in today’s time, online credit cards have emerged as one of the most ...
Views: 1150 - 5 Easy Ways to Get a Personal Loan without Damaging your Credit Ratings - by Submitted on Mar 26, 2020 from Arwind SharmaMaintaining a steady credit rating while trying to get a personal loan can be challenging. The primary reason why your credit score goes down south is that of the increase in debt on your profile. People usually find it difficult to draw a line between credit factors and credit rating. That ...
Views: 1099 - 5 Golden Tips to Improvise your Loan Against Property Eligibility - by Submitted on Oct 12, 2018 from Arwind SharmaFinancial troubles can knock on your door at any point in time. During such times, loans are the best option to overcome the financial crunch. They are easy to avail and give you the freedom to use it for multiple purposes. While a personal loan could serve the purpose, a loan against property ...
Views: 1154 - 5 Irrefutable Benefits Of Investing In Mutual Funds - by Submitted on Dec 31, 2015 from Arwind SharmaEver since mutual funds were introduced, they have been one of the most popular investment options for investors all over the world. If you’re an individual with sizeable savings and are looking to venture into the world of stock market investment, a high return mutual fund is your best ...
Views: 1310 - 6 Best Uses of Personal Loans you Should Know - by Submitted on Jul 31, 2018 from Arwind SharmaWith disbursal within 24 hours, a Personal Loan is a quick solution to all financial needs of borrowers. Banks and NBFCs engage in severe competition to provide the most beneficial Personal Loans to their customers. So, the majority of them offer attractive Personal Loan interest rates to ...
Views: 1535 - A Beginner’s Guide to Wise Investment Options - by Submitted on Feb 15, 2018 from Arwind SharmaNavigating through different investment options available in the market can seem frustrating to the uninitiated. Hiring a financial advisor or expert to guide you through the thicket of current investment trends might come in handy. If you’re the do-it-yourself type then you should try comparing ...
Views: 871 - Advantages of Pre-Approved Business Loan - by Submitted on Mar 26, 2018 from Arwind SharmaBuilding your own business involves several crucial decisions and easy fund access. Several innovative ideas only require a strong financial backing, which is where a business loan can help you. The thought of availing a business loan leaves most people believing that they’d have to produce ...
Views: 1532 - Advantages of Switching your Home Loan - by Submitted on Apr 17, 2018 from Arwind SharmaA Home Loan usually involves a large loan amount and a long repayment tenor. Thus, it is in your best interest to have the most ideal terms for its repayment. Sometimes, once you start paying EMIs towards your Home Loan, you may find that you are unhappy with your loan provider’s customer ...
Views: 1232 - All You Need to Know About Personal Loan for Self-Employed Individuals - by Submitted on Feb 07, 2019 from Arwind SharmaPersonal loans are the ideal financing options Indians prefer to go for with around 60% growth in the last four years. Before the rise of NBFCs, only selected employed individuals could apply for a personal loan. With the emergence of fintech companies, you can now avail these loans even if ...
Views: 1135 - All you need to know about tax deductions under Section 80C - by Submitted on Dec 07, 2018 from Arwind SharmaSection 80C of the Income Tax Act, 1961 provides tax benefits to individuals on various monetary schemes. The maximum tax deduction under Section 80C collectively stands at Rs. 1.5 Lakh per annum from all such deposits. List of financial schemes eligible for tax deductions as per Section ...
Views: 1054 - Applying For a Loan? Here Are a Few Tips to Improve Your Credit Score - by Submitted on Jul 24, 2018 from Arwind SharmaCredit is always a good way to meet life goals and meet pressing developmental and other familial needs when it comes to working professionals. Loans are available these days for almost everything from traveling to buying cars or bikes and even for purchasing home essentials, gadgets and ...
Views: 958 - Benefits of Business Loan for Manufacturers - by Submitted on Feb 19, 2018 from Arwind SharmaManufacturers often require loans for various purposes be it for major projects, inventory, equipment and so on. However, finding the right source of funding is often a difficult task. Most conventional lenders have highly stringent terms and conditions along with eligibility criteria and ...
Views: 965 - Best Savings Schemes for Children In India - by Submitted on Mar 12, 2018 from Arwind SharmaInvesting when your child is young will help you create a corpus of funds by the time he/she reaches adulthood. This will help your children study in a university of their choice, or simply serve as a financial cushion as they enter the workforce. But, before you put all your eggs in one basket, ...
Views: 1131 - Best Way to Qualify for a Home Loan - by Submitted on Jun 04, 2018 from Arwind SharmaWho does not want to live in a home that they can call their own? Everyone, right? Yes, while everyone dreams of living in their own homes! But, you can’t purchase a property straight out of your savings as home’s prices have gone up! Unless you are born with a golden spoon, you can’t fund a ...
Views: 2011 - Book your Family Holiday to Rajasthan on No Cost EMI - by Submitted on Nov 07, 2017 from Arwind SharmaOpulent palaces, the majestic Thar desert, and world renowned hospitality, Rajasthan is indeed fit for the kings! And with winter fast approaching, Rajasthan makes for a great destination as a winter getaway.You can camp under the stars in the deserts of Jaisalmer, or take in the beauty of the ...
Views: 920 - Calculate Your Home Loan Eligibility in Few Easy Steps - by Submitted on Jul 12, 2018 from Arwind SharmaBanks and other lenders have made the Home Loan application a very simple and easy process. But before applying for a Housing Loan, you should know certain things like whether you are eligible for it, the amount of loan you are eligible for and the process in which your eligibility is being ...
Views: 1258 - CHANGE OF CAPTAINCY AND ITS EFFECTS - by Submitted on Oct 19, 2020 from Arwind SharmaPakistan cricket team has always been under steaming arguments whether it’s because of the way they perform or the way they take pictures or when it comes to their fitness. Many of our long term favourite players from the team have disappointed us big time but sometimes the new talent has ...
Views: 622 - Did You Check Your Eligibility for Pradhan Mantri Awas Yojana? - by Submitted on Dec 31, 2018 from Arwind SharmaTo provide housing for all, the government of India launched the Pradhan Mantri Awas Yojana (PMAY) in 2015. The mission will be implemented during the period of 2015–2022 with the help of urban local bodies and other agencies through states and union territories. The scheme aims to provide ...
Views: 807 - Equity Shares V/S PPF V/S Fixed Deposit - by Submitted on Feb 15, 2018 from Arwind SharmaFor an investor looking for investment sources in the market, there are many options to choose from. The market is now gaining its position back, and this might be the right time to invest in one of the different sources in the market. There are different sources in the market like Equity Shares ...
Views: 745 - Escape From Tarkov Hacks | No ban, EFT Cheats, Aimbot, ESP - by Submitted on Oct 30, 2022 from Arwind SharmaSkycheats tell us there are several other areas in the game, such as the Factory, the Woods, the Shoreline, the Interchange, Customs, and the Lab, and if there's one thing that they all have in common, it's that the action never stops. skycheats Reserves is another area in the game. The ...
Views: 371 - Everything you Need to Know About Home Construction Loan - by Submitted on Aug 04, 2017 from Arwind SharmaWhen you have a plot of land, one thing that makes a lot of sense is to build a house on it. But that’s easier said than done. More often than not, it’s difficult to find the money to get the construction done. That’s where you should look at a Home Loan for constructing the house yourself. ...
Views: 921 - Factors That Affect Your Home Loan Rates - by Submitted on Feb 06, 2019 from Arwind SharmaHome loans make it possible for you to meet your goal of owning a home even when you do not have lump sum you need to do so at present. But, as a potential housing loan borrower, it is essential that you pay attention to EMIs, the most important aspect of loans. Home loan EMIs can become the ...
Views: 1368 - Factors that Influence your Home Loan Interest and How You can Reduce It - by Submitted on Aug 03, 2018 from Arwind SharmaA Home Loan interest rate is set after considering several factors. These include costs borne by the lender, the marginal cost of lending, and other expenses, fees and charges stemming from the borrower. The interest rate you receive also depends on various elements of your financial history. ...
Views: 1111 - Facts To Know Before Investing In Fixed Deposit - by Submitted on Feb 15, 2018 from Arwind SharmaPlacing money in a fixed deposit account has been instrumental in determining financial stability for people. With its promise of slow but sure returns, fixed deposit has gained an important place in the school of financial management. Monetary planning is as essential for an individual as salt ...
Views: 2113 - Fixed Deposit As A Sensible Investment Tool - by Submitted on Feb 15, 2018 from Arwind SharmaAmong the many investment programs and financial propositions which are functioning in the market today, fixed deposit is considered to be a beneficial financial product. Fixed deposit is an investment tool which is offered by banks and financial institutions of both public and private sector. ...
Views: 1585 - Fixed Deposits: The Pros and the Cons - by Submitted on Nov 21, 2018 from Arwind SharmaThere is no denying the fact that Fixed Deposits are one of the most loved investment avenues in India. A significant portion of household savings get locked into FDs. Ease of withdrawal and low risk are two main reasons why people prefer parking their money in Fixed Deposits. However, like ...
Views: 2005 - Flipkart Big Shopping Days: Make Your Purchase Simple With Cart Financing! - by Submitted on May 15, 2018 from Arwind SharmaFlipkart has gained a reputation for holding some of the biggest online sales in the recent past, and Flipkart’s Big Shopping Days are no exceptions. The latest sale from 13th May to 16th May is set to see not only jaw-dropping deals on a vast range of products but even fabulous financing ...
Views: 965 - Four Monthly Income Investment Options Post-Retirement - by Submitted on Oct 14, 2018 from Arwind SharmaAfter retirement, it is the starting of a new life. Senior citizens have a sizable amount of money in hand to invest. However, one should be very careful to choose investment options to ensure smooth navigation of life expenses in golden years. Regular income is the key to provide a comfortable ...
Views: 921 - Free Online Jyothisham to Predict Your Future According to Telugu Jathakam - by Submitted on May 27, 2020 from Arwind SharmaKnowing which direction your future is heading towards can always be highly uncertain. You can spend all your life planning and strategizing, but there are some forces that you just cannot anticipate. That’s why so many people nowadays want to have their Jathakam read by a family astrologer. ...
Views: 980 - Grab Exciting Deals on Men’s and Women’s Fashion Products this Diwali - by Submitted on Oct 25, 2018 from Arwind SharmaYou’re sure to want to look perfect for every occasion be it an office party, a marathon, an outing with your friends or a festive occasion like a Diwali party. If you’re scouting for outfit options for the latter, now is the best time to update your wardrobe without breaking the ...
Views: 959 - Have You Started Saving For The Retirement? - by Submitted on Feb 15, 2018 from Arwind SharmaIn today’s world owning a house and having a secured job might be a big achievement but there is something more concerning that you need to be prepared for, i.e. ‘Retirement’. It is a phase in life when you finally decide that you have done all you could in your career and look for a contented ...
Views: 914 - Health Insurance Claim from Multiple Policies Made Easy! - by Submitted on Jun 04, 2018 from Arwind SharmaHealth insurance remains one of the most important things to avail in today’s time. A health insurance policy ensures a policyholder to easy access to best of the medical care and treatment, without feeling the money blues. When a medical emergency strikes, you should not be arranging funds, ...
Views: 1034 - Home Loan Interest Rates: MCLR, Base Rate and BPLR - by Submitted on Sep 06, 2018 from Arwind SharmaA home buying decision has to be one of the most important decisions of anyone’s life. People save all their lives to fund a reasonably priced home that could match their needs, budget, and expectations. However, not all are lucky enough to save enough funds to buy a dream home on their own ...
Views: 1051 - Home loans for doctors offer you a customised mortgage - by Submitted on Mar 09, 2018 from Arwind SharmaAs a medical practitioner, you are eligible for a home loan customised for you, which offers you a higher loan amount as well as a streamlined application process. A home loan for doctors has simple eligibility criteria that you will find easy to meet, and requires minimal paperwork. Lenders ...
Views: 1216 - How Can I Save my Credit Score as a Loan Defaulter? - by Submitted on Jul 06, 2016 from Arwind SharmaBuying a home will probably be one of the most expensive purchases you will ever make. To fund this purchase, you can avail a housing loan. A Home Loan is the best option when it comes to financing a property without creating a dent in your savings. For many, the EMIs of a Home Loan constitute ...
Views: 971 - How do you Know when it is the Right Time to Transfer your Home Loan? - by Submitted on Aug 09, 2017 from Arwind SharmaSunil Chedda, a stock market analyst in Chennai, was in the process of applying for a Home Loan so he and his family could live more comfortably in a home of their own. His application was approved, and he bought a larger apartment that everyone was happy with. However, after the third year of ...
Views: 938 - How Home Loans Make You Financial Strong - by Submitted on Mar 27, 2020 from Arwind SharmaFinancial stability is what we all keep striving for, as soon as we are over with education. More often than not, we opt for jobs that pay us fat salaries, so that we could become financially strong soon. And this goes beyond a fat bank balance and regular stable monthly income. Having a roof ...
Views: 1124 - How Loan Against Shares Is Beneficial - by Submitted on Mar 27, 2020 from Arwind SharmaLoan against shares has slowly yet surely gained its place in the financial market. With the course of time, this kind of secured loan has started being considered as a wise financial instrument for people. It is especially useful when you are hit by a sudden and unexpected monetary requirement. ...
Views: 1438 - How Secured Business Loans Help Entrepreneurs - by Submitted on Mar 27, 2020 from Arwind SharmaBe it starting your own business venture or expanding an already existing one, sound planning is an elixir for the same. Financial resources play a vital role in determining the establishment of any business, large or small. Without having a strong financial backing, it is usually hard for any ...
Views: 1176 - How to apply for a Personal Loan online - by Submitted on Jan 13, 2016 from Arwind SharmaIf you need money to complete the extension of your house, or take a much-needed family vacation, do not wait anymore. Go online, look up personal loan deals and opt for a loan to get the necessary funds. The first step in applying for a personal loan online is to do your research on the ...
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