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- How To Avoid Financial Foibles - by Submitted on Aug 10, 2010 from Mike PetersonEven if you think you are a careful spender, you could be making basic financial mistakes that are common to almost all of us. To steer clear of these mistakes, follow these simple steps and be in better control of your bank account. * Don’t Miss The Catch. Whenever you hear or see a ...
Views: 2033(1 vote) - ***The Perfect Investment - by Submitted on Aug 24, 2011 from Scott BarclayThe perfect investment is the investment you can sleep with. The perfect investment is that which provides the most return and the most sleep is most likely not the investment providing the highest return. Far too many investors have taken on far too much risk and of course, that only shows ...
Views: 2027(3 votes) - 5 Tips to Build Up Your Savings Faster - by Submitted on Apr 24, 2017 from Rachael MurpheySometimes it seems like saving money is impossible, and it is easy to get discouraged. If you run out of money before you run out of month, you may wonder how you will ever make ends meet, let alone save for the future. Even so, there are strategies you can use to put more money aside and ...
Views: 2026 - Online Prospect - Work At Home Single Mom Makes $1,000/Month - by Submitted on Aug 23, 2011 from jessica richmondHave You Ever Considered Working Online? Kelly Richards from Brooklyn, NY never thought that she would, until curiosity acquired the best of her and she filled out an easy online form. Before she knew it, she discovered her secret to beating the recession, and having the ability to provide for ...
Views: 2026 - How to Recession Proof Your Family - by Submitted on Dec 29, 2012 from Knox Bates III"Happy New Year 2013" New Years Resolution How to Recession Proof your Family! Are all the gloomy financial forecasts depressing you? Do you really want to ignore all of the negativity but you're concerned about what may happen if you do? Well you can't ignore reality, but you can ...
Views: 2020(2 votes) - A Quick Jolt for the Auto Economy, Plus Ten - by Submitted on Dec 18, 2008 from Steve SelengutThirty Billion Dollars is a huge amount of money, but it translates into less than $100 per US person--- a small price that we should all be willing to pay to give the Automobile Industry time to restructure itself and to save a few million jobs. Give them the green, but have them pay it back ...
Views: 2018(2 votes) - Demystifying the ACS Student Loan - by Submitted on Jun 09, 2012 from wilyam angIn an ideal world, parents are the ones and are expected to send their children to school for their needed education. It equips them with all the necessary knowledge and skills and honing their character to becoming a better and productive member of the society. But this idealism can sometimes ...
Views: 2015 - 10 Tips to Finding the Best Annuities - by Submitted on Jul 21, 2010 from Lisa CintronIf you're looking for a great way to protect your money and to earn a consistent return, then annuities are definitely a financial instrument that you should be interested in. Annuities are generally provided by life insurance companies. You can pay money to them, let it grow on a tax-deferred ...
Views: 2014(5 votes) - Money Worries and Journaling - by Submitted on Apr 15, 2011 from Mari L. McCarthyWhile many may think of journaling as a harmless, completely reflective process, the truth is that keeping a journal can actually be a revolutionary act. Journal writing helps us reclaim ourselves and use our power to create a better life than we have previously known. Journaling shows us ...
Views: 2013(2 votes) - Law of Giving-Donate - by Submitted on Sep 26, 2010 from Dr. LaVerne AdekunleLaw of Giving-Donate Your Money Giving has been called the First Law of All Creation. It has also been said that there is a Universal Law of Giving and Receiving, or that giving and receiving are the same. When you are happy the world will be happy with you! When you give you receive, ...
Views: 2012(6 votes) - Timeless Women Fashion Trends 2011 - Buying Tips - by Submitted on Apr 26, 2012 from Lillie FamIn today's world, it is deliberated a fascinating time for fashion. These days fashion is now being motivated by the classic styles of olden day’s designs and styles. This is further admired by the enclosure of sex appeal and varied colors. Nowadays the very 2011 fashion trends that include the ...
Views: 2005(1 vote) - Business Oxygen – Money Conversion and Transfer - by Submitted on Aug 13, 2012 from Clara BellWhenever an individual is on a transit, his main anxiety will be always getting a discounted and satisfactory rate for the currency exchange. Experts have also suggested that; a nomad will always have a preference for those whose currency conversion is at a bargain price or inexpensively; also ...
Views: 1998 - Tips to Improve Credit Score - 5 Credit Repair Tips for Restoring Needed Credit Quickly - by Submitted on Jun 04, 2010 from william robertsThe importance of increasing score cannot be neglected as it is a mark of credibility of a consumer. This is very simple to judge the reputation of a person before making a business deal with him or while hiring him for a new job by just observing his score. It represents the whole previous ...
Views: 1997 - Investment Grade Value Stocks At Highest Levels Ever --- What To Do About It - by Submitted on May 13, 2011 from Steve SelengutThe IGVSI is a barometer of a small but elite sector of the stock market called Investment Grade Value Stocks. Some IGVSs are included in all averages and indices, but even the well dressed Dow Jones Industrial Average includes several issues that are well below Investment Grade and very few ...
Views: 1992(12 votes) - How To Organize Your Personal Finances - by Submitted on Mar 19, 2013 from Samantha SeiffertOrganizing your personal finances is not an easy feat especially if you are used to spending left and right. However, recent economic struggles shook us from our comfort zone and our sense of financial security. What you thought worked before cannot remain to be your lifestyle now. While a ...
Views: 1988(2 votes) - *** Pre-Retirement 401k & Asset Allocation Advice - by Submitted on Aug 11, 2009 from Bill LoseyQuestion: I plan on retiring in 15 years (at age 60) and currently have 85% of my money in stocks. I’ve been maxing out my 401(K) since I was 21, and in the last year, I have seen some frightening drops in my funds. Should I be making any kind of changes to prevent more losses? Larry, Texas ...
Views: 1978(18 votes) - Pro-Athletes Often Drop The Ball in the Game of Life - by Submitted on Aug 25, 2013 from Valery SatterwhitePro-athletes have mastered the skill of getting 'in the zone', firing on all cylinders and winning the game. Why is it, then, so many trip up, drop the ball and feel like they've lost in the game of life? Here are the hard facts: • According to Sports Illustrated (SI) 78% of NFL players go ...
Views: 1974 - Stock Market Crash Impacts Variable Life Insurance Polices - by Submitted on Aug 07, 2009 from Michael KortzMore than just your portfolio will feel the pinch of the recent stock market crash. Your variable life insurance policy may also be in danger of taking a downward spiral. Variable life insurance policies have experienced increased popularity - currently accounting for 40 percent of life ...
Views: 1974 - Can You Get a Home Loan on Social Security? - by Submitted on Apr 17, 2018 from Dixie SomersIf you’re living on a fixed income from Social Security, you may have given up on the idea of getting a home loan. Some lenders will reject your application outright if they don’t regard that income as sufficient to make payments. However, on a case-by-case basis, some lenders will actually ...
Views: 1972 - What Are The Benefits Of Gold IRA? - by Submitted on Jun 12, 2014 from Ewen ChiaAre you thinking of your future and how you can give yourself financial security? At this stage, I am guessing that you are thinking about where to invest your money. Well, I would like to mention that there are benefits of gold IRA. You may be wondering what they are in comparison to the other ...
Views: 1972 - Rental Property Deductions - Tremendous Tax Savings! - by Submitted on Mar 30, 2009 from Timothy DereyThese tips on rental property deductions that we're going to share with you will provide you with an immense tax shelter. You'll see that there are several tax deductions that you can take by owning even one rental property. I know this because I've owned rental properties for several years and ...
Views: 1970(2 votes) - Debt Relief Motivator: Set Up Debt Milestones - by Submitted on Apr 17, 2013 from Samantha SeiffertIf you look at the statistics, most of the debt relief options have a high rate of debtors who gave up and never finished what they started. This can be caused by a lot of things. It can be due to insufficient funds or they found a better way to pay for their credit obligations. But most of the ...
Views: 1965 - Tax Time...Stop, Think, and Save - by Submitted on Feb 28, 2014 from Kathy Jo PollackIf you will be receiving an income tax refund, have you considered how you will use it? Before you give in to the pressure from family, friends, and retailers to spend your refund, why not buy yourself a little time. Think of this refund as a financial opportunity for you ! Then, think ...
Views: 1963(3 votes) - The Credit Bureau: What is it and why is it messing up my life? - by Submitted on Mar 01, 2011 from Matthew WierzbinskiUnderstanding what and who the credit bureaus are can seriously help you understand your credit and how it works which is something everyone needs to know. Basically, each credit bureau is a ‘holding tank’ of information about how you handle some of your finances. It does not contain everything ...
Views: 1959(1 vote) - Credit Karma Free Score: Is It Accurate for Credit Repair? - by Submitted on Aug 05, 2016 from John McConnellThe importance of regularly checking credit reports is not lost on many people. It remains the fastest and most effective way to monitor your credit score and protect yourself from identity theft. By reviewing your report on a regular basis, you are able to catch any discrepancies early and ...
Views: 1958 - Selling or Buying Credit Repair Services? Read This Before You’re Busted. - by Submitted on Sep 11, 2011 from Steve RhodeThe latest unbelievable resurgence in the debt relief world is advanced fee credit repair. That ship sailed a decade ago, at least. Companies are telling marketers that they can sell credit repair services and basically “charge whatever” they want to. But there is this little thing called ...
Views: 1956 - Top Ten Ways to Saving Money Every Month - by Submitted on Jul 25, 2010 from Dan CavalliFor some people the only determinant between whether they would eat good food, wear designer’s clothes and ride the best of cares is in whether they would take their habits to save money every month very seriously. The good thing is, there are a lot of things that people can now do to ensure ...
Views: 1955(1 vote) - Personal Finance Help that Challenges the Status Quo - by Submitted on May 13, 2010 from Bern BuentipoAre you looking for personal finance help that will reap results? Are you tired of dealing with a faltering budget and want to regain control of your finances? When it comes to our money, too often we simply accept the status quo, take advice at face value, and do what everyone else is doing ...
Views: 1953(1 vote) - FMLA - 5 “Must Knows” Every Company Should Know - by Submitted on Mar 07, 2012 from Jaclyn BaldovinHas an employee requested time off because of a health condition or to care for a family member’s health problem? If so, you need to know whether that leave could qualify under the Family and Medical Leave Act (FMLA). The 1993 law allows qualified employees to take up to 12 weeks of unpaid ...
Views: 1951 - 10 Ways to Save Money Without Sacrificing Your Lifestyle - by Submitted on Feb 15, 2010 from Serena CarcasoleDoes frugality bring to mind a picture of a Depression-era family living off leftovers and hand-me-downs? Before you roll your eyes at the idea, consider this -you can have your cake and eat it too! Yes, you can save hundreds and possibly even thousands of dollars every year without much ...
Views: 1944(4 votes) - What Happened to the Baby-Boomers - by Submitted on Jul 20, 2016 from Charlie MooreWhat Happened to the Baby-Boomers? I remember graduating from High School in 1968 and like every class graduating, we felt like we were going to change the world. Well, we did change the world, but is the world a better place? You have to answer that question. Personally, I don’t think so. ...
Views: 1939(1 vote) - SelfGrowth: How To Prioritize Between Debts And Expenses Despite A Limited Income - by Submitted on Apr 16, 2013 from Samantha SeiffertOne of the factors that make a life in debt very difficult is the fact that you need to squeeze in your credit payments on top of your usual expenses. In most cases, the additional amount is not enough to cover both. When faced with this scenario, you need to choose between your debt and your ...
Views: 1938 - Unemployed loans: Instant financial grasp for unemployed people - by Submitted on Apr 21, 2012 from Patricia BostonUnemployment stands for a position where you have no source of income. You need cash to fulfill your various needs like food, clothes, daily expenses, cooking gas. These are some of the needs that you can’t ignore or avoid at any cost whether you are earning or not. A persons who is going ...
Views: 1936 - Limiting Beliefs About Money: 3 Harmful Beliefs That Are Losing You Money - by Submitted on Oct 28, 2011 from Michael LeeLimiting beliefs about money have been circulating in society for many years now. While everyone is entitled to their own opinions, wouldn't you want to break free from these constricting views? After all, they're not doing you any good. In fact, they're only preventing you from having and ...
Views: 1933 - Advantages and Disadvantages of Reverse Mortgages for Seniors - by Submitted on Mar 01, 2012 from Chris BeardA reverse mortgage funding senior’s retirement can be an excellent way to supplement a retirement plan. Advisors are able to meet with seniors and determine the most effective plan of action and which plan may be right for the seniors to fund the retirement years. The knowledge and education ...
Views: 1924(1 vote) - The President's $10,000,000,000,000 Economic Stimulus Package - by Submitted on Feb 24, 2009 from Steve SelengutFor homeowners: Cut the interest rate on all mortgage loans by 50 basis points and extend the payment schedule by three to five years. Convert all variable rate loans to fixed, at prevailing rates, and extend the payment schedule by six to ten years. No fees, points or charges tolerated. More ...
Views: 1924(1 vote) - What is Next for the American & World Economies? - by Submitted on May 18, 2010 from Robert DavidsonYou might be wondering as so many: Where will it all end? Where are we headed? Of late, the news has filled our family TV screens and car radios about Greece’s dire need for a loan. Surely, you recall our own residential real estate and associated banking crisis that began to surface in ...
Views: 1920(2 votes) - Cost versus Price - by Submitted on Feb 07, 2016 from John SteelyZig Ziglar tells a story of when he was buying a bicycle for his son. There were two bicycle stores in town; the first was a cycle shop, which had a starter bicycle for a higher price, say $79. The second was a discount shop, whose starter bicycle was, say, $39. Mr. Ziglar bought the cheaper ...
Views: 1919 - Why the Consumer Price Index Doesn't Work - by Submitted on May 26, 2012 from Jamie BushBen Bernanke is so busy computing academic formulas that he forgot to go shopping and take a look at what’s really going on out there. He is famously called helicopter Ben after he made the statement that he could drop money out of helicopters to fight deflation. Is that a joke? This guy has a ...
Views: 1916 - Blaze your FInancial Future: 5 Steps to Create Wealth in Your Life - by Submitted on Oct 16, 2011 from Lisa HaishaThese days, it seems that many people need some tough love when it comes to their financial health. Every day I meet people who have become unemployed, have taken a pay cut, or are experiencing a slow period in their business. On top of that, they have credit card and student loan debt, and ...
Views: 1909 - Should You Buy a Car With No Money Down? - by Submitted on Oct 17, 2014 from Paul JuellEvery day we see and hear advertisements from car dealerships. Some are very cliche with all the hype and over the top salespeople, while others are more subdued and try to appeal to a consumer’s logical side. In any case, their goal is to draw potential buyers into the dealership any way they ...
Views: 1907 - Financial Co-Dependency - by Submitted on Sep 19, 2005 from Kathleen FoxAre you a financial co-dependent? You might be, if you are in the habit of repeatedly giving money to family members who never quite seem to learn from their mistakes. The term “co-dependency” was originally coined to describe a person married to or otherwise in a relationship with an addict. ...
Views: 1905 - What factors can affect share trading? - by Submitted on Apr 30, 2012 from James PaxtonWhat factors can affect share trading? Trading on global equities has become one of the most popular forms of CFD trading. Part of the appeal for CFD share trading comes from being able to go short as well as long on a share price, which allows you to potentially take advantage of a falling ...
Views: 1905(3 votes) - Quarterly Window Dressing - A Recurrent Wall Street Scam - by Submitted on Jun 25, 2008 from Steve Selengut"The time has come the walrus said, to talk of many things": Of corrections--portfolios--- and window dressing--- of market cycles--- wizards--- and reality. Quarterly portfolio window dressing is one of many immortal Jaberwock-like creatures that roam the granite canyons of the Manhattan ...
Views: 1904(1 vote) - The Benefits Of Gold IRA Investments - by Submitted on Jun 09, 2014 from Ewen ChiaAre you about to retire soon and thinking about your future? Are you thinking of where to invest in? I would like to share with you the benefits of gold IRA investments. These are in my opinion a better option if you have the money to chip in and get some. I would rather you get them than a ...
Views: 1900 - Down Payment – Don’t Negotiate a Car Deal Without One - by Submitted on Oct 14, 2014 from Paul JuellIt seems like every car dealership is offering ‘no money down’ sales promotions now days. On the surface it sounds great to many buyers (especially inexperienced shoppers). The fact is, there are too many reasons that this is a bad idea and you should try to avoid a ‘no money down’ deal if ...
Views: 1895 - How To Make A Frugal Budget - by Submitted on Mar 26, 2013 from Samantha SeiffertSubmitting to a budget can prove to be life changing. It can literally alter how you live every day because of the expenses that you have to let go or change. The usual scenario for a budget is to make sure you spend less and some people are hesitant to go about this change because of it. ...
Views: 1895(1 vote) - 3 Easy Steps for Manifestation - by Submitted on Jun 10, 2011 from Karen DowningOne of the most exciting ways to use your energy for positivity is to use it for the process of manifestation. Now there are many books, lectures and so much information out there on this subject and it sometimes can be very confusing and even contradictory. Let’s break this process down to ...
Views: 1893(1 vote) - Reasons To Forgo Mortgage For Rental - by Submitted on Jan 12, 2011 from Aston LeeThe advice of getting a home loan to buy a house instead of spending money on renting one is timeless. Owning a house not only helps one accumulate wealth on home equity, but it also serves as a hedge against inflation since home prices are most likely to rise with inflation. However, there ...
Views: 1891 - Schedule C Tax Deductions - How to Deduct the Cost of Goods Sold - by Submitted on Feb 18, 2011 from Wayne DaviesAre you a sole proprietor who sells a product? Then you need to know how to deduct expenses related to the sale of those products. The purpose of this article is to give you an overview of what is potentially your biggest tax deduction. First, let's discuss an important concept related to ...
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