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Mortgage and Home Financing Articles
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- A Brief about Commercial Real Estate Loans and Their Types - by Submitted on Jun 14, 2022 from Chiranjit RoyA commercial real estate loan enables you to obtain high-value funding by mortgaging commercial real estate. The commercial property could be used for your business or any other profit-generating purpose. A commercial real estate loan is an option if you need ample, affordable financing to ...
Views: 443(1 vote) - Advantages and Disadvantages of Reverse Mortgages for Seniors - by Submitted on Mar 01, 2012 from Chris BeardA reverse mortgage funding senior’s retirement can be an excellent way to supplement a retirement plan. Advisors are able to meet with seniors and determine the most effective plan of action and which plan may be right for the seniors to fund the retirement years. The knowledge and education ...
Views: 1924(1 vote) - Garage Storage and Today’s Economy - by Submitted on Aug 10, 2010 from Ryan SheaWhat do garage storage and the current state of today’s economy have in common? They both appear to be completely different topics and for the most part they are. However the state of today’s economy has had a huge influence on homeowners as well as on the businesses that provide products and ...
Views: 2127(1 vote) - Home Loan in Chennai - by Submitted on Dec 13, 2022 from Mohit BansalChennai, the capital of Tamil Nadu, is one of India’s most densely populated cities, with a population of more than 10 million people. Whether clinical, street, or instructive, the city has an incredible framework. The ease of access to public transportation and the low cost of food make living ...
Views: 497(1 vote) - How Do Lenders Determine Home Loan Interest Rate? - by Submitted on Oct 13, 2022 from Mohit BansalHome loan interest rate is described because the price of percent of important quantity charged through home loan lender. The home loan amount is decided through the interest rate charged through banks and non-economic institutions. The interest rate charged determines how plenty you should pay ...
Views: 426(1 vote) - How Much Time Does It Take to Get a PMAY Subsidy? - by Submitted on Feb 17, 2022 from Mohit BansalThe PMAY (Pradhan Mantri Awas Yojana) will bring about the finishing touch of 8 million new residing gadgets in rural and concrete areas, consistent with finance minister Nirmala Sitharaman all through her Budget Speech for 2022 on February 1, 2022. The Credit Linked Subsidy Scheme (CLSS) i.e. ...
Views: 488(1 vote) - How to Buy Property in Edinburgh - by Submitted on Mar 23, 2020 from Stacey WalshAre you looking to buy a house in Edinburgh? Buying a property in Edinburgh has never been a cinch. It requires long-term planning. If you want to buy a home now, you should have started arranging funds a few years ago. You must have a significant amount of deposit size to get a foot onto the ...
Views: 907(1 vote) - How to evaluate an online Home Mortgage Lender and Identify Deceiving Internet Advertising - by Submitted on Sep 07, 2010 from Judith SellensWhich Internet lender do you choose to originate your loan? One way is to search the internet for a mortgage lender near your location. Search results for many lenders appear, and you want to make a sound choice. A good beginning is to look at the name of the suggested lender site. Is ...
Views: 2022(1 vote) - Its Time to Refinance and Lower Your Monthly Payments. - by Submitted on Aug 24, 2010 from Adam DavisAs mortgage rates continue to set new record lows, the question is, Should I refinance? The Federal Open Market Committee, which is the group of Federal Reserve governors who determines the route of our nation's economic policy, released their statements on Tuesday. The policy statement ...
Views: 1046(1 vote) - Loan Against Property Interest Rates - by Submitted on Dec 08, 2022 from Mohit BansalA Loan Against Property (LAP) is a kind of credit that a borrower can get. For this situation, the borrower should vow their property as guarantee or security. These plans are otherwise called contract loans. These advances have yearly loan fees going from 14% to 16%. Another distinctive element ...
Views: 468(1 vote) - Loan Against Property Without Income Proof & Income Tax Return - by Submitted on Jul 29, 2021 from Mohit BansalAlmost everyone has experienced a financial crisis at some point in their lives. We constantly have an extended list of things to accomplish that demand money, and that we frequently question ourselves, “Where do I obtain the money?” In such cases, rather than swiping your credit card, you’ll ...
Views: 483(1 vote) - Loan Against Property: Factors That Affect Loan Against Property Eligibility - by Submitted on Aug 05, 2021 from Mohit BansalLoans against property are a kind of secured loan that has grown in popularity. These are multi-purpose loans that individuals can obtain from banks and lending institutions by pledging existing assets as security. you’ll borrow up to 40-70 percent of the market price, counting on the property’s ...
Views: 429(1 vote) - Loan Against Property: How can you avail Tax benefits from LAP? - by Submitted on Jul 06, 2021 from Mohit BansalWhen there’s a requirement for huge finances, mortgaging property, whether commercial or residential, has been an extended tradition. It’s something that the majority of folks have explored at some point in our lives when we’ve faced a big financial difficulty. instead of selling the property ...
Views: 452(1 vote) - Many Mortgage Firms of Stanislaus Have Downed Shutters - by Submitted on Apr 19, 2012 from Karen AnneThe Center for Responsible Lending has conducted a study whose report ‘Lost Ground, 2011: Disparities in Mortgage Lending and Foreclosure’ has shown that the Latinos were targeted by predatory lending by the mega banks in Stanislaus County. The brokers engaged by the banks were given high ...
Views: 943(1 vote) - Maximize the Value of a Home Sale Through Renovations - by Submitted on Feb 01, 2019 from Earl WhiteHow to Maximize the Value of Renovations for a Home Sale Renovating a house makes typically it more enjoyable and functional for the owners. But what if you are planning to sell your house? Most people renovate before they sell believing it will help them to get maximum value for their home, ...
Views: 819(1 vote) - Mortgage Glossary Terms Explained - by Submitted on Aug 10, 2018 from Jaclyn TengThe road to home ownership is paved with terminology that you likely have never heard before. Unless you have gotten a mortgage in the past, you’re not going to be familiar with the terms flying around. But they are important to understand – vital, even, to making the most informed decisions as ...
Views: 802(1 vote) - Mortgage Origination – Processing Steps for funding a Real Estate Loan - by Submitted on Aug 09, 2010 from Judith SellensProcessing a real estate loan requires the work of many people and takes lot of time. The following detailed loan processing steps explain, “What happens next.” First, the loan originator takes the loan application from the borrower. Usually the loan application is taken over the ...
Views: 6633(1 vote) - Personal Finance Help that Challenges the Status Quo - by Submitted on May 13, 2010 from Bern BuentipoAre you looking for personal finance help that will reap results? Are you tired of dealing with a faltering budget and want to regain control of your finances? When it comes to our money, too often we simply accept the status quo, take advice at face value, and do what everyone else is doing ...
Views: 1953(1 vote) - PMAY Status 2021: Track PMAY Application Status - by Submitted on Jun 21, 2021 from Mohit BansalPrime Minister Narendra Modi unveiled a futuristic initiative in June 2015 that permits people from all walks of life to become homeowners. The Pradhan Mantri Awas Yojana aims to eliminate slums in cities by 2022, providing concrete or “pukka” homes to people from economically weaker sections, ...
Views: 440(1 vote) - PMAY Subsidy 2021: How to Claim PMAY Home Loan Subsidy? - by Submitted on Jun 21, 2021 from Mohit BansalThe Pradhan Mantri Awas Yojana (PMAY) has delivered a series of benefits for first-time homebuyers. A subsidy on your home loan interest is one among the highest benefits that PMAY extends to you. Claiming the PMAY subsidy on your home loan may be a simple foundation of your eligibility, just in ...
Views: 424(1 vote) - Premium properties to buy in Dubai - by Submitted on Feb 07, 2022 from Anu KopDubai is home to some of the most stunning and lavish properties in the world. Investors are spoilt for choice when they’re looking for properties in Dubai making it a real-estate haven. Sprawling gardens, pools, hydraulic pop-up cinemas and other amenities are just a few attractions that ...
Views: 492(1 vote) - Property Tax - by Submitted on Nov 09, 2022 from Mohit BansalProperty Tax or house charge is how much cash paid by the land owners to the metropolitan enterprise or the neighborhood administration of the region where the property is found. Property implies all substantial land property, a singular’s home, or place of business that the proprietor has ...
Views: 503(1 vote) - Utilize Unemployment Protection Plan to Keep Your Mortgage Going - by Submitted on Mar 28, 2018 from Anil KumarSummary – "Insurance providers are coming up with various insurance plans to help new homebuyers make mortgage payments easily. This article talks about how homebuyers can be benefitted from these insurance plans." Mortgage protection insurance has provided the new homebuyers the courage to ...
Views: 1226(1 vote) - What Is a Reverse Mortgage? - by Submitted on Nov 06, 2011 from Brittney ParksIn the past ten years, reverse mortgage loans have hugely increased in popularity. According to the U.S. Department of Housing and Urban Development (HUD), 7,781 of these loans were given in 2001. In 2009, which was the biggest year for the reverse mortgage, 114,692 loans were used by ...
Views: 891(1 vote) - What Is an Offset Account? - by Submitted on May 03, 2012 from Ray EtehllAn offset account is an intrinsic module of an offset loan. When you obtain an offset loan, there is a certain percentage of the whole sum that is put aside so that you do not have to pay interest for that amount. This amount that is kept back is known as the offset amount and is placed in ...
Views: 853(1 vote) - What Type of Home Loan Will Your Next One Be or Are You an Investor? - by Submitted on Dec 14, 2015 from Geoff ClarkIt seems like your quest for a home or real estate loan depends on what you are trying to accomplish. Everyone is different in what they are looking for. Sometimes, the extra look may open up some of your loan options. If you are selling your home, most people are expecting the buyer to have ...
Views: 1265(1 vote) - Where can I find Sheesham Wood furniture in India - by Submitted on Jan 10, 2020 from Dharmendra ChaharIn the current era, home interiors and design markets are in extensive demand for high-quality, affordable furniture. In India, Markets of wooden furniture has grown substantially on a large scale with heaps of margin within a single decade. However, The customers in India demand for ...
Views: 1400(1 vote) - How to Recession Proof Your Family - by Submitted on Dec 29, 2012 from Knox Bates III"Happy New Year 2013" New Years Resolution How to Recession Proof your Family! Are all the gloomy financial forecasts depressing you? Do you really want to ignore all of the negativity but you're concerned about what may happen if you do? Well you can't ignore reality, but you can ...
Views: 2020(2 votes) - How Mortgage Software Can Mitigate Loan Risks - by Submitted on Jan 10, 2013 from Frank ShieldsLoan risk management is a discipline focused on managing credit risks related to lending products. Issues range from individual borrowers' creditworthiness and likelihood of defaulting on loans to the entire loan portfolio of a given lending institution. Lenders mitigate risks in many ways ...
Views: 2279(1 vote) - Mortgage lending 'to become more common in 2011 and beyond' - by Submitted on Jan 13, 2011 from Thomas PhillipsonHome credit lending will increase in the near future, an expert has said.Taking out home credit packages such as tracker mortgage deals will become more common in the UK over the coming years as the country continues its recovery following the global economic downturn.That is according to Cath ...
Views: 775(1 vote) - Things To Consider For Your Home Improvement Addition - by Submitted on Feb 17, 2008 from ade perilloIf you are getting ready to add a home improvement addition to your house in the form of a room, car port, deck, or some other structure there are many things to keep in mind. It may look easy when others do a home improvement addition but if you do not mind your details then there can be damage ...
Views: 1208(1 vote) - Free Debt Consolidation Tactics to Save Your Financial Future - by Submitted on Jul 12, 2010 from Sam EtkinIf you are in debt, it probably feels like there is no way out. Though your situation may be overwhelming and increasingly stressful, there is no reason it has to keep getting worse. Have you ever considered debt consolidation? There are actually many viable options available to you to help ...
Views: 43904(13 votes) - Credit Repair FAQ's - by Submitted on Jul 30, 2009 from Steve De la RosaHere are some basics facts and tips on consumer credit repair and why you should look into having it repaired. "What is a credit report, and why is it important?" A consumer credit report is a factual record of your credit activities. It reports all your credit accounts and outstanding ...
Views: 1809(2 votes) - Current Mortgage Rates Stimulating Home Sales - by Submitted on Nov 25, 2009 from Total Mortgage ServicesFor the fourth consecutive week, current mortgage rates on 30-year fixed-rate mortgages dipped. The current mortgage rate on a 30-year fixed-rate mortgage is currently 4.78%, matching a record low set in April, while the average mortgage rate on a 15-year fixed-rate mortgage is 4.29%. As the ...
Views: 1185(2 votes) - Inflation, Mortgages and the Insurance Market - by Submitted on Apr 13, 2010 from james whiteIn almost all areas of the world central banks have pumped billions of dollars into the economy. The vast fall in credit market liquidity and the resulting economic downturn forced central banks to abandon monetary policy techniques that appeared to work so well over the previous ten years. In ...
Views: 1161(4 votes) - Money Management Tips You Can Bank On - by Submitted on May 13, 2010 from Bern BuentipoWith the current economic climate everyone is looking for money management tips that will help ensure financial security. We all want to save money and get the best value for our dollar, yet it often seems as if we struggle just to make ends meet, leaving little left at the end of each ...
Views: 2155(4 votes) - Why do most people not achieve financial success? - by Submitted on Aug 18, 2010 from Craig LockArticle Title: Why do most people not achieve financial success? Shared by: Craig Lock Category (key words): Money, money management, finance, financial success, financial independence, personal finance, money books, books on money management (enough there now) Web sites: ...
Views: 2085(2 votes) - How To Calculate An Affordable Mortgage - by Submitted on May 14, 2010 from Peter MushuTo calculate a comfortably affordable home price, most banks follow guidelines that are very similar to each other. Mortgage professionals will generally maximally allow a total debt-to-income ratio of no more than 36% in almost all cases as an utmost maximum and even then such a high debt to ...
Views: 1481(3 votes) - The Most Commonly Used Forms of Protection Insurance Cover - by Submitted on Apr 13, 2010 from james whiteThe latest quarterly Savings and Protection Survey (Q4 2009) from the Association of British Insurers (ABI) revealed the most commonly used forms of personal protection insurance in the UK. The data was collated over the previous six quarters from a sample of working respondents, which provides ...
Views: 1093(3 votes) - Types of Long-Term Mortgage Protection Insurance for Sickness and Injury - by Submitted on Apr 13, 2010 from james whiteMost literature on the Internet relating to mortgage protection refers to payment protection insurance (MPPI). This type of insurance only provides short-term mortgage cover for sickness and injury. For example, this policy type will pay home loan repayments if the policyholder suffers sickness ...
Views: 1128(3 votes) - *** You Can Do Well by Doing Good - by Submitted on Apr 06, 2009 from John AOVArizona's housing crisis was deepening. Homeowners were losing their houses. But that got Kevin Andrews thinking. Andrews, a Trump University real estate student, started to wonder whether he could help homeowners and help himself at the same time. And then he hit on a way. Kevin heard about a ...
Views: 1159(85 votes) - First Time Homebuyers Profit from the Falling Market - by Submitted on May 14, 2009 from Krista ScruggsHas the housing market bottomed out? Is it possible that home prices are going to continue falling? Will mortgage rates continue to go down? Will they go up? Aspiring homeowners most likely wonder what the market future holds and whether or not they should buy now or wait a month or longer. It ...
Views: 1085(17 votes) - The Importance Of Using A Commercial Mortgage Broker - by Submitted on Feb 16, 2011 from Kurt RobinsonYour question may be..."Should I utilize the services of a commercial mortgage broker or go direct to the bank when seeking a commercial loan?" This may come to mind when you are entering into a contract for a real estate purchase or business purchase, or simply seeking to refinance your real ...
Views: 1918(21 votes) - How to Handle Foreclosure - by Submitted on May 10, 2009 from mike greavesForeclosure is a legal process in which a lender like a bank or mortgage company attempts to take over the debtor’s property to satisfy an unpaid debt if the property has been kept as a collateral security for securing the debt. The lender may claim ownership of the property or sell the property ...
Views: 2527(17 votes) - 3, 2, 1, and Gone is the First Time Home Buyer Tax Credit - by Submitted on Aug 23, 2009 from Betsy MooreAt the beginning of this year, President Obama signed into law the Recovery and Reinvestment Act of 2009. One provision is the first time home buyer tax credit. More specifically, it is opportunity for an $8,000 tax free check to you. However, this tax credit ends on November 31, 2009. ...
Views: 889(7 votes) - 5 Mistakes That Can Cause Your Loan To Be Denied - by Submitted on Mar 15, 2009 from Julian JacksonThe loan modification portion of the stimulus package will provide millions of people with the opportunity to obtain financing which will allow them to keep their homes. However, just applying for a special home loan program doesn’t necessarily mean you’ll be approved. Regardless of which types ...
Views: 2296(10 votes) - 7 Ways to Avoid Foreclosure - by Submitted on Jun 09, 2009 from Steve TetaThrough no fault of your own, you may be facing one of the greatest challenges of your life; how to prevent your property from being foreclosed upon. Why let the bank take your most valued asset and leave you with nothing? Fortunately, alternatives exist. In fact, there are seven ways you can ...
Views: 1529(14 votes) - A New Direction for Senior Housing - by Submitted on Dec 20, 2008 from Brian IcenhowerHome builders are currently facing a rapidly emerging demographic that has forced the housing industry to begin shifting away from traditional forms of real estate development into methods that cater specifically to the needs of seniors. According to the United States Census Bureau, 100 million ...
Views: 1153(2 votes) - Addressing Financial Crisis Misconceptions - by Submitted on Dec 20, 2008 from Brian IcenhowerNow that the entities known as Fannie Mae and Freddie Mac have been thrust to the forefront of national media coverage due to their rapid failures which have resulted in a multitude of emergency congressional hearings, cabinet sessions, press conferences and ultimate government conervatorship, ...
Views: 1276(4 votes) - CeMAP Training & How To Become A Mortgage Broker - by Submitted on Dec 26, 2009 from Anthony JudgeIntroduction Considering any new career is a massive step and, as such, should not be undertaken without the essential detailed research. As with most industry sectors, there are a number of traps to avoid when considering a career in the financial services sector and, having been in the same ...
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