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Articles from Rajendra Bhatia | Selfgrowth.com
- Mutual fund investment- A good investment option - by Submitted on Feb 11, 2013 from Rajendra BhatiaMutual fund investment includes the buying of the shares of stocks of the investment company by individual, institutional and corporate investors and the investing of the collective funds by the fund managers in a range of short and long term financial instruments and other kinds of securities. ...
Views: 724 - Need of Financial Planning - by Submitted on Jan 03, 2013 from Rajendra BhatiaFinancial planning includes a variety of aspects, such as cash flow managing on a daily basis, assortment and management of savings, as well as insurance wants. There are numerous elements that are involved with financial planning. This comprises matter such as risk management, allocation of ...
Views: 644(1 vote) - What is Health Insurance Portability? - by Submitted on Dec 31, 2012 from Rajendra BhatiaPortability means transferring your existing health insurance policy to a new insurer – without loosing any of the benefits that your current health insurer provides. Credit Gained that can be transferred from one insurer to another includes waiting periods; waiting period of pre-existing ...
Views: 1443(1 vote) - Strategy for Tax Planning - by Submitted on Dec 24, 2012 from Rajendra BhatiaA tax planning is a technique by which you decide when, how, or whether your taxes can be reduced, if not completely eliminated. It can help direct the manner of both your personal and business deals and transactions so that you can have more funds for other things such as expenditures, ...
Views: 661 - Importance Of Investment Through SIP - by Submitted on Dec 19, 2012 from Rajendra BhatiaYou must have heard of this saying "Little drops of water fills the empty ocean". Just like this, small and regular investments are very effective in long run, which is one of the objectives of Systematic Investment Plan (SIP). An SIP or systematic investment plan (as it is usually known) is a ...
Views: 978 - Risk and Returns in the Twilight Years - by Submitted on Dec 15, 2012 from Rajendra BhatiaThe conventional wisdom of equity not being suitable for retirees is not just misguided, but downright dangerous... A few days back, I came across a retiree who was planning his post-retirement finances. In comparison to the usual fixed-income attitude that people have at this stage, this ...
Views: 664 - 4 Steps To Be Free From Credit Card Debt Trap - by Submitted on Dec 15, 2012 from Rajendra BhatiaWhile your credit card is a useful tool in several ways, it is also an easy way to fall into a debt trap . Easy because swiping a card costs nothing and paying the minimum 5% of the bill seems manageable. But if you roll over the balance on your credit card bill for more than 2-3 months in a ...
Views: 672 - Why Should You Invest In Mutual Funds? - by Submitted on Jun 07, 2012 from Rajendra BhatiaBenefits of Investing In Mutual Funds as under : a) Professional Management : Mutual funds business is managed by highly skilled professionals whose job and responsibility is manage money. Thus they tend to do a better job as compared to most individuals. b) Diversification : One ...
Views: 587 - What If..... - by Submitted on Jun 06, 2012 from Rajendra BhatiaThis is a story i narrated to one of my friends, who just refused to believe the importance of compounding in investments and was considering himself quite happy to be investing in a traditional way. The story goes in this way : If Ramesh had invested only Rs. 4000.00 per month when his ...
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