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- Property or Pension - What's Best for Your Retirement? - by Submitted on Jun 23, 2009 from Clayton MooreThere is currently a pension’s crisis in many parts of the world, with those close to retirement facing the prospect of having to stay at work or retire with a less than adequate pension income. The fact is that pension deficits are growing and surpluses are shrinking. The other problem is ...
Views: 1865(1 vote) - The Baby Boomers Retirement: A New Definition for an Old Word - by Submitted on Jun 22, 2009 from Cathy SeversonWhat are your retirement goals and dreams? The baby boomers retirement will be different from former generations. It still to be determined whether it will better or worse. Do you want to have a happy retirement? Of course, you do. Do you want to have a retirement different from your ...
Views: 1507(1 vote) - New Ideas About Retirement - by Submitted on Jun 22, 2009 from Steve GillmanThe very concept of retirement is flawed. It is based on several false premises. First is the premise that at a certain age you are no longer able to provide economic value. That is clearly nonsense as shown by the many millionaire entrepreneurs and business people in the sixties, seventies and ...
Views: 1292 - ***My Retirement Investment Portfolio: When Is Enough Enough? - by Submitted on Jun 19, 2009 from Brian NicolettiQuestion: I’m a 57 year old clinical physician thinking about slowing down in the next few years. I don’t feel I have enough money to retire but maybe I do? How do you analyze a client’s finances to make this determination? Any thoughts you could provide would be greatly appreciated. Lia, ...
Views: 2063 - Retirement Investment Solutions - Where to Invest Money to Keep it Safe and Make it Grow - by Submitted on Jun 18, 2009 from Steven FloydAre you wondering if you're ever going to be able to retire? You're not alone. Many Americans age 55 and over are asking themselves that same important, yet frightening, question. Or maybe you already are retired, and you're wondering how long your money will last. Read on for some answers to ...
Views: 943 - Retirement Investment Challenges -- How to Make Smart Investment Decisions in Difficult Times - by Submitted on Jun 18, 2009 from Steven FloydWhere should your money be today? If you're wondering when the economic tide will finally turn, you're not alone. But one thing is certain. Eventually, things will turn around. In the meantime, the question remains where to put your money (and where not to put it) to keep it safe, until the ...
Views: 1299 - ***What's The Best Way To Invest For Retirement? - by Submitted on Jun 15, 2009 from Bill LoseyIf you talk with 10 different advisors, they’ll all have their own opinion as to what the best way to invest for retirement is. Some prefer actively managed investments. Some prefer passively managed investments. Some like to trade daily while other advisors like me prefer a combination of ...
Views: 1505 - ***All Retirement Annuities Have Fees - by Submitted on Jun 08, 2009 from Brian NicolettiQuestion: I'm looking for more details about retirement annuities. Do they all have fees? My sister says that hers cost her nothing and they "gave" her $5,000 for putting in about $50,000. Do they do that? I keep hearing about large fees and hidden costs, but she said that she started with ...
Views: 1228 - Book Review: Retire in a Weekend - by Submitted on Jun 02, 2009 from Douglas PakThis book review is part of a series that covers the topic of Retirement and Retirement Planning. For many people, financial success is an important part of self improvement. An understanding of retirement and retirement planning will help in your journey to financial success. Bill Losey is the ...
Views: 1687 - Definition: Retirement and Retirement Planning - by Submitted on Jun 02, 2009 from Douglas PakRetirement is the point where a person stops employment completely. A person may also semi-retire and keep some sort of retirement job, out of choice rather than necessity. This usually happens upon reaching a determined age, when physical conditions don't allow the person to work any more (by ...
Views: 1629 - ***3 Ways To Ruin Your Dream Retirement - by Submitted on Jun 01, 2009 from Brian NicolettiMistake #1: Retiring when what you really needed was a break. All too often I see people in their fifties and sixties who retire or take an early incentive offer because they think they’re ready to stop working. After a few months or a few years they find themselves bored and restless and ...
Views: 1167 - ***Understanding Annuities - by Submitted on Jun 01, 2009 from Bill LoseyQuestion: I’m trying to decide if an annuity is right for me but I’m confused by all the different types. Can you explain the differences? Geraldine, NJ Answer: Sure Geraldine. An annuity is a contract between you and an insurance company. Your money grows tax-deferred inside an annuity ...
Views: 1403 - How to Prepare a Good Resume for Your Job Search - by Submitted on May 29, 2009 from James PassWhen you are doing your job hunting, is it very important to have a good resume? The answer is “yes” and “no”. Basically, the resume is merely a calling card; it introduces you in outline form to a prospective employer. Your only aim is to make this introduction as painless as possible for the ...
Views: 2121 - Retirement Planning - Your Attitudes Must Change - by Submitted on May 07, 2009 from Glenn Ferguson"And it is that that we must commit ourselves to change!"- Rt. Hon Prime Minister Hubert Ingraham It is not often that I am moved by what is said in parliament but this past week provided me with one of those rear moments. A moment so profound that I had to share it with you - And it may ...
Views: 1212(1 vote) - Trying to Retire with Less Money Than You Need - by Submitted on May 04, 2009 from The Truth About... Personal FinanceThe closer you are to retirement, the more concerned you will naturally be regarding the amount of money you have in your retirement savings. With every downturn of the economy, you watch your nest egg grow smaller. Here are some practical ways you can survive on less money during your golden ...
Views: 999 - Retirement Living: Are You Guilty of the Need to be Needed? - by Submitted on Apr 27, 2009 from Cathy SeversonIf you have a tendency to put others before your needs, you may want to learn how to put yourself at the top of your list. This doesn’t mean you don’t still care about other people. It means you value yourself as much as you care about everyone else. A friend is planning the first few months ...
Views: 2027 - Retired Seniors: Welcome to the Third Age! - by Submitted on Apr 27, 2009 from Cathy SeversonThird Age is your newest frontier. It’s the new and unique opportunity for people of your generation that the “30 year bonus” of our extended life expectancy makes possible. In 1900, the average lifespan for a man in the United States was forty-seven years old. By 2000, the lifespan had been ...
Views: 1501 - Retiring Age: Managing the "B" Word - by Submitted on Apr 27, 2009 from Cathy SeversonAt some point in the first few weeks or months ob being retired, you may mutter the words, “I’m bored.” The first inclination is to rush out and do something, anything to avoid the feeling of not being needed, of not having a place to go or something that calls for you to do. The transition ...
Views: 1398 - Four Phases of Retirement: The Truth About Being Retired - by Submitted on Apr 27, 2009 from Cathy SeversonWhat is retirement really like? As the baby boomers enter retirement, they want to age differently than their parents. While golf and travel may still be part of the vision, most new retirees realize that retiring isn’t about old people. With twenty or thirty years left, that’s a lot of time ...
Views: 3190 - Retiring Baby Boomers Need to Learn How to Play Again - by Submitted on Apr 27, 2009 from Cathy SeversonAs baby boomers approach retirement, there is the realization they have forgotten how to play. Not to be confused with self-indulgence, play is an activity that needs to be cultivated in a whole new way. What is play? Believe it or not, baby boomers have forgotten how to play. Learning how ...
Views: 1211(1 vote) - Retirement Life: Discover a New Sense of Purpose - by Submitted on Apr 27, 2009 from Cathy SeversonBoomers want in retirement what they wanted from their work. To have fun, great experiences, and make a difference. Retire and discover a new sense of purpose. In today’s complicated world, earning a living is the primary purpose of most working adults. It’s an important role, but can also ...
Views: 1629(1 vote) - Retirement in the Twenty First Century - by Submitted on Apr 27, 2009 from Cathy SeversonAs boomers approach retirement, old age feels a long way off. The new retiree is entering a second growth. What used to feel like a mid life crisis is now an opportunity to make a dramatic shift as to how you live life. Because of the image it conjures, we’ve come to dislike the word ‘retire’. ...
Views: 1095 - Retirement Life: Myth vs. Reality - by Submitted on Apr 27, 2009 from Cathy SeversonAs boomers become retirees, they face a new retirement life. What is happiness based on? As you understand what makes you happy, you can create a more rewarding new senior life. Every year, thousands of people retire, leaving the workforce, looking forward to a well-deserved life of leisure ...
Views: 1349(1 vote) - Finding Retirement Activfities - by Submitted on Apr 27, 2009 from Cathy SeversonPeople think they will find a hobby or get involved in volunteer work after they retire. Studies show this is not the case. Unless you were involved with activities prior to retiring, you will struggle afterwards. Here’s how to get started finding new interests. For many, retirement is about ...
Views: 1141 - Retirement Life: Getting Started - by Submitted on Apr 27, 2009 from Cathy SeversonThere are very few instructions on how to retire. Other than being told, it’s a time to enjoy yourself, there are few models. Baby boomers want it all, but understand that thirty of years of play may not be all there is. Sometime in the first few months of retirement, the reality will hit ...
Views: 1113 - The New Retirement: Happy Days or Twilight Zone? - by Submitted on Apr 27, 2009 from Cathy SeversonAs the boomers retire, they have the opportunity to enter an exciting new adventure. Without planning, this new retirement could turn into dreary nightmare. Experts have identified six key issues that are important when facing retirement. They are: wealth, health, relationships, ...
Views: 1156(1 vote) - *** How Long Will it Take to Double My Money? - by Submitted on Apr 27, 2009 from Karyn MaierQuestion: I just inherited $200,000. If I put it in a bank CD, how many years will it take before it’s worth $400,000? Answer: 14.4 years – assuming your interest rate is 5%. In the financial planning world there is something called the “Rule of 72”. It’s a very simple way to compute and ...
Views: 4194(2 votes) - Retirement Investment: Investing in Energy and Creativity - by Submitted on Apr 22, 2009 from Hyacinth Gooden-BaileyInvesting in your retirement we usually talk about money, but well in advance and more importantly we need to invest some time to plan ahead, to give yourself a second chance to figure out what you should really be doing with your life. Pre-retirement is a good time to invest in useful guidance, ...
Views: 1471(2 votes) - Why Will I Need a Living Will? - by Submitted on Apr 17, 2009 from Mark HincksLiving Wills are used to express an individuals wishes while still “living “ if they lose the capacity to consent to or refuse medical treatment. To make your advance wishes clear you can use a living will. Living wills can include general statements about your wishes, which aren't legally ...
Views: 857 - ***Your House Won't Pay for Your Retirement . . . but these Seven Winning Strategies for Retirement Investing WILL - by Submitted on Apr 07, 2009 from John AOVA first look between the covers of the soon-to-be-released book Trump University Wealth 101 Don’t make the all-too-common mistake, popularized in recent years, of thinking that your home is your best investment and that it will pay for your retirement. Your home may well be your biggest asset, ...
Views: 889 - Retirement Planning Services: Here To Make Sure You Retire Happily - by Submitted on Apr 02, 2009 from Menno SpijkstraAs a kid, spending money recklessly wouldn’t be much of a problem, because we’ve always our parents or guardians to lean on. As you grow older, your spending habits change drastically, coz at this point you know what it’s like to work for money and be semi-independent. When your parents die ...
Views: 982 - Retirement Planning - The Cost of Waiting - by Submitted on Mar 29, 2009 from Glenn Ferguson"The way to get started is to stop talking and start doing."- Walt Disney The Time for planning for your future is now but in today’s fast paced, hectic world many people put off important decisions until another day. The excuses, “I don’t have time to plan”, “I can’t afford to invest”, and “I ...
Views: 1446(2 votes) - Retirement- It's Yours, So Build Wisely! - by Submitted on Mar 29, 2009 from Glenn Ferguson"It takes time to develop, grow and build the life you want. So give your retirement dreams the time they deserve and watch them become reality." - A Wise Man Each week as I prepare to write my “Investing In You” articles for Wednesday’s Business section of The Nassau Guardian, I realize more ...
Views: 1273 - Early Retirement: Is It For You? - by Submitted on Mar 23, 2009 from Cathy SeversonAs the financial situation shifts daily around the world, people are wondering if this is a good time to retire. New fears about the future make it appear that one shouldn’t even consider retirement. Whether there are concerns about money, healthcare, or creating a new life, one thing is for ...
Views: 1070 - Financial Fears in Retirement - by Submitted on Mar 23, 2009 from Cathy SeversonWill I have enough money to last the rest of my life? The number one fear facing retirees is whether they are going to have enough money in retirement. Ironically, that fear exists regardless of one’s actual worth. In fact, people who report assets of $10 million are more concerned about ...
Views: 1459 - Socially Committed - by Submitted on Mar 23, 2009 from Cathy SeversonThe boomers new retirement is reinventing the contri0buting citizen, seniors actively involved in the community. Now is the time to explore new adult’s activities that will create a sense of purpose and change the world. Roseanne knew she would never retire in the traditional sense of the ...
Views: 1109 - Get Out of Your Comfort Zone - by Submitted on Mar 23, 2009 from Cathy SeversonWhat is the boomers fountain of youth? It’s not about what you see in the mirror, but the way you create a good retirement and the new seniors life. Now is the time to explore, discover and take risks. When was the last time you took a serious risk, really put yourself out there? When was ...
Views: 1074 - Retirement Best: Find Passion in Senior Activities - by Submitted on Mar 17, 2009 from Cathy SeversonThe baby boomers retiring today understand thirty years of retirement golf isn’t enough to create a fulfilling retirement life. Learning how to find a new passion is the key to a successful boomer retirement. “What am I going to do with my time?” is the question the baby boomers retiring ...
Views: 3809 - Retirement Planning And The New Economic Realities - by Submitted on Mar 15, 2009 from Sharon SecorAccording to a story published in Business Week on March 5, 2009, the “53% plunge in the Dow Jones industrials since October 2007” translates into the disappearance of “more than $10 trillion of stock market wealth.” Not only did individuals lose significant money, but so too did pension plans, ...
Views: 1126 - Low Cost Retirement in Mind? "Step Away From the Coasts"! - by Submitted on Mar 05, 2009 from John BradyLow Cost Retirement in Mind? "Step Away From the Coasts"! Most of the experts think that our economic mess could continue for the next few years. If you have just retired and are trying to figure out how to adjust to life with a smaller portfolio, this article might help with some perspective. ...
Views: 1600 - 7 Steps to Reinvent Your Retirement Years - by Submitted on Feb 12, 2009 from Joyce Shafer, Book DoctorWhether you’ve retired voluntarily or not, do you have a plan about how to make the most of your life experience? Is there something you’ve always wanted to do, a little flame inside that begs you to let it glow? Maybe you were able to demonstrate your unique qualities, talents, skills, and ...
Views: 992 - Is Your Retirement Home Your Senior Haven? - by Submitted on Feb 02, 2009 from Cathy SeversonWhen people think of retirement, they usually visualize senior travel, tourist adventures to exotic locations, visiting friends and family, getting involved in a senior activity, maybe at retirement centers, playing golf or other outdoor activities. No matter how central your home, retirement ...
Views: 1091 - 3 Steps to Prepare, Protect and Prosper Your IRA in 2009 - by Submitted on Jan 20, 2009 from Lisa Moren BrommaDon’t let the panic of Wall Street and the uncertainty of the economy stop you from saving and investing with your IRA or 401(k). Like real estate, which is expected to show some signs of rebounding toward year end, the market will eventually rise. Yes, it may be awhile and no one has a crystal ...
Views: 1418 - A Capitalist's Social Security, 401(k), and Retirement Plan Reform Program - by Submitted on Nov 26, 2008 from Steve SelengutWhat if there was an easy way to implement a whole new approach to retirement funding, pension planning, and Social Security? Would the politicians be interested? Let's find out. What if the new plan actually reduced payroll taxes, cut prices, created jobs, increased salaries, raised ...
Views: 1712(1 vote) - The Advantages Of Buying With Owner Financing - by Submitted on Oct 17, 2008 from Thomas NoonanAlso known as seller financing, owner financing is growing in popularity in today’s economy. With the credit markets slowing down and people finding it harder and harder to borrow, owner financing is looking better and better as an alternative to traditional financing. Owner financing is ...
Views: 1589 - You Really Should Be Worried - by Submitted on Oct 16, 2008 from Herman WheelerI Worry About the Young People and I Worry About the Older People. Are You as Worried as I Am? Did you know that the National Institute of Mental Health estimates that 9 percent of children have symptoms of depression? It is believed that the large number of social pressures may be pushing ...
Views: 990 - Retirement Income Investing And Your Portfolio - by Submitted on Oct 07, 2008 from Steve SelengutFirst, the good news: From June 2007 through September 2008 (i.e., during the credit crisis) Income CEF payouts per share were virtually unchanged. From June 2008 through September 2008, payouts rose slightly--- 29 funds raised their payouts and 17 lowered them. Your portfolio spending money ...
Views: 1624(2 votes) - Free Time On Your Hands? - by Submitted on Oct 04, 2008 from Marilyn BrunoDon't be idle with all the opportunities out there! Check out the many, many listings for paid jobs, volunteer opportunities, and even internships at any of the websites below. Many volunteer jobs provide training and/or open the door for positions with remuneration, so keep an open ...
Views: 2089 - Investing Tips - by Submitted on Oct 04, 2008 from Marilyn BrunoRecently, a friend asked me whether I was worried about the current financial meltdown in the U.S. and what I was going to invest in. I asked him, "How crazy do you want to get?" I have been a pessimist about the U.S. financial markets for several years for many, many reasons. The truth is ...
Views: 1247 - Medicare Update - by Submitted on Oct 04, 2008 from Marilyn BrunoCMS Reminds Medicare Beneficiaries to Review and Compare Their Current Drug Coverage. On September 25, 2008, CMS Acting Administrator Kerry Weems announced the 2009 Medicare prescription drug and Medicare Advantage plan options for those of us enrolled in Medicare. Almost 97% of beneficiaries ...
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