Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Financial Literacy Articles
We are currently looking for an Official SelfGrowth.com Guide to "Financial Literacy". If you have expertise in Financial Literacy and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- Rolling Options - by Submitted on Dec 23, 2010 from Mike ScanlinThe phrase "rolling options" as it pertains to covered calls, occurs when an investor has a covered call position and then buys back the option portion and sells a different option that has either a different expiration, a different strike price, or both. Rolling is an integral part of ...
Views: 1140(3 votes) - ***Using Our Own Power to Change Our Financial Position - by Submitted on Oct 05, 2009 from Margaret GoodWords are extremely powerful. We all know that Proverbs 18:21 states, “The tongue has the power of life and death, and those who love it will eat its fruit.” (NIV). Our mouth plays an important part in our potential to improve our financial situation. You have the power to change the course ...
Views: 1372(1 vote) - 10 Tips to Investing in Fixed Annuities for Retirement - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity can be a good retirement investment if you select the annuity correctly. Many times investors enter into this type of retirement planning unsure about the product they are purchasing. This can lead to great disappointment when retirement arrives. Understanding what an annuity is and ...
Views: 1833(3 votes) - 4 Reasons to Invest in an Annuity - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity is a contract that you purchase from an insurance company or other financial institution that guarantees a lifetime income stream. For a lump sum payment to the issuer of the annuity, you are can receive either a lump sum, a certain number of payments or any combination of payout ...
Views: 2218(3 votes) - 5 Reasons Why You Must Stop Working With Your Broker - by Submitted on Feb 22, 2010 from catherine averyDo you know the difference between a broker and an investment advisor? Did you know there WAS a difference? Well, there is… and it’s BIG. Brokers have major conflicts of interest, can have hidden fees and often do not even directly handle your money. In fact they may not even KNOW the ...
Views: 1792(1 vote) - Free Annual Credit Report – Know Your Financial Status - by Submitted on Aug 27, 2009 from Sophie WilsonIn today's crucial economic times, every one is working hard than ever to improve their credit scores. If you want to apply for a loan, a free annual credit report is an inventory that outlines all your repayment activities, shows the number of debts you have and the rates you are paying on the ...
Views: 1002(2 votes) - Have You Discovered an Error on Your Tax Returns? Are You Entitled to Unclaimed Credits? - by Submitted on Aug 26, 2009 from Robert RimbergWell then, it’s time to amend your tax return! We try to prepare your tax returns correctly - the first time! Once in a while, an error occurs. For instance, sometimes a 1099 shows up in September after your return is filed. Here’s what you can do: Avenge with an Amend In most cases, the ...
Views: 1067(1 vote) - How The Silver Market Is Changing - by Submitted on Aug 23, 2011 from Mike PagachWhy precious metals? Isn't that a subject for the position in time in which we live? Let's start by looking at gold. Why is gold such a celebrated method of currency? Simple! Governments cannot print gold! There is a limited quantity of gold available on the globe which is why it always has ...
Views: 945(1 vote) - Income Investors Who Focus On Growth - by Submitted on Nov 09, 2010 from Mike ScanlinAre you an investor who needs current income but who also needs your portfolio to grow in value? Income investors who focus on growth typically invest in stocks that offer a high dividend yield and that are also expected to appreciate in price. A solid, time-tested strategy. But, there is a way ...
Views: 1018(4 votes) - Investing In Stock- Significant Knowledge Base For Bombay Exchange Stock - by Submitted on Jun 17, 2011 from vik gurungA market crash is usually defined as a sharp dip in share costs of instruments noted on the stock exchanges. In parallel with numerous economic factors, a justification for stock exchange crashes is also due to panic and investing public's lack of confidence. Regularly stock market crashes end ...
Views: 656(1 vote) - Know Money or No Money? - by Submitted on Sep 13, 2010 from Erik TherwangerDo you feel you are on the right track financially? Are you prepared for retirement? Is your nest egg where it should be? Has the economy had a negative impact on your financial household? Do you need to earn more money? Many people feel they need to follow a specific “road” to financial ...
Views: 1410(3 votes) - Lauton U: Beyond The Basics Development Projects - How to Put Together a Funding Package The Right Way - by Submitted on Oct 07, 2009 from Joseph PolancoFunding packages for development projects contain the same basic elements found in most project packages. Previous posts discussed each of these components at great length. Before going further, we strongly suggest you read up on them - How to Put Together a Funding Package that Will Get ...
Views: 913(1 vote) - Lauton U: How to Put Together a Funding Package That Will Get Investors Excited About Your Project - The Basics (Part II) - by Submitted on Sep 03, 2009 from Joseph PolancoIn Part I, we discussed those components that are found in great funding packages. We covered the key features of the Business Plan, Executive Summary, Proforma and the Resumes of Principals. We also discussed how to make them stronger and more compelling to investors. Today we will conclude ...
Views: 2196(2 votes) - Lauton U: The Hidden Costs of Project Funding - Part II - by Submitted on Oct 07, 2009 from Joseph PolancoIn Part I of The Hidden Costs of Project Funding, we discussed two major categories of costs —due diligence expenses and project package expenses— and we also analyzed those key cost components that usually form part of the due diligence process. Today, we will cover those capital outlays ...
Views: 733(1 vote) - Lauton U: The Hidden Costs Of Project Funding – Part I - by Submitted on Oct 07, 2009 from Joseph PolancoIn our last post, titled The Shocking And Controversial Truth About Project Funding – What You Need To Know Before You Approach Investors we discussed how you need to be prepared to bear certain costs before you receive a single dollar from investors. Now let us take a closer look at what these ...
Views: 1077(1 vote) - Lauton U: The Shocking And Controversial Truth About Project Funding – What You Need To Know Before You Approach Investors - by Submitted on Oct 07, 2009 from Joseph PolancoAsk anyone who has ever raised millions of dollars in funding and they will tell you that it is an expensive proposition. Whether it is an Initial Public Offering, a Private Placement or a simple commercial loan, it costs businesses thousands of dollars before they see their first dollar in ...
Views: 737(1 vote) - Lauton U: Top 7 Ways To NOT Get Commercial Funding - Part 1 - by Submitted on Sep 03, 2009 from Joseph PolancoCommercial funding is crucial for any business, big or small. In these times of global recession it is especially important for business owners to be cautious about the way they approach lenders and/or investors for commercial funding. While it’s easy to find articles and posts on how to be ...
Views: 872(2 votes) - Lauton U: Top 7 Ways to NOT Get Commercial Funding – Part 2 - by Submitted on Sep 03, 2009 from Joseph PolancoLet’s finish up our mini-series on what you need to avoid doing if you want to be successful in getting the funding you need for your business or project. The last time we were here, we looked into the fatal mistakes the Big Three of the auto industry made and the valuable lessons they taught ...
Views: 906(2 votes) - Progressive Finance 6 Month No Credit Check Loans Specialist - by Submitted on Jan 01, 2011 from Kent McBrideEver been in a tight squeeze that found you without enough money on hand? If you have then I'm positive you may be of the same opinion with me that it is totally no fun and for the most part it is real hectic to deal with. A few months ago I went on a trip for a weekend and next thing I knew my ...
Views: 3734(1 vote) - Reasons behind the success of online financial services - by Submitted on Jul 08, 2011 from Ryan JessicaWell, there are various reasons behind the success of online financial services. There are different kinds of online financial services available whether it is banking, or investing, or share trading, or financial consultancy services and so on. But out of these the financial service which is ...
Views: 781(1 vote) - Retirement Investment Mistakes - Stop Throwing Away Money! Avoid This Common Investment Mistake - by Submitted on Aug 20, 2009 from Steven FloydYou're saving for your retirement, right? You're feeling pleased with yourself as you're putting away a good chunk of money every month in your 401(k). But are you really getting what you think you're getting? Here is an ugly truth that your employer -- or your 401(k) administrator won't tell ...
Views: 970(2 votes) - Stock Brokers- Interrelated Hint For Online Broker Stock - by Submitted on Jun 17, 2011 from vik gurungA market crash is usually outlined as a sharpened dip in share costs of securities mentioned on the stock exchanges. In parallel with various economic factors, a reason for stock market crashes is also due to panic and investing public's lack of confidence. Regularly stock market crashes end ...
Views: 621(1 vote) - Stock Market Trade- Free helpful Guideline For Stock Broker Online - by Submitted on Jun 17, 2011 from vik gurungSelling and buying stocks is generally a simple process after opening an investment account. With banks and brokers it's generally just an example of a phone call or visiting their offices for a private meeting. Both can offer investment products and potentially guidance on the right way to ...
Views: 596(1 vote) - Stock Newsletter- Interrelated Article For Market Stock Trade - by Submitted on Jun 17, 2011 from vik gurungA stock option is a class of option. Especially, a call option is the right ( not requirement ) to buy stock in the future at a fixed price and a put option is the right ( not duty ) to sell stock in the future at a fixed price. Thus, the value of a stock option changes in reaction to the actual ...
Views: 615(1 vote) - Stock Trading System- Significant Hint For Invest In Stock Market - by Submitted on Jun 17, 2011 from vik gurungA stock option is a class of option. Specifically, a call option is the right ( not obligation ) to buy stock in the future at a fixed price and a put option is the right ( not duty ) to sell stock in the future at a given price. So, the value of a stock option changes in reaction to the actual ...
Views: 718(1 vote) - Stop Wasting Money On Your Electrical Bill - by Submitted on Sep 01, 2009 from Paul RodgersSick of paying more and more for electricity and energy. With the ever increasing costs of living, there is no better time than right now to stop throwing money out the window and start generating your own electricity. The best choices when it comes to home power are solar and wind power. These ...
Views: 1198(1 vote) - Student Loan Debt Highest Among Middle-Income Students - by Submitted on Nov 09, 2010 from Jeff MictaborAccording to a new report issued by the College Board, students from families whose median annual income falls between $60,000 and $90,000 leave school owing about $35,000 in student loans, compared to students from lower-income families, who graduate with about $25,000 in student loan ...
Views: 1517(3 votes) - Teaching Your Kids About Money - Setting the Financial Thermostat - by Submitted on Sep 02, 2010 from Daniel BrittonA key concept in teaching your children about money is the awareness that as an adult your past programming determines every thought that forms in your mind. With this knowledge we can give our children positive messages and a healthy financial conditioning. As a child our conditioning, ...
Views: 1626(4 votes) - The Art of Negotiation: Learn it and Make More Money! - by Submitted on Dec 04, 2013 from MaryEllen Tribby"Mom, I think I want to be president," Connor said. "Is that so? I thought you wanted to be a professional baseball player," I replied. "No, not when I grow up..." he explained. "I want to be president NOW." That's right! Connor, my 10-year-old, was nominated for class president. He ...
Views: 1664(1 vote) - The Art of Working with a Bookkeeper - by Submitted on Oct 16, 2011 from Justin KraneYou have made the decision to hire a bookkeeper. Congratulations because now you will have more time to focus on making more money in your business. So let's make sure you get your money's worth! Here are 7 things you should do when you start working with a bookkeeper. 1. Share Your ...
Views: 1306(1 vote) - Top Income Stocks (March 2009) - by Submitted on Sep 30, 2009 from Reshma C KHere are the TOP 10 dividend-paying, safe income stocks for this month. Just click on the respective links for graphs and detailed current information about each stock. 1. Eni S.p.A. (E) is an integrated energy company. The company’s activities include finding, producing, ...
Views: 1542(1 vote) - VAT Increase - Be Prepared - by Submitted on Jul 03, 2011 from Paul CooperThe rate of VAT in the UK increases from 17.5% to 20% as of 4th January 2011. As the owner or director of a small or medium-sized business have you considered how this rise is going to impact upon you and your business? What should you do? The main alternatives are to either pass on the ...
Views: 978(1 vote) - Why Is It So Difficult To Lend To Small Businesses - by Submitted on Mar 19, 2013 from Joseph LizioSmall business have always had a hard time finding and securing financing – regardless of the state of the economy. But, why is this so? There are several reasons: There are mainly two types of organizations that provide small business loans. First – Funds: 1) Your typical bank or ...
Views: 1150(1 vote) - Your Investment Property Loan Options - by Submitted on Oct 28, 2010 from Jared T.If you don’t have enough resources to support your investment property, you can still have an opportunity to get an investment property loan. Your money may not be sufficient for an investment fund and you may need a big sum to increase some capital to buy a real estate property. You may be ...
Views: 1083(4 votes) - Choose investments that are strong yet stable - by Submitted on Jul 12, 2010 from Michael YardneyAs the world works its way down the road to recovery, savvy investors are asking, “what’s the right type of investment for the new financial era?” They understand that the economy is recovering, interest rates will increase and inflation is likely to return, due to our government borrowing ...
Views: 2596(7 votes) - Student Loan Debt on the Rise - by Submitted on Oct 28, 2010 from Jeff MictaborThe Project on Student Debt, an initiative sponsored by the Institute for College Access & Success (ICAS), has released its fifth annual report on the extent of student loan debt in the United States. The report examines student loan debt nationwide and on a state-by-state basis. According to ...
Views: 1636(3 votes) - What Your Insurance Company Does Not Want You to Know about Fixed Annuities - by Submitted on Jul 21, 2010 from Lisa CintronOne of the greatest features of fixed annuities is that they are reasonably simple. So, in reality, fixed annuity rates are not nearly as complex as variable annuities are. However, be aware that your financial advisor most likely won’t inform you that they are less expensive, because he will ...
Views: 1677(3 votes) - Forex Secret Tips #52 -- Is Your Stop Loss Safe? - by Submitted on Oct 28, 2010 from Matthew HuttonsDetermining and entering a stop loss is a serious discipline for each Forex trade you take. However, it appears that some stop loss levels are safer than others, in that they don't get hit usually. Nothing could be further from the truth, as revealed in this article... Keywords: Forex ...
Views: 2228(4 votes) - "Money Doesn't Grow on Trees" - by Submitted on Jan 20, 2010 from Craig Lock"We share what we know, so that you and your money may grow." * MONEY DOESN'T GROW ON TREES "Money isn't everything - but a lack of it is." "Money is a terrible master, but an excellent servant." - PT Barnum (American circus showman) "Money can't ...
Views: 1018(1 vote) - +1-855-915-2082) QuickBooks Premier Support Phone Number - by Submitted on Mar 25, 2021 from Anuj quickbooksQuickBooks Premier Technical Support In today’s market, QuickBooks Premier is classified as one of the most generic accounting software which can be easily accessed by either entrepreneurs or start ups. As we all know demand is on peek for cloud based technology for easy access and utility. ...
Views: 302(1 vote) - Don't Get Scammed - by Submitted on Dec 01, 2010 from Taquee HicksIf you already trade the Forex market, this isn't new to you. Although, if you are a beginner, please be aware that this is a common thing in Forex. For trading in any financial market you need a broker. As the Forex market isn't regulated, you have to make a better due diligence to find a ...
Views: 1093(2 votes) - Guidance To Vet Your Payment Processing Provider - by Submitted on Feb 10, 2016 from Angelina BrownFortunately, the PCI Council doesn’t simply make this ruling and then leave smaller companies hanging out to dry. It produces a guidance document which explains all the responsibilities that SMEs must undertake, and how they can make sure a payment processing provider is doing likewise. The ...
Views: 1159(1 vote) - If You Are Struggling Financially It Is Your Own Fault! - by Submitted on Oct 16, 2011 from Jeremiah CarstarphenIf you have a job, are receiving unemployment benefits, or if you are receiving social security or disability insurance… and you are struggling financially, it is your own damn fault. Here is why. You do not manage your money well. You may think you do, because you pay your bills on time, ...
Views: 1231(1 vote) - Problems Are Arriving In Great Batches And That Can Be a Very Good Thing! - by Submitted on Sep 09, 2009 from Geoff Fickeby: Geoff Ficke William Shakespeare” famous quote from Hamlet, “When sorrows come, they come not single spies, but in battalions”, is particularly relevant today. All of the news seems bad. The negative numbers are huge. The human devastation seems interminable. Governments everywhere seem ...
Views: 1317(1 vote) - QuickBooks Payroll Support Number (855) 915-2082 - by Submitted on Apr 17, 2021 from Anuj quickbooksQuickBooks Payroll is one of the most popular and widely used financial management tools. It has been developed by Intuit and has unique features designed to meet the requirements of its different users. How to dial QuickBooks Payroll support number QuickBooks Payroll is a business and ...
Views: 381(1 vote) - Thirteen ("Lucky") Golden Rules in Buying Life Assurance - by Submitted on Aug 27, 2010 from Craig LockArticle Title: Thirteen ("Lucky") Golden Rules in Buying Life Assurance Shared by: Craig Lock Category (key words): Life Assurance, Life Insurance, Insurance, Insurances, Financial Success, Personal Finance, Money, Money Management, Financial Independance (enough there now, craig) Web ...
Views: 844(3 votes) - We All Know There’s No Such Thing as a Free Lunch, But it’s Really Getting Ridiculous! - by Submitted on Aug 20, 2009 from Robert RimbergNo More Company Lunches for You, Mr. Small Business Owner! Thinking about taking your clients out for a business lunch or hiring some new employees? Are you ready to expand your small business? Well, because of the new crackdown on credit limits, if you’re a small business owner - think ...
Views: 913(1 vote) - What is the worth of life insurance? - by Submitted on Apr 02, 2011 from Ade AdenekanHas life insurance any worth is the question people without vision normally ask as they feel that all that is necessary for one’s existence is just to enjoy the best of everything that nature provides (both valuable and mundane) that comes their way. Many even say that once they diligently take ...
Views: 1710 - A Look at the Features and Tips of Medical Emergency Loans - by Submitted on Sep 09, 2020 from Rishav RajA Look at the Features and Tips of Medical Emergency Loans Need a loan to fund your medical expenses then search online and you find that there are a number of medical loan providers, online. Modern medical expenses in reputed hospitals and clinics across the country, touch enormously high ...
Views: 534 - An Industry Blueprint To Stocks And Shares - by Submitted on Sep 30, 2011 from Nigal ThomIn this day and age, a lot of things have changed from how they used to be, which can be new and exciting for most. Because of the large size of the stock market, beginner investors appear to feel overwhelmed as to where to even activate investing their money. To most people, the stock market ...
Views: 422