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Articles from Krista Scruggs | Selfgrowth.com
- Uncle Sam Wants to Pay 10% of Your New Home Loan - by Submitted on Apr 09, 2009 from Krista ScruggsIf 2009 is the year of your first home purchase, then Uncle Sam is ready to give you a gift that equals up to 10% of your entire purchase price. Known as the homeowner tax credit, the Obama Administration has finally figured out a way to make home buying a much more delectable proposition. Add ...
Views: 837 - Understanding Debt Settlement and Debt Elimination - by Submitted on May 14, 2009 from Krista ScruggsImagine getting rid of a mountain of debt, and doing so legally! Debt elimination is one of the primary goals of Americans who are heavily hit by a faltering economy and waning home prices as well as shrinking nest eggs and college funds. The vast majority of everyday consumers carry in excess ...
Views: 902 - Understanding Streamline Refinancing - by Submitted on Sep 14, 2009 from Krista ScruggsA streamline refinance option is not open to a lot of consumers. It is a privilege of those consumers who currently have an FHA insured loan. For this reason, a good many consumers initially opt to check out FHA loan products rather than one of the various other kinds of loan vehicles. Of ...
Views: 879 - Understanding the Statute of Limitations and Consumer Debt - by Submitted on May 28, 2009 from Krista ScruggsThe typical American consumer carries a fair burden of secured as well as unsecured consumer debt. These accounts usually refer to credit cards, personal loan, store credit accounts, and also car loans as well as home loans. It is not surprising that the recent economic downturn has seen an ...
Views: 1244 - What the Obama Administration Offers to Do For Homeowners - by Submitted on Apr 08, 2009 from Krista ScruggsBailouts are in the news every single day, but more and more homeowners and those hoping to qualify for a mortgage loan any time soon are wondering what is in it for them. When Treasury Secretary Geithner finally came out with a mortgage plan and bank bailout scheme, it seemed like it might have ...
Views: 672 - When Debt Relief Options Do More Harm Than Good - by Submitted on Feb 26, 2009 from Krista ScruggsTrying to eradicate all debts is often a great source of stress and anxiety. People who owe immense sums of money to creditors may not even know where or how to begin. Some of these people may have even tried to clear debt in the past to no avail. To these people it seems they feel as though ...
Views: 811 - Why Do Homeowners Refinance? - by Submitted on Jan 08, 2009 from Krista ScruggsGetting the initial mortgage in the first place was a lot of work, took a lot of effort, and by no means could it have been considered a lot of fun. Yet the refinance industry is booming, begging the question why do homeowners refinance their loans? Secondly, is refinancing a worthwhile and ...
Views: 869 - Why Foreclosure Defense Usually Means Foreclosure Delay - by Submitted on Dec 16, 2010 from Krista ScruggsHomeowners in Florida who are behind on their mortgage payments and are facing foreclosure need to know their options. Although there have been countless news stories about banks who have engaged in “robo-signing” tactics and other dirty tricks, homeowners need to be realistic about their ...
Views: 1207 - Why Prequalify for a Mortgage Loan? - by Submitted on May 28, 2009 from Krista ScruggsIn the past it was easy to apply for and receive a mortgage loan. Lenders were open to entertaining loan applications that showed no verifiable income and that could have been rather risky investments. As the loan market tightened significantly over the last few years, prequalifying for a ...
Views: 1332 - Will Home Equity Make a Comeback? - by Submitted on May 12, 2009 from Krista ScruggsWhether it was the artificial inflation of home values or the sudden drop in the market, home prices fell so severely that years of built up equity virtually disappeared overnight. What used to be considered a failsafe investment, for many homeowners has now become a huge albatross around their ...
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