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Articles from Samantha Seiffert | Selfgrowth.com
- Must-Have Habits While in a Debt Relief Program - by Submitted on Jan 22, 2013 from Samantha SeiffertApplying for a debt relief program is a great way to start heading towards a debt free life. However, that is only half the battle. You will encounter a lot of realizations as you go deeper into your debt relief efforts. Most of these will involve changing a few habits that will get you out of ...
Views: 1240 - On Making a Debt Management Plan Successful - by Submitted on Dec 09, 2012 from Samantha SeiffertThere are many forms of debt relief and one of them involves making a debt management plan. Sometimes referred to as a DMP, it aims to aid consumers in paying off their credit obligations through a debt consolidation program. While the success of your debt relief effort depends on how you ...
Views: 842 - Personal Money Management for Women - by Submitted on Dec 19, 2012 from Samantha SeiffertAs women start to be more aggressive in learning how to earn their own income, it is clear that they also have a responsibility in making sure that they know how to manage it. While we will not claim that men are the best in terms of money management, statistics show that women are not ...
Views: 1159 - Read This Before You Use Loans To Pay Your Debts - by Submitted on Dec 10, 2012 from Samantha SeiffertGetting a debt consolidation loan to pay off your credit obligations may seem like a good idea but before you pursue that path, you need to lean a couple of things first. All forms of debt relief in general will require a specific financial situation before you can really say that it is the ...
Views: 886 - Save Your Household: Personal Finance Management for Women - by Submitted on Dec 19, 2012 from Samantha SeiffertWhether you are a stay at home mom or working to help with the household expenses, family finance management usually falls on the shoulders of women. That is probably because they get to monitor what is needed at home and what needs to be purchased to make sure everyone in the family has what ...
Views: 1254 - SelfGrowth: How To Prioritize Between Debts And Expenses Despite A Limited Income - by Submitted on Apr 16, 2013 from Samantha SeiffertOne of the factors that make a life in debt very difficult is the fact that you need to squeeze in your credit payments on top of your usual expenses. In most cases, the additional amount is not enough to cover both. When faced with this scenario, you need to choose between your debt and your ...
Views: 1938 - Settling Your Own Credit Card Debt - by Submitted on Dec 11, 2012 from Samantha SeiffertWhile it is advised that you enlist the help of a professional, debt settlement is something that you can accomplish on your own. If you wish to go about the whole process by yourself, you need to understand every step involved. The goal of debt settlement is to negotiate with your creditors ...
Views: 910 - The Benefits Of Bringing A Brown Bag To Work - by Submitted on Mar 04, 2013 from Samantha SeiffertThat brown bag seems like too much of a chore but if you are currently tight in cash, you may want to reconsider. When you eat out, you do not only spend more, you are also usually rushed as you compress the actual meal time and the travel to and from the dining spot. You should also consider ...
Views: 1860 - Tips in Choosing the Right Second Job that Will Not Burn You Out - by Submitted on Dec 26, 2012 from Samantha SeiffertEveryone seeks financial freedom and independence. This may be from too much debt, a desire to purchase a big ticket item, a dream to start investing or to simply start your own business. Whatever it is, the need to increase your monthly income is crucial in achieving this. There are a couple of ...
Views: 1048 - Tips To Build Up Your Emergency Fund - by Submitted on Mar 19, 2013 from Samantha SeiffertBuilding up your emergency fund will save you a lot of headaches in the future. You owe it to yourself to make sure that your future will be spared from the stress of dealing with a problem without any hope for financial assistance. Think about it. Wouldn’t it be great to be able to face your ...
Views: 1586 - What Causes Credit Card Debt? - by Submitted on Dec 09, 2012 from Samantha SeiffertAs you are on the road to financial recovery, paying off debts is usually the focus of your plans. However, to effectively eliminate your debts and make sure you never land on the same situation again, you have to address the different reasons why you got there in the first place. In truth, ...
Views: 1126 - What Not To Do During Debt Negotiation - by Submitted on Mar 26, 2013 from Samantha SeiffertDebt settlement is an effective debt relief solution and the great news is, you can do it on your own. Some people think that this is best left in the hands of a professional. While there is nothing wrong with that, there is a service fee that you need to pay for on top of the actual settlement ...
Views: 1724 - What To Do After Achieving Debt Freedom? - by Submitted on Jan 30, 2013 from Samantha SeiffertDebt freedom is a component of financial freedom. This is a time when you have paid off all your debts that has haunted you for a long time. This is a great achievement that did not come easy and you would want to keep it that way. After you have paid off your debts, you still need to exercise ...
Views: 1411 - Women and Money Matters: Tips in Personal Finance - by Submitted on Jan 07, 2013 from Samantha SeiffertEven though we want to think of our society as being very modern, there is something different about the way we accept situations wherein women are taking the lead. We are all used to seeing them govern households. However, when it comes to the workplace, business or anything related to income ...
Views: 1467 - Work from Home Ideas for Women: Increase Your Income for Debt Payments - by Submitted on Dec 13, 2012 from Samantha SeiffertMost of the success stories that you will read about households getting out of debt involves an effort from both husband and wife. If you notice, not all of them have a regular job. In more than one scenario, women stayed at home while their spouse goes to the office to earn enough income to pay ...
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